Bank · FDIC insured
FVSBank Savings Rates
FVSBank’s best savings rate is 0.40% APY on $10,000, with its Money Market Account. Rates checked October 16, 2026.
How FVSBank’s savings rates compare
Compared with banks and credit unions near Oshkosh, WI, where FVSBank has the most branches. $10,000, best rate first.
This bank’s best
FVSBank
0.40%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $40
Money Market Account
Top rate
CoVantage Credit Union
3.25%APY
- Requires
- Monthly account activity
- Minimum
- $10
- Earns on $10,000 a year
- $325
2nd-highest rate
Associated Bank
3.20%APY
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000 a year
- $320
FVSBank savings score
76
Savings score
Higher than 41% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.40%
- $100,000 balance$100,0001.26%
- QualifiedQualified0.40%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where FVSBank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Premium Money Market Account
0.00%APY
Requires FVSBank Checking account relationship and Direct Deposit. Interest is compounded and credited every statement cycle. FVSBank reserves the right to limit new accounts to individuals residing in its Wisconsin market areas.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $49,999Monthly fee of $10 is waived with $50,000 minimum daily balance and enrollment in Digital Statements. | 0.00% | $0 | Monthly fee of $10 is waived with $50,000 minimum daily balance and enrollment in Digital Statements. |
| $50,000 – $99,999Monthly fee of $10 is waived with $50,000 minimum daily balance and enrollment in Digital Statements. | 1.97% | — | Monthly fee of $10 is waived with $50,000 minimum daily balance and enrollment in Digital Statements. |
| $100,000 – $249,999Monthly fee of $10 is waived with $50,000 minimum daily balance and enrollment in Digital Statements. | 2.12% | — | Monthly fee of $10 is waived with $50,000 minimum daily balance and enrollment in Digital Statements. |
| $250,000 and upMonthly fee of $10 is waived with $50,000 minimum daily balance and enrollment in Digital Statements. | 2.73% | — | Monthly fee of $10 is waived with $50,000 minimum daily balance and enrollment in Digital Statements. |
Money Market Account
0.40%APY
Interest is compounded and credited every statement cycle. FVSBank reserves the right to limit new accounts to individuals residing in its Wisconsin market areas. Money market regulations apply.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $499Monthly fee of $5 is waived with a $1,200 minimum balance and enrollment in Digital Statements. | 0.00% | — | Monthly fee of $5 is waived with a $1,200 minimum balance and enrollment in Digital Statements. |
| $500 – $2,499Monthly fee of $5 is waived with a $1,200 minimum balance and enrollment in Digital Statements. | 0.15% | — | Monthly fee of $5 is waived with a $1,200 minimum balance and enrollment in Digital Statements. |
| $2,500 – $9,999Monthly fee of $5 is waived with a $1,200 minimum balance and enrollment in Digital Statements. | 0.20% | — | Monthly fee of $5 is waived with a $1,200 minimum balance and enrollment in Digital Statements. |
| $10,000 – $24,999Monthly fee of $5 is waived with a $1,200 minimum balance and enrollment in Digital Statements. | 0.40% | $40 | Monthly fee of $5 is waived with a $1,200 minimum balance and enrollment in Digital Statements. |
| $25,000 – $49,999Monthly fee of $5 is waived with a $1,200 minimum balance and enrollment in Digital Statements. | 1.00% | — | Monthly fee of $5 is waived with a $1,200 minimum balance and enrollment in Digital Statements. |
| $50,000 – $99,999Monthly fee of $5 is waived with a $1,200 minimum balance and enrollment in Digital Statements. | 1.16% | — | Monthly fee of $5 is waived with a $1,200 minimum balance and enrollment in Digital Statements. |
| $100,000 and upMonthly fee of $5 is waived with a $1,200 minimum balance and enrollment in Digital Statements. | 1.26% | — | Monthly fee of $5 is waived with a $1,200 minimum balance and enrollment in Digital Statements. |
FVSBank Personal Savings
0.10%APY
Monthly service fee of $5.00 is waived with $100 minimum daily balance (or average daily balance) and enrollment in Digital Statements.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMonthly service fee of $5.00 waived with $100 minimum daily balance and enrollment in Digital Statements.Any balance | 0.10% | $10 | Monthly service fee of $5.00 waived with $100 minimum daily balance and enrollment in Digital Statements. |
Sources (4)
- fvsbank.com/personal-banking
- fvsbank.com/personal-savings
- fvsbank.com/rates
- fvsbank.com/scheduled-personal-savings
All captured Oct 16, 2026
Special-purpose accounts
IRA Savings
0.35%APY
Traditional and Roth IRA options. No setup or monthly/statement fees. FVSBank reserves the right to limit new accounts to individuals residing in its Wisconsin market areas.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $50 | 0.00% | — |
| Up to $2,499 | 0.10% | — |
| $2,500 – $9,999 | 0.15% | — |
| $10,000 – $24,999 | 0.35% | $35 |
| $25,000 and up | 0.70% | — |
Health Savings Account (HSA)
0.40%APY
Must be enrolled in a qualified high-deductible health plan (HDHP). Monthly fee of $4 waived with $50 minimum daily balance / average daily balance, direct deposit, or an FVSBank Savings or CD account with a minimum daily balance of $2,500.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $49$4 monthly service fee waived with $50 minimum daily balance / average daily balance, direct deposit, or an FVSBank Savings or Certificate of Deposit account with a minimum daily balance of $2,500. | 0.00% | — | $4 monthly service fee waived with $50 minimum daily balance / average daily balance, direct deposit, or an FVSBank Savings or Certificate of Deposit account with a minimum daily balance of $2,500. |
| Up to $2,499$4 monthly service fee waived with $50 minimum daily balance / average daily balance, direct deposit, or an FVSBank Savings or Certificate of Deposit account with a minimum daily balance of $2,500. | 0.20% | — | $4 monthly service fee waived with $50 minimum daily balance / average daily balance, direct deposit, or an FVSBank Savings or Certificate of Deposit account with a minimum daily balance of $2,500. |
| $2,500 – $9,999$4 monthly service fee waived with $50 minimum daily balance / average daily balance, direct deposit, or an FVSBank Savings or Certificate of Deposit account with a minimum daily balance of $2,500. | 0.30% | — | $4 monthly service fee waived with $50 minimum daily balance / average daily balance, direct deposit, or an FVSBank Savings or Certificate of Deposit account with a minimum daily balance of $2,500. |
| $10,000 – $24,999$4 monthly service fee waived with $50 minimum daily balance / average daily balance, direct deposit, or an FVSBank Savings or Certificate of Deposit account with a minimum daily balance of $2,500. | 0.40% | $40 | $4 monthly service fee waived with $50 minimum daily balance / average daily balance, direct deposit, or an FVSBank Savings or Certificate of Deposit account with a minimum daily balance of $2,500. |
| $25,000 and up$4 monthly service fee waived with $50 minimum daily balance / average daily balance, direct deposit, or an FVSBank Savings or Certificate of Deposit account with a minimum daily balance of $2,500. | 0.50% | — | $4 monthly service fee waived with $50 minimum daily balance / average daily balance, direct deposit, or an FVSBank Savings or Certificate of Deposit account with a minimum daily balance of $2,500. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.