First Secure Bank & Trust Savings & Money Market Rates

How First Secure Bank & Trust’s savings rates compare

Compared with banks and credit unions near Chicago, IL-IN, where First Secure Bank & Trust has the most branches. $10,000, best rate first.

This bank’s best
First Secure Bank & Trust
2.04%APY
Requires
None
Minimum
$250
Earns on $10,000 a year
$204
Monsters Savings
Top rate
Justice Federal Credit Union
4.00%APY
Requires
Monthly account activity
Minimum
$0
Earns on $10,000 a year
$400
Justice Federal Credit Union rates
2nd-highest rate
United Trust Bank
3.90%APY
Requires
None
Minimum
$10,000
Earns on $10,000 a year
$390
United Trust Bank rates

Compare savings rates near you →

Savings score

Higher than 90% of U.S. banks and credit unions

By balance

$1,000 balance$1,0002.04%
$10,000 balance$10,0002.04%
$100,000 balance$100,0002.04%
QualifiedQualified2.04%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where First Secure Bank & Trust ranks

By savings score, in each area where it has branches

Every rate

Current savings rates

Rates from the bank’s website. Earnings assume the rate doesn’t change.

Monsters Savings

2.04%APY$250 to open

Interest compounded quarterly.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
Up to $1,000,000Compounded quarterly.	2.04%	$204	Compounded quarterly.
Over $1,000,000Compounded quarterly.	1.01%	—	Compounded quarterly.

Sources (1)

firstsecurebank.com/personal/deposit-accounts/rates · captured Oct 6, 2026

Personal Money Market

0.10%APY$2,501 to open

$25.00 monthly service charge applies if balance falls below the $2,500 average daily balance requirement in the statement cycle. Limit of six debit transactions per statement cycle with a $25.00 fee for each excessive transaction.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
$2,501 – $10,001Interest compounded and paid monthly. $25.00 monthly service charge waived if $2,500 average daily balance is maintained.	0.10%	$10	Interest compounded and paid monthly. $25.00 monthly service charge waived if $2,500 average daily balance is maintained.
$10,001 – $25,001Interest compounded and paid monthly. $25.00 monthly service charge waived if $2,500 average daily balance is maintained.	0.15%	—	Interest compounded and paid monthly. $25.00 monthly service charge waived if $2,500 average daily balance is maintained.
$25,001 and upInterest compounded and paid monthly. $25.00 monthly service charge waived if $2,500 average daily balance is maintained.	0.20%	—	Interest compounded and paid monthly. $25.00 monthly service charge waived if $2,500 average daily balance is maintained.

Sources (2)

All captured Oct 16, 2026

Koala Savings

0.20%APY$50 to open

Interest compounded quarterly.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
Over $0Compounded quarterly.Over $0	0.20%	$20	Compounded quarterly.

Sources (1)

firstsecurebank.com/personal/deposit-accounts/rates · captured Oct 6, 2026

Statement Savings

0.20%APY$100 to open

Interest compounded quarterly. Six (6) debit transactions per month with a $2.00 fee for each excessive transaction.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
Over $0$5.00 monthly fee if balance falls below the $100 minimum balance in the statement cycle. APY compounded quarterly.Over $0	0.20%	$20	$5.00 monthly fee if balance falls below the $100 minimum balance in the statement cycle. APY compounded quarterly.

Sources (2)

All captured Oct 6, 2026

Opening an account

Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.

Visit institution website ↗Branches and institution details

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