Compare Bank & Credit Union Rates
Best savings rates in Waukesha, WI
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Waukesha, WI
- Associated BankAssociated Select Money MarketAssociated Select Money Market · $1,000 min
Bank · 2 branches
3.20%APY$320 a year on $10,000with conditionsRequirements
Product: Features tiered interest rates and enhanced rate tiers when combined with qualifying Associated Choice Checking relationship tiers (Platinum Choice, Emerald Choice, Emerald Private Choice). Monthly maintenance fee of $16 is waived with a minimum daily balance of $1,000.
Offer: Emerald Private Choice enhanced rate tier. Requires meeting and maintaining Emerald Private Choice benefit tier qualifications on an Associated Choice Checking account. $16 monthly maintenance fee waived with a minimum daily balance of $1,000.
Qualified rate · 3.15% interest rate · $16 monthly fee · Effective Oct 5, 2026
Rate checked
More details - Peoples State BankPeoples Super Saver AccountSavings · $25 min · 0.10%–2.75% by balance
Bank · 1 branch
2.75%APY$275 a year on $10,000with conditionsRequirements
Product: Must have an active checking account to qualify for enhanced rate (defined as a Peoples consumer checking account with an aggregated $500 or more in ACH direct deposits or mobile deposits credited no later than the last business day of each calendar month; interest bearing checking accounts do not qualify). $200 minimum daily balance to avoid $5 monthly service fee.
Offer: Applies to balance up to and including $50,000. Must have an active non-interest bearing checking account with $500+ ACH direct deposits or mobile deposits per month. $200 minimum daily balance to avoid $5 monthly fee.
Qualified rate · 2.71% interest rate · $5 monthly fee · Effective Aug 3, 2026
Rate by balance
Rate by balance for Peoples Super Saver Account Balance APY Up to $50,000Your amount 2.75% Over $50,000 0.10% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Relationship rate for Combined Qualifying Balance (CQB) under $5,000. Requires an eligible open and in-good-standing account (U.S. Bank Smartly Checking, Safe Debit, or U.S. Bank Smartly Visa Signature Card).
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for U.S. Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amount 2.00% $25,000 – $50,000 3.50% $50,000 – $100,000 3.50% $100,000 – $99,999,999,999 3.50% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Relationship rate for CQB Under $5,000. Requires qualifying relationship product.
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amountRelationship rate for CQB $5,000 to $24,999.99. 2.00% $25,000 – $50,000Relationship rate for CQB $25,000 to $49,999.99. 3.50% $50,000 – $100,000Relationship rate for CQB $50,000 to $99,999.99. 3.50% $100,000 and upRelationship rate for CQB $100,000 and above. 3.50% Rate checked
More details - Associated BankAssociated Select Money MarketAssociated Select Money Market · $1,000 min
Bank · 2 branches
1.60%APY$160 a year on $10,000with conditionsRequirements
Product: Features tiered interest rates and enhanced rate tiers when combined with qualifying Associated Choice Checking relationship tiers (Platinum Choice, Emerald Choice, Emerald Private Choice). Monthly maintenance fee of $16 is waived with a minimum daily balance of $1,000.
Offer: Emerald Choice enhanced rate tier. Requires meeting and maintaining Emerald Choice benefit tier qualifications on an Associated Choice Checking account. $16 monthly maintenance fee waived with a minimum daily balance of $1,000.
Qualified rate · 1.58% interest rate · $16 monthly fee · Effective Oct 5, 2026
Rate checked
More details - Citizens BankClassic Money Market AccountClassic Money Market Account · $1,000 min · 1.00%–1.50% by balance
Bank · 1 branch
1.00%APY$100 a year on $10,0001.00% interest rate · Effective Oct 8, 2026
Rate by balance
Rate by balance for Classic Money Market Account Balance APY Up to $25,000Your amount 1.00% $25,000 – $100,000 1.00% $100,000 – $300,000 1.50% $300,000 – $500,000 1.50% $500,000 and up 1.50% Rate checked
More details - Educators CUPremium Money MarketPremium Money Market · $10,000 min · 1.00%–3.00% by balance
Credit union · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Minimum to open account is $10,000. Account balance cannot drop below $10,000 (if it drops below $10,000, the share will be closed and money transferred).
Offer: Account balance cannot drop below $10,000.
1.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Premium Money Market Balance APY $10,000 – $50,000Your amount 1.00% $50,000 – $75,000 2.58% $75,000 – $100,000 2.67% $100,000 – $250,000 2.80% $250,000 and up 3.00% Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.55%–3.01% by balance
Bank · 1 branch
0.80%APY$80 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Relationship rate (Amplify your APY) for balances less than $5,000. Requires being an Account Owner of both a Growth Money Market account and a BMO Relationship Checking account with qualifying activities.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.55% $5,000 – $25,000Your amount 0.80% $25,000 – $100,000 1.16% $100,000 – $250,000 2.21% $250,000 and up 3.01% Rate checked
More details - National Exchange Bank & TrustMoney Market AccountMoney Market Account · $0 min · 0.75%–1.86% by balance
Bank · 1 branch
0.75%APY$75 a year on $10,000Requirements
Product: Daily balance of $2500 or more.
0.75% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $25,000Your amount 0.75% $25,000 – $50,000 0.95% $50,000 – $100,000 1.05% $100,000 – $250,000 1.56% $250,000 and up 1.86% Rate checked
More details - Guardian Credit UnionAdvantage Money MarketAdvantage Money Market · $5,000 min · 0.70%–2.70% by balance
Credit union · 1 branch
0.70%APY$70 a year on $10,000Requirements
Product: Guardian Credit Union membership is open to those living or working in Milwaukee, Waukesha, Kenosha, Ozaukee, Racine, Walworth and Washington counties. A $5.00 savings account is required. Minimum balance to open is $5,000.00. Minimum balance to earn interest is $5,000.00. If balance falls below minimum required, interest will not be earned and a $15.00 monthly fee will be assessed.
Offer: The dividend rate and annual percentage yield will apply to the full balance of your account. $15.00 monthly fee will be assessed if balance falls below minimum required.
0.70% interest rate · $15 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Advantage Money Market Balance APY $5,000 – $30,000Your amount 0.70% $30,000 – $75,000 1.20% $75,000 – $125,000 1.70% $125,000 – $200,000 2.20% Over $200,000 2.70% Rate checked
More details - 0.51%APY$51 a year on $10,000
Requirements
Product: Available only to IBEW members in Wisconsin and Michigan.
Offer: IBEW members in Wisconsin and Michigan only. Minimum amount of $100 is the minimum account balance to earn dividends/interest.
0.51% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.51%APY$51 a year on $10,000with conditions
Requirements
Product: Must have a checking account and be signed up for eStatements to open. Rounds up non-PIN debit card purchases to the next dollar and saves the difference.
Offer: Must have a checking account and be signed up for eStatements.
Qualified rate · 0.51% interest rate · Effective Oct 1, 2026
Rate checked
More details - PyraMax BankMaximizer Premier Money MarketMaximizer Premier Money Market · $2,500 min · 0.05%–2.50% by balance
Bank · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Requires minimum opening deposit of $2,500. A monthly minimum balance service charge fee of $10 will be assessed if the balance on any day of the month falls below $2,500. Interest compounded monthly.
Offer: Monthly fee of $10 assessed if balance falls below $2,500 on any day of the month.
0.05% interest rate · Compounded monthly · $10 monthly fee · Effective Mar 16, 2023
Rate by balance
Rate by balance for Maximizer Premier Money Market Balance APY Up to $5,000 0.05% $5,000 – $10,000 0.10% $10,000 – $25,000Your amount 0.50% $25,000 – $50,000 0.75% $50,000 – $100,000 1.50% $100,000 – $250,000 2.00% $250,000 – $500,000 2.25% $500,000 – $750,000 2.25% $750,000 – $1,000,000 2.25% $1,000,000 and up 2.50% Rate checked
More details - Associated BankAssociated Select Money MarketAssociated Select Money Market · $1,000 min
Bank · 2 branches
0.50%APY$50 a year on $10,000with conditionsRequirements
Product: Features tiered interest rates and enhanced rate tiers when combined with qualifying Associated Choice Checking relationship tiers (Platinum Choice, Emerald Choice, Emerald Private Choice). Monthly maintenance fee of $16 is waived with a minimum daily balance of $1,000.
Offer: Platinum Choice enhanced rate tier. Requires meeting and maintaining Platinum Choice benefit tier qualifications on an Associated Choice Checking account. $16 monthly maintenance fee waived with a minimum daily balance of $1,000.
Qualified rate · 0.50% interest rate · $16 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.35%APY$35 a year on $10,000
Requirements
Product: Monthly minimum balance fee of $15.00 waived by maintaining an average balance of $1,500.00 OR maintaining a combined average balance of $5,000.00 in related linked Tri City National Bank checking, savings, and/or money market accounts. Paper statements are $3/month (waived if primary owner 65 or older). Up to 6 account withdrawals per statement cycle at no charge ($6 excessive withdrawal fee each thereafter, max $30/cycle). Variable rates subject to change.
Offer: Tier: Below $1,500.00
0.01% interest rate · $15 monthly fee · Effective Oct 7, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $1,500 0.01% $1,500 – $10,000 0.30% $10,000 – $50,000Your amount 0.35% $50,000 – $100,000 0.60% $100,000 and up 1.10% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Waukesha, WI
58 accounts at 17 banks and credit unions · checked Oct 6–22
- Typical
- 0.10%
- Top 10% from
- 1.00%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.08%
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Milwaukee, WI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Governmental Employees Credit UnionCredit union · 1 branch
- UW Credit UnionCredit union · 13 branches
- Marine Credit UnionCredit union · 1 branch