Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 31–45 results in Austin, TX metro
- 2.15%APY$215 a year on $10,000with conditions
Requirements
Offer: Core Rate. $100 min daily balance required to avoid a $5 monthly service fee. Rate may change after account is opened.
Qualified rate · 2.13% interest rate · Effective Oct 6, 2026
Rate checked
More details - 2.12%APY$212 a year on $10,000
Requirements
Product: Interest compounded daily on collected balance and paid quarterly.
Offer: Applies to all balances.
2.10% interest rate · Compounded daily
Rate checked
More details - 2.12%APY$212 a year on $10,000
Requirements
Product: Available in all states. Interest compounded daily and credited quarterly.
Offer: Applies to all balances.
2.10% interest rate · Compounded daily · No monthly fee · Effective Sep 30, 2026
Rate checked
More details - First National Bank TexasMoney Market AccountMoney Market Account · $0 min · 0.02%–3.25% by balance
Bank · 12 branches
2.00%APY$200 a year on $10,000Requirements
Offer: The interest rate and APY on this account are subject to change at any time, without notice, after the account is opened. Interest compounded/credited daily/monthly.
0.02% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.02% $2,500 – $10,000 0.25% $10,000 – $25,000Your amount 2.00% $25,000 – $50,000 2.50% $50,000 – $100,000 3.00% $100,000 – $250,000 3.25% $250,000 and up 3.25% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Requires an active linked Rewards Checking account. To earn highest rates, must meet Rewards Checking monthly qualifications: at least 15 qualifying debit card transactions, at least 1 direct deposit/ACH payment/ACH credit, and enrollment in Online Banking and E-Statements. Limit 1 account per person.
Offer: Requires meeting Rewards Checking qualifications during the Monthly Qualification Cycle.
Qualified rate · 1.98% interest rate · No monthly fee · Effective Apr 1, 2026
Rate by balance
Rate by balance for Premium Savings Balance APY Up to $250,000Your amount 2.00% $250,000 and up 1.00% Rate checked
More details - First United BankHigh Yield Money MarketHigh Yield Money Market · $100 min · 1.82%–3.44% by balance
Bank · 4 branches
1.82%APY$182 a year on $10,000intro rateRequirements
Product: Requires funding with $5,000 new money within 7 days of account opening or the account may be converted into a standard Money Market account. Minimum balance fees waived when maintaining a minimum balance of $5,000. 90-day introductory interest rate applies to accounts opened on and after September 22, 2026.
Offer: 90-day introductory interest rate of 4.25% followed by base interest rate of 1.00%, resulting in a blended APY of 1.82%.
Promotional rate · Effective Sep 22, 2026
Rate by balance
Rate by balance for High Yield Money Market Balance APY Up to $25,000Your amount 1.82% $25,000 – $500,00090-day introductory interest rate of 4.25% followed by base interest rate of 3.00%, resulting in a blended APY of 3.36%. Minimum $25,000 to earn promotional rate. 3.36% $500,000 and up90-day introductory interest rate of 4.25% followed by base interest rate of 3.10%, resulting in a blended APY of 3.44%. 3.44% Rate checked
More details - RBFCURBFCU Classic Money MarketRBFCU Classic Money Market · $2,500 min · 1.76%–2.43% by balance
Credit union · 19 branches
1.76%APY$176 a year on $10,000Requirements
Product: $2,500 minimum deposit to open account. Dividends compounded and paid monthly. The credit union pays the applicable tiered dividend rate on the total balance in the account. If balance falls below $2,500, the account will automatically revert to the savings account rate at that time, by the end of the business day. Up to six electronic or over-the-phone outgoing transactions/withdrawals per account per month; excessive transaction fee applies thereafter. Unlimited deposits at a branch.
Offer: Rate applied to the entire balance.
1.75% interest rate · No monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for RBFCU Classic Money Market Balance APY $2,500 – $25,000Your amount 1.76% $25,000 – $75,000 1.76% $75,000 – $150,000 2.22% $150,000 and up 2.43% Rate checked
More details - 1.75%APY$175 a year on $10,000with conditions
Requirements
Product: No branch or call center access with this account. Earn 2.75% APY when you have $1,000+ in monthly Direct Deposit to a FIGFCU Checking account; earn the standard 1.75% APY without the Direct Deposit requirement. No maintenance fees or minimum balance requirement.
Offer: Standard rate without direct deposit requirement.
Qualified rate · No monthly fee
Rate checked
More details - PlainsCapital BankPersonal Money MarketPersonal Money Market · $2,500 min · 1.66%–3.18% by balance
Bank · 3 branches
1.71%APY$171 a year on $10,000Requirements
Product: Rate may change after account is opened. $2,500 daily minimum balance required to earn APY and avoid $10 monthly service fee.
Offer: $2,500 daily minimum balance required to earn APY and avoid $10 monthly service fee.
1.65% interest rate · $10 monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Personal Money Market Balance APY $2,500 – $4,999 1.66% $5,000 – $24,999Your amount 1.71% $25,000 – $99,999 1.81% $100,000 – $499,999 1.92% $500,000 – $999,999 2.22% $1,000,000 – $1,999,999 2.38% $2,000,000 – $4,999,999 2.43% $5,000,000 – $7,499,999 2.78% $7,500,000 and up 3.18% Rate checked
More details - Broadway BankRelationship Savings AccountSavings · $25 min · 0.25%–1.60% by balance
Bank · 6 branches
1.60%APY$160 a year on $10,000with conditionsRequirements
Product: Account holder must have a new checking account with Broadway Bank (existing checking account holders will be reviewed for eligibility). Monthly maintenance fee is $4, waived for the first 61 days, if daily balance of $200 is maintained, or for account owners under 18.
Offer: For daily collected balances of $0-$9,999.99. Requires opening a checking account.
Qualified rate · $4 monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Relationship Savings Account Balance APY Up to $10,000 0.25% $10,000 and upYour amount 1.60% Rate checked
More details - 1.55%APY$155 a year on $10,000
Requirements
Product: Competitive interest earnings on your entire balance. Avoid the $1 quarterly service fee by maintaining a $30 minimum daily average balance. $30 minimum deposit to open.
Offer: Avoid the $1 quarterly service fee by maintaining a $30 minimum daily average balance. Interest earnings on entire balance.
Effective Oct 2, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Up to $9,999 1.40% $10,000 – $99,999Your amount 1.55% $100,000 – $999,999 2.15% $1,000,000 and up 3.15% Rate checked
More details - 1.51%APY$151 a year on $10,000
Requirements
Product: Maintain average daily balance of $10,000 or more to avoid a $10 minimum balance fee. Withdrawals or transfers limited to two per month without charge; additional withdrawals charged an Excess Debit Fee of $10 each.
Offer: Daily balance less than $10,000 to obtain APY. Monthly fee waived with average daily balance of $10,000 or more.
0.50% interest rate · $10 monthly fee · Effective Sep 17, 2026
Rate by balance
Rate by balance for High Yield Savings Balance APY Up to $10,000 0.50% $10,000 – $25,000Your amount 1.51% $25,000 – $100,000 2.02% $100,000 – $250,000 2.86% $250,000 – $500,000 3.30% $500,000 and up 3.77% Rate checked
More details - Amarillo National BankPersonal Money MarketPersonal Money Market · $1,000 min · 1.40%–3.15% by balance
Bank · 1 branch
1.40%APY$140 a year on $10,000Requirements
Product: Avoid a $4 monthly service fee by maintaining a $1,000 minimum daily average balance.
Offer: Avoid a $4 monthly service fee by maintaining a $1,000 minimum daily average balance.
$4 monthly fee · Effective Oct 2, 2026
Rate by balance
Rate by balance for Personal Money Market Balance APY $1,000 – $49,999Your amount 1.40% $50,000 – $99,999 1.55% $100,000 – $999,999 2.15% $1,000,000 and up 3.15% Rate checked
More details - WaFd BankHigh Yield Money MarketHigh Yield Money Market · $25 min · 1.25%–2.00% by balance
Bank · 1 branch
1.25%APY$125 a year on $10,000Requirements
Product: Promotion may be discontinued at any time. Not available for IRAs or business clients.
Offer: $1,000 minimum balance to avoid $10 monthly service charge.
1.24% interest rate · $10 monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for High Yield Money Market Balance APY Up to $89,999Your amount 1.25% $90,000 – $249,999 1.50% $250,000 – $499,999 1.60% $500,000 and up 2.00% Rate checked
More details - Star of Texas Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 1.00%–2.00% by balance
Credit union · 1 branch
1.25%APY$125 a year on $10,000Requirements
Product: Membership eligibility required (live, work, worship, or attend school in Travis County, work for Texas Workforce Commission, or family member of a member). Dividends compounded monthly. Federally insured up to $250,000 by NCUA.
Offer: Minimum balance of $1,000.
1.00% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $4,999 1.00% $5,000 – $24,999Your amount 1.25% $25,000 – $74,999 1.50% $75,000 – $199,999 1.75% $200,000 and up 2.00% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Austin, TX metro
168 accounts at 57 banks and credit unions · checked Oct 16–22
- Typical
- 0.25%
- Top 10% from
- 2.81%
- Banks, typical
- 0.40%
- Credit unions, typical
- 0.25%
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Austin, TX metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Nizari Credit UnionCredit union · 2 branches
- Government Employees FCUCredit union · 6 branches
- Cornerstone Capital BankBank · 1 branch