Compare Bank & Credit Union Rates
Best savings rates in Chippewa Falls, WI
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Chippewa Falls, WI
- Royal Credit UnionHigh-Yield Savings AccountSavings · $0 min · 0.40%–3.60% by balance
Credit union · 2 branches
3.40%APY$340 a year on $10,000with conditionsRequirements
Product: To earn qualified APY, must be Tax Reported Owner of a primary base savings account and an eligible Royal checking account with at least $500 in cumulative qualifying direct deposits. Cadence is stated as every 60 days on the product page or every 45 days in footnote 3. One high-yield savings account per Tax Reported Owner. If requirements are not met, non-qualified APY applies. No minimum balance required to open.
Qualified rate · 0.40% interest rate
Rate by balance
Rate by balance for High-Yield Savings Account Balance APY Up to $10,000 0.40% $10,000 – $100,000Your amount 3.40% $100,000 – $250,000 3.60% Over $250,000 1.75% Rate checked
More details - 3.30%APY$330 a year on $10,000
Requirements
Product: Special savings account locking funds for 8 months. No minimum opening balance. Substantial penalty for early withdrawal. After 8 months, enters a 10-day grace period to make changes or it re-locks for another 8 months.
Offer: 8 Month term
3.25% interest rate · Effective Feb 2, 2026
Rate checked
More details - Associated BankAssociated Select Money MarketAssociated Select Money Market · $1,000 min
Bank · 1 branch
3.20%APY$320 a year on $10,000with conditionsRequirements
Product: Features tiered interest rates and enhanced rate tiers when combined with qualifying Associated Choice Checking relationship tiers (Platinum Choice, Emerald Choice, Emerald Private Choice). Monthly maintenance fee of $16 is waived with a minimum daily balance of $1,000.
Offer: Emerald Private Choice enhanced rate tier. Requires meeting and maintaining Emerald Private Choice benefit tier qualifications on an Associated Choice Checking account. $16 monthly maintenance fee waived with a minimum daily balance of $1,000.
Qualified rate · 3.15% interest rate · $16 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 3.00%APY$300 a year on $10,000intro rate
Requirements
Product: Promotional rate effective for 10 months from opening date of new Money Market account. Rate may change after account is opened. Reverts to standard rate for balance tier after the 10-month introductory period. Membership required.
Offer: Promotional rate effective for 10 months from opening date of new Money Market account; minimum opening deposit $10,000; minimum balance to earn dividends $10,000.
Promotional rate · 2.96% interest rate · Effective Oct 1, 2026
Rate checked
More details - Royal Credit UnionSave & Spend Duo SavingsSavings · $0 min · 0.40%–3.00% by balance
Credit union · 2 branches
3.00%APY$300 a year on $10,000with conditionsRequirements
Product: Combined with Duo Checking. $5 monthly fee waived when making at least 20 debit card purchases each calendar month and logging in to online or mobile banking at least once every 90 days. Includes Debit Roundup feature. No minimum balance to open or earn APY.
Offer: On the first $10,000
Qualified rate · 2.96% interest rate · $5 monthly fee · Effective Feb 23, 2026
Rate by balance
Rate by balance for Save & Spend Duo Savings Balance APY Up to $10,000Your amount 3.00% Over $10,000Amounts over $10,000 0.40% Rate checked
More details - Associated BankAssociated Select Money MarketAssociated Select Money Market · $1,000 min
Bank · 1 branch
1.60%APY$160 a year on $10,000with conditionsRequirements
Product: Features tiered interest rates and enhanced rate tiers when combined with qualifying Associated Choice Checking relationship tiers (Platinum Choice, Emerald Choice, Emerald Private Choice). Monthly maintenance fee of $16 is waived with a minimum daily balance of $1,000.
Offer: Emerald Choice enhanced rate tier. Requires meeting and maintaining Emerald Choice benefit tier qualifications on an Associated Choice Checking account. $16 monthly maintenance fee waived with a minimum daily balance of $1,000.
Qualified rate · 1.58% interest rate · $16 monthly fee · Effective Oct 5, 2026
Rate checked
More details - Royal Credit UnionMoney MarketMoney Market · $0 min · 0.80%–3.00% by balance
Credit union · 2 branches
1.35%APY$135 a year on $10,000Requirements
Product: No minimum balance. No monthly maintenance fee. Membership required and account opening upon qualification.
Offer: Minimum balance of $.01 to earn APY. Rates may change after account is opened.
0.80% interest rate · No monthly fee · Effective Jan 26, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $10,000 0.80% $10,000 – $25,000Your amount 1.35% $25,000 – $50,000 1.65% $50,000 – $100,000 1.80% $100,000 – $250,000 2.00% $250,000 – $500,000 2.50% $500,000 – $1,000,000 2.75% $1,000,000 and up 3.00% Rate checked
More details - WESTconsin Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.40%–1.92% by balance
Credit union · 1 branch
1.26%APY$126 a year on $10,000Requirements
Product: Dividends compounded monthly. No minimum deposit or withdrawal amount; unlimited in-person withdrawals and deposits.
0.40% interest rate · Compounded monthly · No monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $10,000 0.40% $10,000 – $25,000Your amount 1.26% $25,000 – $50,000 1.51% $50,000 – $100,000 1.76% $100,000 and up 1.92% Rate checked
More details - WESTconsin Credit UnionAchieve Money Market AccountAchieve Money Market Account · $0 min · 1.26%–1.92% by balance
Credit union · 1 branch
1.26%APY$126 a year on $10,000Requirements
Product: $15 monthly fee waived if balance is $25,000 or more. Unlimited deposits of at least $1,000. Up to 3 withdrawals per month of at least $1,000; excess withdrawal fee applies for more than 3 per month.
Offer: $15 fee assessed if balance drops below $25,000. $1,000 minimum deposit and withdrawal. Up to 3 withdrawals per month.
1.25% interest rate · $15 monthly fee
Rate by balance
Rate by balance for Achieve Money Market Account Balance APY Up to $25,000Your amount 1.26% $25,000 and up 1.92% Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Product: Variable rate set by bank discretion. Interest rate and APY may change at any time. Interest compounded daily, credited monthly. Balance tier interest applied. Minimum to open $10,000. Monthly service charge $10 if daily ledger balance below $10,000. Paper statement fee $10 waived with electronic statements. Dormant fee $2 monthly after 12 months no activity.
0.00% interest rate · Compounded daily · Effective Oct 6, 2026
Rate by balance
Rate by balance for My eNB Account Balance APY Up to $10,000 0.00% $10,000 – $25,000Your amount 1.00% $25,000 – $50,000 1.26% $50,000 – $100,000 1.51% $100,000 – $900,000 2.02% $900,000 and up 2.27% Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.55%–3.01% by balance
Bank · 1 branch
0.80%APY$80 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Relationship rate (Amplify your APY) for balances less than $5,000. Requires being an Account Owner of both a Growth Money Market account and a BMO Relationship Checking account with qualifying activities.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.55% $5,000 – $25,000Your amount 0.80% $25,000 – $100,000 1.16% $100,000 – $250,000 2.21% $250,000 and up 3.01% Rate checked
More details - Associated BankAssociated Select Money MarketAssociated Select Money Market · $1,000 min
Bank · 1 branch
0.50%APY$50 a year on $10,000with conditionsRequirements
Product: Features tiered interest rates and enhanced rate tiers when combined with qualifying Associated Choice Checking relationship tiers (Platinum Choice, Emerald Choice, Emerald Private Choice). Monthly maintenance fee of $16 is waived with a minimum daily balance of $1,000.
Offer: Platinum Choice enhanced rate tier. Requires meeting and maintaining Platinum Choice benefit tier qualifications on an Associated Choice Checking account. $16 monthly maintenance fee waived with a minimum daily balance of $1,000.
Qualified rate · 0.50% interest rate · $16 monthly fee · Effective Oct 5, 2026
Rate checked
More details - Northwestern BankKeystone Money MarketKeystone Money Market · $10,000 min · 0.00%–2.22% by balance
Bank · 2 branches
0.50%APY$50 a year on $10,000Requirements
Product: Minimum deposit of $10,000.00 to open. Limit of 6 transfers/withdrawals per statement cycle; unlimited transfers/withdrawals allowed in-person at an ATM or branch location. No monthly maintenance fee or per-check charges. ATM card available only.
Offer: Variable rate compounded daily and credited monthly. Daily balance method used.
0.00% interest rate · Compounded daily · No monthly fee · Effective Jun 25, 2026
Rate by balance
Rate by balance for Keystone Money Market Balance APY Up to $10,000 0.00% $10,000 – $25,000Your amount 0.50% $25,000 – $50,000 0.75% $50,000 – $100,000 1.00% $100,000 – $900,000 1.76% $900,000 and up 2.22% Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: $5 minimum opening deposit and minimum balance to open Membership account, no minimum balance for additional savings accounts. $0.01 minimum balance to earn APY. Establishes credit union membership.
0.40% interest rate · Effective Jul 1, 2023
Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: Minimum opening deposit of $5 required to establish credit union membership.
0.40% interest rate · Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Chippewa Falls, WI
22 accounts at 7 banks and credit unions · checked Oct 16
- Typical
- 0.65%
- Top 10% from
- 3.18%
- Banks, typical
- 0.50%
- Credit unions, typical
- 1.26%
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Eau Claire, WI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Marine Credit UnionCredit union · 3 branches
- Co-op Credit UnionCredit union · 1 branch
- WESTconsin Credit UnionCredit union · 3 branches