Credit union · NCUA insured
Capital Credit Union Savings Rates
Top CarrotCapital Credit Union’s best savings rate is 0.95% APY on $10,000, with its Money Market Platinum. Rates checked October 16, 2026.
How Capital Credit Union’s savings rates compare
Compared with banks and credit unions near Green Bay, WI, where Capital Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Capital Credit Union
0.95%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $95
Money Market Platinum
Top rate
Flagstar Bank
4.00%APY
- Minimum
- $1
- Earns on $10,000 a year
- $400
2nd-highest rate
UMB Bank
3.71%APY
- Minimum
- —
- Earns on $10,000 a year
- $371
Capital Credit Union savings score
85
Savings score
Higher than 71% of U.S. banks and credit unions
- $1,000 balance$1,0002.50%
- $10,000 balance$10,0000.95%
- $100,000 balance$100,0002.90%
- QualifiedQualified0.95%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Capital Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
SavingsPlus
0.01%APY
Maximum of one SavingsPlus account per membership share. Minimum opening deposit is $1.00. Variable rate account; dividend yield may change monthly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $500Tier 1 rate for balances $0 to $500. Compounded monthly. | 5.00% | — | Tier 1 rate for balances $0 to $500. Compounded monthly. |
| $500 – $2,000Tier 2 rate for balances $500.01 to $2,000. Compounded monthly. | 2.50% | — | Tier 2 rate for balances $500.01 to $2,000. Compounded monthly. |
| Over $2,000Tier 3 rate for balances $2,000.01 and above. Compounded monthly. | 0.01% | $1 | Tier 3 rate for balances $2,000.01 and above. Compounded monthly. |
Sources (3)
All captured Oct 5, 2026
Money Market Platinum Select
0.10%APY
No monthly service fee. Dividends compound monthly. Variable rate account subject to change after opening.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 – $50,000Dividends compound monthly. | 0.10% | $10 | Dividends compound monthly. |
| $50,000 – $100,000Dividends compound monthly. | 1.50% | — | Dividends compound monthly. |
| $100,000 – $250,000Dividends compound monthly. | 2.90% | — | Dividends compound monthly. |
| $250,000 – $500,000Dividends compound monthly. | 3.40% | — | Dividends compound monthly. |
| $500,000 – $750,000Dividends compound monthly. | 3.65% | — | Dividends compound monthly. |
| $750,000 – $1,000,000Dividends compound monthly. | 3.80% | — | Dividends compound monthly. |
| $1,000,000 and upDividends compound monthly. | 3.90% | — | Dividends compound monthly. |
Money Market Platinum
0.95%APY
No monthly service fee. Dividends compound monthly. Variable rate account subject to change after opening.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 – $5,000Dividends compound monthly. | 0.55% | — | Dividends compound monthly. |
| $5,000 – $15,000Dividends compound monthly. | 0.95% | $95 | Dividends compound monthly. |
| $15,000 – $25,000Dividends compound monthly. | 1.00% | — | Dividends compound monthly. |
| $25,000 – $50,000Dividends compound monthly. | 1.35% | — | Dividends compound monthly. |
| $50,000 – $100,000Dividends compound monthly. | 1.65% | — | Dividends compound monthly. |
| $100,000 – $250,000Dividends compound monthly. | 2.00% | — | Dividends compound monthly. |
| $250,000 and upDividends compound monthly. | 2.50% | — | Dividends compound monthly. |
Membership Savings
0.15%APY
Provides membership to the credit union. Variable rate account; rates and APYs may change after opening and fees may reduce earnings.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upMinimum to open and earn dividends is $25.00. Compounded monthly.$25 and up | 0.15% | $15 | Minimum to open and earn dividends is $25.00. Compounded monthly. |
Sources (3)
All captured Oct 5, 2026
Regular Savings
0.15%APY
Requires membership savings account to be opened first. Variable rate account; rates and APYs may change after opening and fees may reduce earnings.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upMinimum to open and earn dividends is $25.00. Compounded monthly.$25 and up | 0.15% | $15 | Minimum to open and earn dividends is $25.00. Compounded monthly. |
Sources (3)
All captured Oct 5, 2026
Special-purpose accounts
Money Market Platinum Select/IRA
0.10%APY
IRA Money Market account. Dividends compound monthly. Variable rate account subject to change after opening.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 – $50,000Dividends compound monthly. | 0.10% | $10 | Dividends compound monthly. |
| $50,000 – $100,000Dividends compound monthly. | 1.50% | — | Dividends compound monthly. |
| $100,000 – $250,000Dividends compound monthly. | 2.90% | — | Dividends compound monthly. |
| $250,000 – $500,000Dividends compound monthly. | 3.40% | — | Dividends compound monthly. |
| $500,000 – $750,000Dividends compound monthly. | 3.65% | — | Dividends compound monthly. |
| $750,000 – $1,000,000Dividends compound monthly. | 3.80% | — | Dividends compound monthly. |
| $1,000,000 and upDividends compound monthly. | 3.90% | — | Dividends compound monthly. |
Sources (1)
- capitalcu.com/rates-and-fees · captured Sep 18, 2026
Money Market Platinum/IRA
0.95%APY
IRA Money Market account. Dividends compound monthly. Variable rate account subject to change after opening.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 – $5,000Dividends compound monthly. | 0.55% | — | Dividends compound monthly. |
| $5,000 – $15,000Dividends compound monthly. | 0.95% | $95 | Dividends compound monthly. |
| $15,000 – $25,000Dividends compound monthly. | 1.00% | — | Dividends compound monthly. |
| $25,000 – $50,000Dividends compound monthly. | 1.35% | — | Dividends compound monthly. |
| $50,000 – $100,000Dividends compound monthly. | 1.65% | — | Dividends compound monthly. |
| $100,000 – $250,000Dividends compound monthly. | 2.00% | — | Dividends compound monthly. |
| $250,000 and upDividends compound monthly. | 2.50% | — | Dividends compound monthly. |
Sources (1)
- capitalcu.com/rates-and-fees · captured Sep 18, 2026
Health Savings Account (HSA)
0.75%APY
Designed to work with a high deductible health plan. No setup or annual fees. Withdrawals are tax-free when used for qualified medical expenses.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $500 and upMinimum opening deposit of $1.00. Minimum balance of $500.00 required to earn dividends. Compounded monthly.$500 and up | 0.75% | $75 | Minimum opening deposit of $1.00. Minimum balance of $500.00 required to earn dividends. Compounded monthly. |
Sources (3)
All captured Oct 5, 2026
IRA - Savings
0.15%APY
Available as Traditional and Roth IRA options. Open deposit term.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upMinimum opening deposit and balance to earn dividends is $25.00. Compounded monthly.$25 and up | 0.15% | $15 | Minimum opening deposit and balance to earn dividends is $25.00. Compounded monthly. |
Who can join Capital Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, attends school, owns property, or owns/runs a business in Brown, Calumet, Dane, Dodge, Door, Fond Du Lac, Kewaunee, Manitowoc, Marathon, Marinette, Menominee, Oconto, Outagamie, Portage, Shawano, Sheboygan, Waupaca, or Winnebago counties in Wisconsin.
Employers and groups
- Membership is open to employees of Goodwill Of North Central Wisconsin.
Family and household
- Relatives of Capital Credit Union members are eligible to join by federal regulation.
Membership information collected October 5, 2026.