Credit union · NCUA insured
Star of Texas Credit Union Savings Rates
Star of Texas Credit Union’s best savings rate is 1.25% APY on $10,000, with its Money Market Account. Rates checked October 16, 2026.
How Star of Texas Credit Union’s savings rates compare
Compared with banks and credit unions near Austin, TX, where Star of Texas Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Star of Texas Credit Union
1.25%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $125
Money Market Account
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
Nizari Credit Union
4.00%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $400
Star of Texas Credit Union savings score
87
Savings score
Higher than 78% of U.S. banks and credit unions
- $1,000 balance$1,0001.00%
- $10,000 balance$10,0001.25%
- $100,000 balance$100,0001.75%
- QualifiedQualified1.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Star of Texas Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Account
1.25%APY
Membership eligibility required (live, work, worship, or attend school in Travis County, work for Texas Workforce Commission, or family member of a member). Dividends compounded monthly. Federally insured up to $250,000 by NCUA.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 – $4,999Minimum balance of $1,000. | 1.00% | — | Minimum balance of $1,000. |
| $5,000 – $24,999Minimum balance of $1,000. | 1.25% | $125 | Minimum balance of $1,000. |
| $25,000 – $74,999Minimum balance of $1,000. | 1.50% | — | Minimum balance of $1,000. |
| $75,000 – $199,999Minimum balance of $1,000. | 1.75% | — | Minimum balance of $1,000. |
| $200,000 and upMinimum balance of $1,000. | 2.00% | — | Minimum balance of $1,000. |
Regular Savings
0.20%APY
A Share Account with a $10 balance is needed in order for you to have membership in the credit union. Limited to six withdrawals per month with no fees. Dividends are compounded and paid quarterly.
| BalanceRequirement | APY | Minimum | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|---|
| $100 and up$100 and Up Earn$100 and up · $10 to open | 0.20% | $10 | $20 | $100 and Up Earn |
| $100 and upMin. Amount to earn dividends is $100.00$100 and up · Unknown to open | 0.20% | Unknown | $20 | Min. Amount to earn dividends is $100.00 |
Special-purpose accounts
IRA
0.40%APY
Traditional or Roth IRA. Low minimum opening deposits. Dividends compounded quarterly. Contributions can be made up to age 70 1/2.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 and upMin. Amount to earn dividends is $1,000.00. Rate/APY listed as 0.30% - 0.40% / 0.40%$1,000 and up | 0.40% | $40 | Min. Amount to earn dividends is $1,000.00. Rate/APY listed as 0.30% - 0.40% / 0.40% |
Christmas Club Account
0.25%APY
On November 1, the balance will be transferred to Regular Share Account. Early withdrawal fee of $10 per transaction.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMin. Amount to earn dividends is $100.00$100 and up | 0.25% | $25 | Min. Amount to earn dividends is $100.00 |
Star Savers
0.20%APY
Ages 0-15 years only.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upMin. Amount to earn dividends is $25.00. Youth (age 0-15 years)$25 and up | 0.20% | $20 | Min. Amount to earn dividends is $25.00. Youth (age 0-15 years) |
Who can join Star of Texas Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, or attend school within Travis County are eligible for membership.
Military, government and schools
- Employees of the Texas Workforce Commission are eligible for membership.
Family and household
- Individuals who have a family member with an account at Star of Texas Credit Union are eligible for membership.
Cost to join
- Membership requires opening a Savings Account with a minimum balance of $10.
Membership information collected October 5, 2026.