Compare Bank & Credit Union Rates
Best savings rates in Oshkosh, WI
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 31–45 results in Oshkosh, WI
- Associated BankAssociated Select Money MarketAssociated Select Money Market · $1,000 min
Bank · 3 branches
0.25%APY$25 a year on $10,000with conditionsRequirements
Product: Features tiered interest rates and enhanced rate tiers when combined with qualifying Associated Choice Checking relationship tiers (Platinum Choice, Emerald Choice, Emerald Private Choice). Monthly maintenance fee of $16 is waived with a minimum daily balance of $1,000.
Offer: Standard rate tier. $16 monthly maintenance fee waived with a minimum daily balance of $1,000.
Qualified rate · 0.25% interest rate · $16 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: $5 monthly service charge if available balance falls below $100. $100 minimum deposit to open. Minimum $100.00 to earn interest. Unlimited deposits and transfers.
Offer: $5 monthly service charge waived if available balance remains at or above $100. $100.00 minimum to earn interest. Interest is compounded quarterly and credited quarterly.
0.15% interest rate · Compounded quarterly · $5 monthly fee
Rate by balance
Rate by balance for Personal Savings Balance APY $100 – $5,000 0.15% $5,000 and upYour amount 0.20% Rate checked
More details - 0.20%APY$20 a year on $10,000with conditions
Requirements
Product: $500 daily balance to earn dividends. No minimum balance required to open/maintain. No monthly service fee. Higher APY applies when bundled with a qualifying Verve Premier Checking account (monthly ACH direct deposits totaling at least $500, valid email address, and enrolled in eStatements). When not bundled or qualifications not met, non-qualified rate applies.
Offer: Qualifications not met or not bundled with Verve Premier Checking. Dividends compounded and paid monthly.
Qualified rate · 0.20% interest rate · No monthly fee · Effective Jan 13, 2026
Rate checked
More details - Nicolet National BankMoney Market Account (MMA)Money Market Account (MMA) · $1,000 min · 0.10%–0.20% by balance
Bank · 1 branch
0.20%APY$20 a year on $10,000Requirements
Offer: $10 monthly service charge if available balance falls below $1,000.
0.10% interest rate · $10 monthly fee · Effective Sep 23, 2026
Rate by balance
Rate by balance for Money Market Account (MMA) Balance APY $1,000 – $4,999 0.10% $5,000 and upYour amount 0.20% Rate checked
More details - Winnebago Community Credit UnionInvestors Money MarketInvestors Money Market · $10,000 min · 0.20%–0.65% by balance
Credit union · 2 branches
0.20%APY$20 a year on $10,000Requirements
Product: Variable rate account; dividend rate and APY may change after opening. Membership eligibility required; NCUA insured. Early withdrawal penalty and fees or other conditions may reduce earnings.
Offer: Minimum balance to earn dividend is $10,000 - $24,999.
0.20% interest rate · Effective Apr 25, 2025
Rate by balance
Rate by balance for Investors Money Market Balance APY $10,000 – $24,999Your amount 0.20% $25,000 – $74,999 0.35% $75,000 – $149,999 0.55% $150,000 and up 0.65% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Minimum balance waived for those under 18 and 55 or better. Preauthorized and telephone transfers limited to 6 per month. 3 in-person withdrawals allowed per month before a fee is assessed. Accounts continue to earn the current interest rate if balance falls below minimum requirement.
Offer: Minimum balance of $250.00; waived for customers under 18 or 55 and better. Variable rate.
0.20% interest rate · Effective Sep 1, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: No initial deposit or ongoing balance requirements. Interest is compounded quarterly at a variable rate.
0.10% interest rate · Compounded quarterly
Rate by balance
Rate by balance for First Savings Balance APY Up to $2,500 0.10% $2,500 – $10,000 0.15% $10,000 – $25,000Your amount 0.15% $25,000 and up 0.25% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Minimum balance of $100 to earn dividends. Dividends paid and compounded annually. $10 fee for early withdrawals. No monthly service fee.
Offer: Minimum balance of $100 to earn dividends. Dividends paid and compounded annually. $10 fee for early withdrawals. Variable rate.
0.15% interest rate · Compounded annually · No monthly fee
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Provides membership to the credit union. Variable rate account; rates and APYs may change after opening and fees may reduce earnings.
Offer: Minimum to open and earn dividends is $25.00. Compounded monthly.
0.15% interest rate · Compounded monthly · Effective Jul 28, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Requires membership savings account to be opened first. Variable rate account; rates and APYs may change after opening and fees may reduce earnings.
Offer: Minimum to open and earn dividends is $25.00. Compounded monthly.
0.15% interest rate · Compounded monthly · Effective Jul 28, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Membership open to anyone who lives or works in Winnebago, Fond Du Lac, and Outagamie counties in Wisconsin. Keep a $100 balance to earn dividends.
Offer: Earn monthly dividends with a $100 balance.
0.15% interest rate · Effective Aug 22, 2022
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Variable rate account; dividend rate and APY may change after opening. Membership eligibility required; NCUA insured. Early withdrawal penalty and fees or other conditions may reduce earnings.
Offer: Minimum balance to earn dividend is $2,000.
0.15% interest rate · Effective Apr 25, 2025
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: No service charge if average daily collected balance is at least $1,000.00; otherwise $6.00 monthly service charge per statement cycle.
Offer: Monthly fee of $6.00 waived if average daily collected balance is at least $1,000.00.
0.05% interest rate · $6 monthly fee
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.05% $2,500 – $10,000 0.05% $10,000 – $25,000Your amount 0.10% $25,000 and up 0.15% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Requires membership in Fox Communities Credit Union. Tiered variable rate account requiring a daily minimum balance of $100.00 or more to earn dividends.
Offer: Requires a daily minimum balance of $100.00 or more to earn dividends.
0.10% interest rate · Effective Oct 5, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Monthly service fee of $5.00 is waived with $100 minimum daily balance (or average daily balance) and enrollment in Digital Statements.
Offer: Monthly service fee of $5.00 waived with $100 minimum daily balance and enrollment in Digital Statements.
0.10% interest rate · $5 monthly fee · Effective Oct 13, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Oshkosh, WI
68 accounts at 20 banks and credit unions · checked Oct 16–17
- Typical
- 0.20%
- Top 10% from
- 1.73%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.20%
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Oshkosh, WI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Community First Credit UnionCredit union · 10 branches
- Evergreen Credit UnionCredit union · 1 branch
- Capital Credit UnionCredit union · 2 branches