Credit union · NCUA insured
Winnebago Community Credit Union Savings Rates
Top CarrotWinnebago Community Credit Union’s best savings rate is 0.20% APY on $10,000, with its Investors Money Market. Rates checked October 16, 2026.
How Winnebago Community Credit Union’s savings rates compare
Compared with banks and credit unions near Oshkosh, WI, where Winnebago Community Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Winnebago Community Credit Union
0.20%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $20
Investors Money Market
Top rate
CoVantage Credit Union
3.25%APY
- Requires
- Monthly account activity
- Minimum
- $10
- Earns on $10,000 a year
- $325
2nd-highest rate
Associated Bank
3.20%APY
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000 a year
- $320
Winnebago Community Credit Union savings score
69
Savings score
Higher than 25% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.20%
- $100,000 balance$100,0000.55%
- QualifiedQualified0.20%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Winnebago Community Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Investors Money Market
0.20%APY
Variable rate account; dividend rate and APY may change after opening. Membership eligibility required; NCUA insured. Early withdrawal penalty and fees or other conditions may reduce earnings.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10,000 – $24,999Minimum balance to earn dividend is $10,000 - $24,999. | 0.20% | $20 | Minimum balance to earn dividend is $10,000 - $24,999. |
| $25,000 – $74,999Minimum balance to earn dividend is $25,000 - $74,999. | 0.35% | — | Minimum balance to earn dividend is $25,000 - $74,999. |
| $75,000 – $149,999Minimum balance to earn dividend is $75,000 - $149,999. | 0.55% | — | Minimum balance to earn dividend is $75,000 - $149,999. |
| $150,000 and upMinimum balance to earn dividend is $150,000 & up. | 0.65% | — | Minimum balance to earn dividend is $150,000 & up. |
Sources (1)
- wincu.org/rates/deposit-rates · captured Sep 18, 2026
Money Market
0.15%APY
Variable rate account; dividend rate and APY may change after opening. Membership eligibility required; NCUA insured. Early withdrawal penalty and fees or other conditions may reduce earnings.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,000 and upMinimum balance to earn dividend is $2,000.$2,000 and up | 0.15% | $15 | Minimum balance to earn dividend is $2,000. |
Sources (1)
- wincu.org/rates/deposit-rates · captured Sep 18, 2026
Savings Account
0.10%APY
Open a basic interest-bearing savings account with a minimum $5 deposit. Membership eligibility required; NCUA insured.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upMinimum balance to earn dividend is $25. Variable rate account.$25 and up | 0.10% | $10 | Minimum balance to earn dividend is $25. Variable rate account. |
Sources (2)
All captured Sep 18, 2026
Special-purpose accounts
Open Deposit IRA & Roth IRA
0.25%APY
No-fee IRA products including Traditional and Roth. Membership eligibility required; NCUA insured.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upMinimum balance to earn dividend is $25. Variable rate account.$25 and up | 0.25% | $25 | Minimum balance to earn dividend is $25. Variable rate account. |
Sources (2)
All captured Sep 18, 2026
Christmas Club Account
0.10%APY
The minimum balance is $1, and funds are paid to checking or savings account on October 1st each year. Membership eligibility required; NCUA insured.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upMinimum balance to earn dividend is $25. Variable rate account.$25 and up | 0.10% | $10 | Minimum balance to earn dividend is $25. Variable rate account. |
Sources (2)
All captured Sep 18, 2026
Who can join Winnebago Community Credit Union
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