Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Baton Rouge, LA metro
- Woodforest National BankEmerald Elite AccountEmerald Elite Account · $25 min · 1.00%–3.00% by balance
Bank · 2 branches
1.00%APY$100 a year on $10,000Requirements
Product: Tiered money market account. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($25.00 fee per excessive withdrawal over 6). Includes custom wallet checks, cashier's checks, money orders, and notary services.
Offer: Emerald Elite 1st Tier. Variable interest rate calculated using daily balance method. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period.
$25 monthly fee · Effective Sep 14, 2026
Rate by balance
Rate by balance for Emerald Elite Account Balance APY Over $0Your amount 1.00% $100,000 and upEmerald Elite 2nd Tier. 1.50% $250,000 and upEmerald Elite 3rd Tier. 2.00% $500,000 and upEmerald Elite 4th Tier. 3.00% Rate checked
More details - Essential Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.40%–3.60% by balance
Credit union · 6 branches
0.60%APY$60 a year on $10,000Requirements
Product: Tiered rate account; once a particular balance range is met, the dividend rate and APY for that balance range apply to the full balance of the account. Dividends compounded monthly and credited monthly (calendar). Average Daily Balance method used to calculate dividends. Minimum opening deposit of $1,000.00. Minimum balance to avoid a service fee and earn the stated APY is $1,000.00. Requires membership share of $5.00.
0.40% interest rate · Compounded monthly · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $10,000 0.40% $10,000 – $25,000Your amount 0.60% $25,000 – $50,000 1.00% $50,000 – $349,999 1.10% $350,000 and up 3.60% Rate checked
More details - 0.60%APY$60 a year on $10,000with conditions
Requirements
Product: Requires an Interest Checking Combo Account with identical ownership. No monthly maintenance service charge. $4.85 monthly paper statement fee waived if average month to date balance is $5,000 or greater, OR average month to date balance is $25,000 or greater in qualifying deposits, OR account is set up for eStatements.
Offer: Qualifications met in Interest Checking Combo Account: at least 12 debit card transactions post and settle per qualification cycle (excluding ATM transactions, POS refunds, internal transfers), and at least one automatic payment (ACH), Gulf Coast Bank bill payment, or direct deposit post and settle per statement cycle.
Qualified rate · 0.60% interest rate · No monthly fee
Rate checked
More details - Gulf Coast Bank & TrustSelect Money MarketSelect Money Market · $20 min · 0.50%–3.55% by balance
Bank · 2 branches
0.50%APY$50 a year on $10,000with conditionsRequirements
Product: A minimum deposit of $20 is required to open account. A Select Checking account is required; owner(s) of Select Checking and Select Money Market accounts must be the same. No monthly maintenance service cycle charge.
Offer: Requires Select Checking account.
Qualified rate · 0.50% interest rate · No monthly fee
Rate by balance
Rate by balance for Select Money Market Balance APY Up to $100,000Your amount 0.50% $100,000 – $250,000 0.70% $250,000 – $1,000,000 0.85% $1,000,000 – $1,500,000 3.44% $1,500,000 and up 3.55% Rate checked
More details - 0.50%APY$50 a year on $10,000with conditions
Requirements
Product: Paired with ZydeCash Checking. Average Daily Balance used to calculate interest. Limited to one account per Social Security number.
Offer: Base rate applied to all balances if monthly qualifications are not met on ZydeCash Checking.
Qualified rate · No monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for ZydeCash Savings Balance APY Any balance 0.05% Up to $30,000Your amountQualifying rate tier when qualifications are met during monthly qualification cycle on ZydeCash Checking (12 debit card purchases, at least 1 direct deposit or automatic payment, e-statements online, personal online or mobile banking access). 0.50% Over $30,000 0.15% Rate checked
More details - Concordia Bank & Trust Co.Money Market AccountMoney Market Account · $1,000 min · 0.50%–2.02% by balance
Bank · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Requires a minimum opening deposit of $1,000.00. A monthly service charge of $10.00 applies if the ledger balance falls below $1,500.00 during the statement period. Limited to six withdrawals/transfers per month.
Offer: Monthly service charge of $10.00 is avoided with a minimum ledger balance of $1,500.00.
0.50% interest rate · $10 monthly fee · Effective Dec 3, 2025
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $50,000Your amount 0.50% $50,000 – $100,000 1.51% $100,000 – $500,000 2.02% $500,000 and up 2.02% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Minimum opening deposit of $100.00. $9.00 quarterly service charge assessed if ledger balance falls below $300.00 at any time during the quarter; fee waived for accountholders 18 and under, full-time students, or seniors age 62 and over.
Offer: Variable interest rate. Interest is compounded quarterly and credited quarterly. $9.00 quarterly service charge if ledger balance falls below $300.00 during the quarter (waived if 18 or under, full-time student, or age 62+). $3.00 excess withdrawal/transfer charge for each withdrawal/transfer over 3 per quarter. Preauthorized/automatic/telephone transfers limited to 6 per month.
0.50% interest rate · Compounded quarterly · Effective Dec 3, 2025
Rate checked
More details - Gulf Coast Bank & TrustBest Money MarketBest Money Market · $20 min · 0.40%–3.38% by balance
Bank · 2 branches
0.40%APY$40 a year on $10,000Requirements
Product: A minimum deposit of $20 is required to open account. $10.00 monthly service cycle charge waived if average month-to-date balance is $5,000 or average month-to-date balance is $25,000 or greater in qualifying deposits. Paper statement fee of $4.85 applies unless enrolled in eStatements or meeting balance requirements.
Offer: Monthly fee of $10.00 waived with $5,000 average month-to-date balance or $25,000 in qualifying deposits.
0.40% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Best Money Market Balance APY Up to $100,000Your amount 0.40% $100,000 – $250,000 0.60% $250,000 – $1,000,000Initial rate determined by initial deposit tier; rate tier changes may affect yield. 0.75% $1,000,000 – $1,500,000 3.03% $1,500,000 and up 3.38% Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: Become a member by opening a savings account with $20. Ability to earn quarterly dividends. ATM card with no monthly service fee.
Offer: Quarterly dividends calculated by average daily balance method; ATM card with no monthly service fee.
0.40% interest rate · No monthly fee
Rate checked
More details - Formation Credit UnionSuper Savings (S21)Savings · $2,500 min · 0.25%–0.42% by balance
Credit union · 1 branch
0.31%APY$31 a year on $10,000Requirements
Product: Minimum balance of $2,500 is required to open. Dividends are earned on all balances. Deposits must be made in increments of $250 or more and withdrawals must be made in increments of $500 or more.
Offer: Calculated daily, paid quarterly.
Effective May 1, 2026
Rate by balance
Rate by balance for Super Savings (S21) Balance APY $2,500 and up 0.25% $10,000 and upYour amount 0.31% $25,000 and up 0.42% Rate checked
More details - Neighbors Federal Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.00%–0.50% by balance
Credit union · 11 branches
0.30%APY$30 a year on $10,000Requirements
Offer: Balance below $2,500; $10 monthly fee applies if total average monthly deposit balance is below $2,500 with no active loan (fee does not apply to accounts owned by members under 25 or with Neighbors Plus/Basic checking).
0.00% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.00% $2,500 – $10,000Dividends compounded and credited monthly. 0.20% $10,000 – $25,000Your amountDividends compounded and credited monthly. 0.30% $25,000 – $50,000Dividends compounded and credited monthly. 0.40% $50,000 and upDividends compounded and credited monthly. 0.50% Rate checked
More details - OnPath Federal Credit UnionMoney MarketMoney Market · $0 min · 0.00%–0.40% by balance
Credit union · 1 branch
0.30%APY$30 a year on $10,000Requirements
Product: Dividends paid monthly. Rate may change after account is opened. Fees may reduce earnings.
0.00% interest rate · Effective Nov 5, 2024
Rate by balance
Rate by balance for Money Market Balance APY Up to $1,000 0.00% $1,000 – $10,000 0.20% $10,000 – $50,000Your amount 0.30% $50,000 and up 0.40% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Online-only account. e-Statements required. 6 withdrawals per quarter at no charge, $5 fee for each thereafter. $5 service charge if balance falls below $25 during the quarterly statement period.
Offer: Minimum $25 to open and obtain APY. $5 quarterly service charge waived if balance remains above $25 during quarterly statement period.
0.30% interest rate · Effective Oct 5, 2026
Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: 6 withdrawals per quarter at no charge, $5 fee for each thereafter. $5 quarterly service charge if balance falls below $100 during statement period.
Offer: Maintain a minimum balance of $100 to obtain the APY and avoid service charge.
0.30% interest rate · Effective Oct 5, 2026
Rate checked
More details - Keesler Federal Credit UnionHigh Interest Money Market Account (HIMMA)High Interest Money Market Account (HIMMA) · $2,500 min · 0.30%–0.40% by balance
Credit union · 3 branches
0.30%APY$30 a year on $10,000Requirements
Product: Minimum $2,500 deposit to open account and earn dividends. Automatic transfers limited to six per month. Dividends paid monthly.
0.30% interest rate
Rate by balance
Rate by balance for High Interest Money Market Account (HIMMA) Balance APY $2,500 – $10,000 0.30% $10,000 – $50,000Your amount 0.30% $50,000 – $100,000 0.35% $100,000 and up 0.40% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Baton Rouge, LA metro
92 accounts at 36 banks and credit unions · checked Oct 6–22
- Typical
- 0.20%
- Top 10% from
- 2.53%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.20%
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Baton Rouge, LA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Keesler Federal Credit UnionCredit union · 3 branches
- BRECO FCUCredit union · 3 branches
- Geismar Complex Federal Credit UnionCredit union · 1 branch