Bank · FDIC insured
Horicon Bank Savings Rates
Horicon Bank’s best savings rate is 1.06% APY on $10,000, with its Money Market - Personal. Rates checked October 16, 2026.
How Horicon Bank’s savings rates compare
Compared with banks and credit unions near Beaver Dam, WI, where Horicon Bank has the most branches. $10,000, best rate first.
This bank’s best
Horicon Bank
1.06%APY
- Requires
- None
- Minimum
- $5,000
- Earns on $10,000 a year
- $106
Money Market - Personal
Top rate
Empeople Credit Union
3.25%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $325
2nd-highest rate
Associated Bank
3.20%APY
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000 a year
- $320
Horicon Bank savings score
85
Savings score
Higher than 71% of U.S. banks and credit unions
- $1,000 balance$1,0000.20%
- $10,000 balance$10,0001.06%
- $100,000 balance$100,0001.06%
- QualifiedQualified1.06%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Horicon Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market - Personal
1.06%APY
Rates are variable and subject to change without notice. $25 monthly service charge waived if minimum balance of $5,000 is maintained. Transfers/withdrawals limited to 6 per month for preauthorized/automatic transfers, telephone, checks, drafts, or debit cards; unlimited in person, by messenger, mail, or ATM. Interest credited and compounded monthly on daily collected balance.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $100,000Monthly service charge waived if minimum balance is maintained. Earns current interest rate if balance falls below minimum requirement. | 1.06% | $106 | Monthly service charge waived if minimum balance is maintained. Earns current interest rate if balance falls below minimum requirement. |
| $100,000 – $250,000Monthly service charge waived if minimum balance is maintained. Earns current interest rate if balance falls below minimum requirement. | 1.56% | — | Monthly service charge waived if minimum balance is maintained. Earns current interest rate if balance falls below minimum requirement. |
| $250,000 – $500,000Monthly service charge waived if minimum balance is maintained. Earns current interest rate if balance falls below minimum requirement. | 1.82% | — | Monthly service charge waived if minimum balance is maintained. Earns current interest rate if balance falls below minimum requirement. |
| $500,000 – $1,000,000Monthly service charge waived if minimum balance is maintained. Earns current interest rate if balance falls below minimum requirement. | 2.12% | — | Monthly service charge waived if minimum balance is maintained. Earns current interest rate if balance falls below minimum requirement. |
| $1,000,000 – $5,000,000Monthly service charge waived if minimum balance is maintained. Earns current interest rate if balance falls below minimum requirement. | 2.32% | — | Monthly service charge waived if minimum balance is maintained. Earns current interest rate if balance falls below minimum requirement. |
| Over $5,000,000Monthly service charge waived if minimum balance is maintained. Earns current interest rate if balance falls below minimum requirement. | 2.48% | — | Monthly service charge waived if minimum balance is maintained. Earns current interest rate if balance falls below minimum requirement. |
Sources (3)
- horiconbank.com/money-markets.html
- horiconbank.com/rates.html
- horiconbank.com/savings-cds-money-markets.html
All captured Sep 18, 2026
Special-purpose accounts
IRA Money Market
0.95%APY
A penalty may be imposed for early withdrawal. Fees may reduce earnings.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 and upMinimum balance $1,000.00. Early withdrawal penalty may apply. Fees may reduce earnings.$1,000 and up | 0.95% | $95 | Minimum balance $1,000.00. Early withdrawal penalty may apply. Fees may reduce earnings. |
Sources (2)
All captured Sep 18, 2026
Christmas Savings
0.50%APY
Save with automatic transfers from a Horicon Bank checking account or Migrate Savings. Rates are subject to change after account maturity; withdrawal restrictions apply.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum balance requirement. Rate subject to change after maturity.Any balance | 0.50% | $50 | No minimum balance requirement. Rate subject to change after maturity. |
Sources (3)
- horiconbank.com/christmas-savings.html
- horiconbank.com/rates.html
- horiconbank.com/savings-cds-money-markets.html
All captured Sep 18, 2026
Health Savings Account
0.35%APY
For individuals and families covered by a high-deductible health insurance plan. Variable rates subject to change without notice.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $500Tier 1 balance tier $0 - $499.99; minimum balance $0.00. | 0.05% | — | Tier 1 balance tier $0 - $499.99; minimum balance $0.00. |
| $500 – $1,500Tier 2 balance tier $500.00 - $1,499.99; minimum balance $0.00. | 0.30% | — | Tier 2 balance tier $500.00 - $1,499.99; minimum balance $0.00. |
| $1,500 – $50,000Tier 3 balance tier $1,500.00 - $49,999.99; minimum balance $0.00. | 0.35% | $35 | Tier 3 balance tier $1,500.00 - $49,999.99; minimum balance $0.00. |
| $50,000 and upTier 4 balance tier $50,000.00+; minimum balance $0.00. | 0.45% | — | Tier 4 balance tier $50,000.00+; minimum balance $0.00. |
Sources (2)
All captured Sep 18, 2026
Statement Savings
0.20%APY
Minimum balance waived for those under 18 and 55 or better. Preauthorized and telephone transfers limited to 6 per month. 3 in-person withdrawals allowed per month before a fee is assessed. Accounts continue to earn the current interest rate if balance falls below minimum requirement.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $250 and upMinimum balance of $250.00; waived for customers under 18 or 55 and better. Variable rate.$250 and up | 0.20% | $20 | Minimum balance of $250.00; waived for customers under 18 or 55 and better. Variable rate. |
Sources (3)
- horiconbank.com/rates.html
- horiconbank.com/savings-cds-money-markets.html
- horiconbank.com/statement-savings.html
All captured Sep 18, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.