Bank · FDIC insured
FVSBank
A $387.3M bank headquartered in Fond du Lac, WI, with 3 branches in Wisconsin. Best rates: CDs 4.00% and savings 0.40% APY.
FVSBank Carrot Score
73
Carrot Score
Higher than 34% of U.S. banks and credit unions
#18 of 26 in Oshkosh, WI metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About FVSBank
Originating from the 1924 founding of Waupun Building & Loan Association and the 1934 creation of First Federal Savings & Loan Association, the institution evolved through several name changes.
Following a 1976 merger, it became Fox Valley Savings and Loan Association in 1980, Fox Valley Savings Bank in 2001, and rebranded as FVSBank in 2014.
The bank operates locations in Fond du Lac, Oshkosh, and Waupun, serving Wisconsin communities with personal and business banking services.
- Headquarters
- 51 E 1st St, Fond du Lac, WI 54935
- FDIC certificate
- 29188 ↗
Branches
3 branches in Wisconsin
Loading map…
Wisconsin
3 branches
Fond du Lac area · 1
- Fox Valley Savings BankMain office51 E 1st St, Fond du Lac, WI 54935Directions
Oshkosh area · 1
- 1700 West 20th Avenue Branch1700 W 20th Ave, Oshkosh, WI 54902Directions
Beaver Dam area · 1
- 101 S Madison St Branch101 S Madison St, Waupun, WI 53963Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 15.44% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.33% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.17% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $87 | $81 | — |
- CapitalLeverage ratio15.44%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.33%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.17%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$87Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of FVSBank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.