Credit union · NCUA insured
Ripple Credit Union Savings Rates
Ripple Credit Union’s best savings rate is 0.15% APY on $10,000, with its Regular Savings Accounts. Rates checked October 16, 2026.
How Ripple Credit Union’s savings rates compare
Compared with banks and credit unions near Oshkosh, WI, where Ripple Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Ripple Credit Union
0.15%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $15
Regular Savings Accounts
Top rate
CoVantage Credit Union
3.25%APY
- Requires
- Monthly account activity
- Minimum
- $10
- Earns on $10,000 a year
- $325
2nd-highest rate
Associated Bank
3.20%APY
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000 a year
- $320
Ripple Credit Union savings score
67
Savings score
Higher than 18% of U.S. banks and credit unions
- $1,000 balance$1,0000.15%
- $10,000 balance$10,0000.15%
- $100,000 balance$100,0000.15%
- QualifiedQualified0.15%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Ripple Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Regular Savings Accounts
0.15%APY
Membership open to anyone who lives or works in Winnebago, Fond Du Lac, and Outagamie counties in Wisconsin. Keep a $100 balance to earn dividends.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upEarn monthly dividends with a $100 balance.$100 and up | 0.15% | $15 | Earn monthly dividends with a $100 balance. |
Special-purpose accounts
Christmas Savings
0.25%APY
Christmas Club seasonal savings account runs October 1st to September 30th. Balance deposited into Regular Savings on October 1st. Paid annual dividends. Early withdrawal fee applies if accessed before maturity.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceAnnual dividends paid. Cycle runs October 1 to September 30 with transfer to Regular Savings on October 1.Any balance | 0.25% | $25 | Annual dividends paid. Cycle runs October 1 to September 30 with transfer to Regular Savings on October 1. |
School Savings
0.25%APY
School Club account runs from July 1st to June 30th to save for back-to-school costs. On July 1st, balance is transferred to Regular Savings account unless requested otherwise. Paid annual dividends. Early withdrawal fee applies if accessed before maturity.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceAnnual dividends paid. Cycle runs July 1 to June 30 with transfer to Regular Savings on July 1.Any balance | 0.25% | $25 | Annual dividends paid. Cycle runs July 1 to June 30 with transfer to Regular Savings on July 1. |
IRA Open Deposit Accounts
0.15%APY
Traditional & Roth IRA options. Open deposit account earns monthly dividends. Membership open to anyone who lives or works in Winnebago, Fond Du Lac, and Outagamie counties in Wisconsin.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceEarns monthly dividends.Any balance | 0.15% | $15 | Earns monthly dividends. |
Who can join Ripple Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live or work in Winnebago, Fond du Lac, or Outagamie counties in Wisconsin.
Membership information collected October 5, 2026.