Compare Bank & Credit Union Rates
Best savings rates in Stevens Point, WI
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Stevens Point, WI
- 3.25%APY$325 a year on $10,000with conditions
Requirements
Product: To qualify for the MaxYield rate and perks, members must maintain a CoVantage checking account and membership savings account in good standing, receive at least one qualifying direct deposit (or deposit $1,000+ via check) per 34-day qualification cycle (members age 12-22 exempt), and complete at least 4 debit or credit card purchase transactions per qualification cycle. Rate applies to the primary membership share savings account balance.
Offer: $10.00 Minimum. Dividend computed on daily balance and credited to account monthly. Subject to meeting MaxYield monthly qualification requirements.
Qualified rate · 3.20% interest rate · No monthly fee · Effective Oct 5, 2026
Rate checked
More details - Associated BankAssociated Select Money MarketAssociated Select Money Market · $1,000 min
Bank · 2 branches
3.20%APY$320 a year on $10,000with conditionsRequirements
Product: Features tiered interest rates and enhanced rate tiers when combined with qualifying Associated Choice Checking relationship tiers (Platinum Choice, Emerald Choice, Emerald Private Choice). Monthly maintenance fee of $16 is waived with a minimum daily balance of $1,000.
Offer: Emerald Private Choice enhanced rate tier. Requires meeting and maintaining Emerald Private Choice benefit tier qualifications on an Associated Choice Checking account. $16 monthly maintenance fee waived with a minimum daily balance of $1,000.
Qualified rate · 3.15% interest rate · $16 monthly fee · Effective Oct 5, 2026
Rate checked
More details - UW Credit UnionInvestor's Indexed Money MarketInvestor's Indexed Money Market · $10,000 min · 2.93%–3.23% by balance
Credit union · 1 branch
2.93%APY$293 a year on $10,000Requirements
Product: Dividends are earned on all days with a balance of $10,000 or more. A $15 monthly service fee applies if $10,000 balance is not maintained all days of the month. Compounded daily and paid monthly.
Offer: Dividends are earned on all days with a balance of $10,000 or more. $15 monthly service fee applies if $10,000 balance is not maintained all days of the month. Dividend rate may change weekly based on an index between 70% and 130% of the 3-month CMT rate; APY will be no less than index minus 1.10%. Compounded daily and paid monthly.
2.89% interest rate · Compounded daily · $15 monthly fee · Effective Oct 2, 2026
Rate by balance
Rate by balance for Investor's Indexed Money Market Balance APY $10,000 – $49,999Your amount 2.93% $50,000 – $99,999APY will be no less than index minus 1.0%. 3.03% $100,000 – $249,999APY will be no less than index minus 0.90%. 3.13% $250,000 and upAPY will be no less than index minus 0.80%. 3.23% Rate checked
More details - 2.00%APY$200 a year on $10,000
Requirements
Product: Formerly Seasonal Savings. Minimum balance of $5.00 required. Penalty-free withdrawals permitted only during the first 10 days of each quarter (Jan. 1-10, April 1-10, July 1-10, Oct. 1-10); early withdrawal fee of $5.00 per withdrawal otherwise applies. $5 minimum balance required to earn dividends.
Offer: Dividends compounded and paid quarterly. $5 minimum balance required to earn dividends. Penalty-free withdrawals during the first 10 days of each quarter (Jan 1-10, Apr 1-10, Jul 1-10, Oct 1-10). Early withdrawal fee of $5.00 per withdrawal applies outside window.
1.96% interest rate · No monthly fee
Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Relationship rate for Combined Qualifying Balance (CQB) under $5,000. Requires an eligible open and in-good-standing account (U.S. Bank Smartly Checking, Safe Debit, or U.S. Bank Smartly Visa Signature Card).
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for U.S. Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amount 2.00% $25,000 – $50,000 3.50% $50,000 – $100,000 3.50% $100,000 – $99,999,999,999 3.50% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Relationship rate for CQB Under $5,000. Requires qualifying relationship product.
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amountRelationship rate for CQB $5,000 to $24,999.99. 2.00% $25,000 – $50,000Relationship rate for CQB $25,000 to $49,999.99. 3.50% $50,000 – $100,000Relationship rate for CQB $50,000 to $99,999.99. 3.50% $100,000 and upRelationship rate for CQB $100,000 and above. 3.50% Rate checked
More details - UW Credit UnionInvestor's Advantage Money MarketInvestor's Advantage Money Market · $100 min · 0.50%–2.57% by balance
Credit union · 1 branch
1.61%APY$161 a year on $10,000Requirements
Product: Rates are variable and may change after the account is opened. Compounded daily and paid monthly. No monthly fee or minimum balance required to earn dividends.
Offer: Variable rate. Compounded daily and paid monthly. No monthly fee.
0.50% interest rate · Compounded daily · No monthly fee · Effective Oct 2, 2026
Rate by balance
Rate by balance for Investor's Advantage Money Market Balance APY Up to $2,499 0.50% $2,500 – $7,499 0.70% $7,500 – $9,999 1.00% $10,000 – $24,999Your amount 1.61% $25,000 – $49,999 2.09% $50,000 and up 2.57% Rate checked
More details - Associated BankAssociated Select Money MarketAssociated Select Money Market · $1,000 min
Bank · 2 branches
1.60%APY$160 a year on $10,000with conditionsRequirements
Product: Features tiered interest rates and enhanced rate tiers when combined with qualifying Associated Choice Checking relationship tiers (Platinum Choice, Emerald Choice, Emerald Private Choice). Monthly maintenance fee of $16 is waived with a minimum daily balance of $1,000.
Offer: Emerald Choice enhanced rate tier. Requires meeting and maintaining Emerald Choice benefit tier qualifications on an Associated Choice Checking account. $16 monthly maintenance fee waived with a minimum daily balance of $1,000.
Qualified rate · 1.58% interest rate · $16 monthly fee · Effective Oct 5, 2026
Rate checked
More details - Nicolet National BankMVP Money Market Account (MVP MMA)MVP Money Market Account (MVP MMA) · $10,000 min · 0.01%–2.65% by balance
Bank · 1 branch
1.30%APY$130 a year on $10,000with conditionsRequirements
Product: A separate Nicolet National Bank checking account with direct deposit of payroll or social security is required in order to qualify for an MVP Money Market account. Subject to Credit Approval.
Offer: $10 monthly service charge if available balance falls below $10,000.
Qualified rate · 0.01% interest rate · $10 monthly fee · Effective Sep 23, 2026
Rate by balance
Rate by balance for MVP Money Market Account (MVP MMA) Balance APY Up to $9,999 0.01% $10,000 – $49,999Your amount 1.30% $50,000 – $149,999 2.10% $150,000 – $499,999 2.15% $500,000 – $999,999 2.45% $1,000,000 and up 2.65% Rate checked
More details - Valley Communities Credit UnionMoney MarketMoney Market · $10,000 min · 0.60%–2.94% by balance
Credit union · 1 branch
1.26%APY$126 a year on $10,000Requirements
Product: Tiered variable rate account. Minimum daily balance of $25.00 required to keep account open. Dividends compounded and credited monthly using the average daily balance method. Limited to 6 withdrawals/transfers per statement period (max 3 by debit card).
0.60% interest rate · No monthly fee · Effective Sep 29, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $10,000 0.60% $10,000 – $25,000Your amount 1.26% $25,000 – $75,000 2.02% $75,000 – $200,000 2.27% $200,000 and up 2.94% Rate checked
More details - Sentry Credit UnionSecurity Money MarketSecurity Money Market · $0 min · 1.00%–3.82% by balance
Credit union · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: No minimum average daily balance to earn interest. Unlimited deposits and withdrawals. Dividends paid weekly.
Offer: Dividends paid weekly
1.00% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Security Money Market Balance APY Up to $25,000Your amount 1.00% $25,000 – $100,000 1.26% $100,000 – $200,000 2.17% $200,000 and up 3.82% Rate checked
More details - 1.00%APY$100 a year on $10,000
1.00% interest rate · Effective Sep 29, 2026
Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.55%–3.01% by balance
Bank · 1 branch
0.80%APY$80 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Relationship rate (Amplify your APY) for balances less than $5,000. Requires being an Account Owner of both a Growth Money Market account and a BMO Relationship Checking account with qualifying activities.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.55% $5,000 – $25,000Your amount 0.80% $25,000 – $100,000 1.16% $100,000 – $250,000 2.21% $250,000 and up 3.01% Rate checked
More details - Central Wisconsin Credit UnionMoney MarketMoney Market · $2,500 min · 0.60%–0.80% by balance
Credit union · 1 branch
0.70%APY$70 a year on $10,000Requirements
Product: Dividends on share accounts are calculated by applying the daily periodic rate to the average daily balance for the compounding period, and are compounded and paid monthly. Account can be drawn down to a zero balance, but must maintain at least $2,500 on deposit to earn dividends. Withdrawals must be a minimum of $500.
0.60% interest rate
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $9,999 0.60% $10,000 – $39,999Your amount 0.70% $40,000 and up 0.80% Rate checked
More details - Simplicity Credit UnionMoney Market CheckingMoney Market Checking · $25 min · 0.55%–3.50% by balance
Credit union · 2 branches
0.55%APY$55 a year on $10,000Requirements
Product: $25 minimum balance required to earn dividends. Dividends paid monthly. $5.00 monthly fee applies if balance falls under $1,000. No dividend is paid if account is closed prior to dividend pay date.
Offer: $5.00 monthly fee if balance is under $1,000. Dividends paid monthly.
0.55% interest rate · $5 monthly fee
Rate by balance
Rate by balance for Money Market Checking Balance APY Up to $10,000Your amount 0.55% $10,000 – $25,000 0.65% $25,000 – $50,000 1.26% $50,000 – $100,000 1.61% $100,000 – $250,000 2.25% $250,000 – $500,000 3.25% Over $500,000 3.50% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Stevens Point, WI
54 accounts at 16 banks and credit unions · checked Oct 15–17
- Typical
- 0.25%
- Top 10% from
- 1.88%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.45%
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Stevens Point, WI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Simplicity Credit UnionCredit union · 2 branches
- UW Credit UnionCredit union · 1 branch
- Valley Communities Credit UnionCredit union · 1 branch