Compare Bank & Credit Union Rates
Best savings rates in Wisconsin
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 31–45 results in Wisconsin
- 2.12%APY$212 a year on $10,000
Requirements
Product: All share accounts are variable rate accounts. Member must maintain $5 par value.
Offer: Variable rate. Member must maintain $5 par value. $5 monthly below-balance fee waived with a daily balance of $500 or more.
2.10% interest rate · $5 monthly fee · Effective Oct 1, 2026
Rate checked
More details - Governmental Employees Credit UnionElite Money Market AccountElite Money Market Account · $25 min · 2.00%–2.50% by balance
Credit union · 2 branches
2.10%APY$210 a year on $10,000Requirements
Product: No monthly maintenance fee with a daily balance of $2,500 or more; $10 monthly fee if balance falls below $2,500. $25 minimum deposit to open.
Offer: No monthly maintenance fee with a daily balance of $2,500 or more; $10 fee applies if balance falls below $2,500.
1.98% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Elite Money Market Account Balance APY Up to $9,999 2.00% $10,000 – $49,999Your amount 2.10% $50,000 – $99,999 2.20% $100,000 – $249,999 2.40% $250,000 and up 2.50% Rate checked
More details - Gundersen Credit UnionMoney Market AccountMoney Market Account · $0 min · 1.50%–2.65% by balance
Credit union · 1 branch
2.05%APY$205 a year on $10,0001.49% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $5,000 1.50% $5,000 – $10,000 1.80% $10,000 – $25,000Your amount 2.05% $25,000 – $50,000 2.25% $50,000 – $75,000 2.50% $75,000 – $100,000 2.65% $100,000 and up 2.65% Rate checked
More details - 2.00%APY$200 a year on $10,000
Requirements
Product: Must be New Money not on deposit with Credit Union 1 within the last 12 months and transferred from a different financial institution. No CU1 to CU1 balance transfers permitted.
Offer: Must be New Money deposited into the account. No minimum deposit to open and no monthly maintenance fees. Minimum balance of $1 to earn dividends. Dividends paid on the last day of the month and compounded monthly.
1.98% interest rate · Compounded monthly · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Variable rate account with no minimum balance requirements and no monthly fees. Must have an active Fox Rewards Checking account with the same ownership type, meet all monthly earning requirements for Fox Rewards Checking, and consent to receive eStatements with a valid email address on file. If monthly qualifications are not met, earnings are reduced.
Offer: To qualify during the dividend period: consent and receive statements electronically with a valid email address on file, have a Fox Rewards Checking account with the same ownership type, and meet all monthly earning requirements for Fox Rewards Checking. No monthly fee.
Qualified rate · 1.98% interest rate · No monthly fee · Effective Oct 15, 2026
Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: With qualifying activities. New money only. $200 daily minimum balance to avoid a $5 monthly maintenance fee. Offer available to existing or closed savings account customers of Wintrust Financial Corporation & its subsidiaries or employees. May not be available at all locations.
Offer: With qualifying activities. New money only. $200 daily minimum balance to avoid a $5 monthly maintenance fee. Minimum daily balance of $0.01 required to obtain APY. Offer available to existing or closed savings account customers of Wintrust Financial Corporation & its subsidiaries or employees. May not be available at all locations. Variable rate. Digital access.
Qualified rate · $5 monthly fee
Rate checked
More details - 2.00%APY$200 a year on $10,000
Requirements
Product: New money only. Variable rate.
Offer: With qualifying activities: open new Statement Savings Advanced account, mention offer during in-branch opening or visit URL provided, and deposit new money at account opening. Minimum daily balance of $0.01 required to obtain APY. $200 daily minimum balance to avoid a $5 monthly maintenance fee. No minimum to open. New money only. May not be available at all locations.
$5 monthly fee · Effective Feb 27, 2026
Rate checked
More details - EPB EMPLOYEES CREDIT UNIONMoney Market Share AccountMoney Market Share Account · $2,500 min
Credit union · 1 branch
2.00%APY$200 a year on $10,000Requirements
Product: Must maintain a Primary Share Savings Account. No more than 3 withdrawals and 6 transfers permitted per month. Minimum deposit is $50.00; minimum withdrawal is $250.00. No fees for this type of share savings investment. Dividends are earned daily and paid monthly (last day of each month), but will not be paid if balance falls below $2,500 during the dividend period.
Offer: Minimum balance is $2,500 to earn dividends. Dividends will not be paid if the balance falls below $2,500 during the dividend period. Rate is subject to change each month without notice.
2.00% interest rate · No monthly fee · Effective Dec 30, 2025
Rate checked
More details - Tri-County Credit UnionVariable Plus SavingsSavings · $0 min · 1.50%–2.75% by balance
Credit union · 1 branch
2.00%APY$200 a year on $10,000Requirements
Product: Tiered dividend account with multiple levels. Page p15 states $10,000 required to open, while rate schedule sched3 states no minimum balance to open. No below par fee if balance falls below par.
No monthly fee · Effective Jan 2, 2025
Rate by balance
Rate by balance for Variable Plus Savings Balance APY Up to $5,000 1.50% $5,000 – $10,000 1.75% $10,000 – $25,000Your amount 2.00% $25,000 – $50,000 2.25% $50,000 and up 2.75% Rate checked
More details - 2.00%APY$200 a year on $10,000
Requirements
Product: Formerly Seasonal Savings. Minimum balance of $5.00 required. Penalty-free withdrawals permitted only during the first 10 days of each quarter (Jan. 1-10, April 1-10, July 1-10, Oct. 1-10); early withdrawal fee of $5.00 per withdrawal otherwise applies. $5 minimum balance required to earn dividends.
Offer: Dividends compounded and paid quarterly. $5 minimum balance required to earn dividends. Penalty-free withdrawals during the first 10 days of each quarter (Jan 1-10, Apr 1-10, Jul 1-10, Oct 1-10). Early withdrawal fee of $5.00 per withdrawal applies outside window.
1.96% interest rate · No monthly fee
Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Relationship rate for Combined Qualifying Balance (CQB) under $5,000. Requires an eligible open and in-good-standing account (U.S. Bank Smartly Checking, Safe Debit, or U.S. Bank Smartly Visa Signature Card).
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for U.S. Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amount 2.00% $25,000 – $50,000 3.50% $50,000 – $100,000 3.50% $100,000 – $99,999,999,999 3.50% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Relationship rate for CQB Under $5,000. Requires qualifying relationship product.
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amountRelationship rate for CQB $5,000 to $24,999.99. 2.00% $25,000 – $50,000Relationship rate for CQB $25,000 to $49,999.99. 3.50% $50,000 – $100,000Relationship rate for CQB $50,000 to $99,999.99. 3.50% $100,000 and upRelationship rate for CQB $100,000 and above. 3.50% Rate checked
More details - Altra Federal Credit UnionBest Life Advantage Tiered SavingsSavings · $0 min · 1.90%–2.40% by balance
Credit union · 5 branches
1.90%APY$190 a year on $10,000intro rateRequirements
Product: Annual Percentage Yield (APY) based on average daily balance. Membership eligibility required. One account per member; personal accounts only. Account balance may be added to at any time; no penalty for withdrawal. No checking or direct deposit required. Limited time offer.
Promotional rate · 1.88% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Best Life Advantage Tiered Savings Balance APY Up to $14,999Your amount 1.90% $15,000 – $49,999 2.00% $50,000 – $74,999 2.10% $75,000 – $99,999 2.20% $100,000 – $149,999 2.30% $150,000 and up 2.40% Rate checked
More details - Marshfield Medical Center Credit UnionInvestor SavingsSavings · $1,000 min · 1.85%–3.35% by balance
Credit union · 2 branches
1.85%APY$185 a year on $10,000Requirements
Product: Monthly dividend period. Monthly fee of $10.00 applies for balances below $1,000.
Offer: 1st Tier: Monthly dividend period. $10.00 monthly fee if balance falls below $1,000.
No monthly fee · Effective Sep 17, 2026
Rate by balance
Rate by balance for Investor Savings Balance APY $1,000 – $25,000Your amount 1.85% $25,000 – $75,0002nd Tier: Monthly dividend period. 2.15% $75,000 – $125,0003rd Tier: Monthly dividend period. 2.45% $125,000 – $500,0004th Tier: Monthly dividend period. 2.85% $500,000 and up5th Tier: Monthly dividend period. 3.35% Rate checked
More details - UW Credit UnionInvestor's Advantage Money MarketInvestor's Advantage Money Market · $100 min · 0.50%–2.57% by balance
Credit union · 35 branches
1.61%APY$161 a year on $10,000Requirements
Product: Rates are variable and may change after the account is opened. Compounded daily and paid monthly. No monthly fee or minimum balance required to earn dividends.
Offer: Variable rate. Compounded daily and paid monthly. No monthly fee.
0.50% interest rate · Compounded daily · No monthly fee · Effective Oct 2, 2026
Rate by balance
Rate by balance for Investor's Advantage Money Market Balance APY Up to $2,499 0.50% $2,500 – $7,499 0.70% $7,500 – $9,999 1.00% $10,000 – $24,999Your amount 1.61% $25,000 – $49,999 2.09% $50,000 and up 2.57% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Wisconsin
626 accounts at 211 banks and credit unions · checked Oct 16–22
- Typical
- 0.18%
- Top 10% from
- 1.30%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.25%
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Wisconsin
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Fort Community Credit UnionCredit union · 5 branches
- Community First Credit UnionCredit union · 29 branches
- Oakdale CUCredit union · 3 branches