Compare Bank & Credit Union Rates
Best savings rates in Madison, WI
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 46–60 results in Madison, WI
- 0.05%APY$5 a year on $10,000
Requirements
Product: Open an account with a deposit of $1. Available for personal accounts as well as youth accounts (ages 10-17).
Offer: APY is Annual Percentage Yield. APY is variable and subject to change. Fees may reduce earnings.
0.05% interest rate · Effective Oct 15, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Premier Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate by balance
Rate by balance for Wells Fargo Platinum Savings Balance APY Any balanceYour amount 0.05% $25,000 and upPromotional rate accurate as of 2026-10-07 for new Platinum Savings accounts for customers who do not have an existing Wells Fargo consumer savings account (or ownership in past 30 days). $12 monthly fee avoided with $3,500 minimum daily balance. 3.25% Rate checked
More details - 0.05%APY$5 a year on $10,000
0.05% interest rate · No monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000intro rate
Requirements
Product: Personal accounts and personal trusts only. Available at Old National banking centers or online (online opening available in IA, IL, IN, KY, MI, MN, ND, TN, WI; personal trusts in-person only). Combined balance of all Old National accounts cannot exceed $3,000,000. $25 fee if closed within 180 days.
Offer: Standard/lower tier rate for daily collected balances of $19,999.99 or less. Monthly fee of $20 waived with $5,000 minimum daily balance.
Promotional rate · 0.05% interest rate · $20 monthly fee · Effective Sep 1, 2026
Rate by balance
Rate by balance for Market Monitor Balance APY Up to $20,000Your amount 0.05% $20,000 and upPromotional rate guaranteed through December 31, 2026 for new accounts opened between September 1, 2026 and December 1, 2026 funded with minimum $20,000 in new money not on deposit as of August 31, 2026 within 15 calendar days of opening. 3.85% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Additional Savings account. Dividends calculated daily and paid monthly.
Offer: Dividends calculated daily and paid monthly.
0.05% interest rate
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Membership account. A minimum deposit of $25 is needed to open and maintain credit union membership. Up to 6 telephone/remote withdrawals or transfers per month; unlimited in-person withdrawals.
Offer: Dividends calculated daily and paid monthly. Minimum deposit of $25 required to open and maintain membership.
0.05% interest rate
Rate checked
More details - DMB Community BankMoney Market CheckingMoney Market Checking · $1,000 min · 0.05%–0.08% by balance
Bank · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Rate may change after account is opened. $6.00 monthly service charge avoided with $1,000.00 average balance. Includes check writing capabilities.
Offer: Average balance to avoid $6 service charge is $1,000.00. Rate may change after account is opened.
0.05% interest rate · $6 monthly fee
Rate by balance
Rate by balance for Money Market Checking Balance APY Up to $25,000Your amount 0.05% $25,000 and up 0.08% Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Product: Variable-rate account. Avoid $5.00 monthly maintenance fee by maintaining a daily ledger balance of $200 or more throughout the month.
Offer: Avoid monthly maintenance fee by maintaining a daily ledger balance of $200 or more throughout the month ($5.00 fee applies otherwise).
0.01% interest rate · $5 monthly fee
Rate by balance
Rate by balance for Classic Savings Balance APY Up to $1,000 0.01% $1,000 – $2,500 0.01% $2,500 – $10,000 0.03% $10,000 – $25,000Your amount 0.03% $25,000 and up 0.05% Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Product: Variable-rate account. Avoid $5.00 monthly maintenance fee by maintaining a daily ledger balance of $2,500 or more throughout the month.
Offer: Avoid monthly maintenance fee by maintaining a daily ledger balance of $2,500 or more throughout the month ($5.00 fee applies otherwise).
0.01% interest rate · $5 monthly fee
Rate by balance
Rate by balance for Investor Savings Balance APY Up to $1,000 0.01% $1,000 – $10,000 0.03% $10,000 – $25,000Your amount 0.03% $25,000 – $100,000 0.05% $100,000 – $250,000 0.10% $250,000 and up 0.15% Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Product: Dividends calculated daily and credited quarterly. Dividends begin earning with a balance of $100 or more. Must maintain a $5 minimum share balance to open and maintain membership.
Offer: Dividends calculated daily and credited quarterly. Requires $100 minimum balance to earn dividends.
0.03% interest rate
Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Product: Up to 4 withdrawals per month without a service charge. $2.00 monthly service charge is waived for primary account holders under age 18 or 50 years or better, or with an average balance of $200.00.
Offer: Monthly service charge of $2.00 is waived if average balance is $200.00 or if account holder is under 18 or 50+ years old.
0.03% interest rate · $2 monthly fee
Rate checked
More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Prime Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.02% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Earn Premier relationship rates when you link the account to a qualifying checking account (Chase Premier Plus Checking, Chase Sapphire Checking, Chase Private Client Checking, J.P. Morgan Private Client Checking Plus, or J.P. Morgan Classic Checking) and make at least 5 customer-initiated transactions in a monthly statement period using your linked checking account. $25 monthly service fee waived with $15,000+ beginning day balance or linked qualifying checking account.
Offer: Relationship rate: requires linked qualifying checking account and at least 5 customer-initiated transactions in a monthly statement period. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account.
Qualified rate · 0.02% interest rate · $25 monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: Rates listed are for accounts opened online. Must be 18 or older, a U.S. citizen or resident alien, and reside in AZ, CA, CO, IL, IA, KS, MN, MO, NE, NM, OK, TX, UT, or WI to open online.
Offer: Monthly service fee waived with $100 minimum daily ledger balance.
0.02% interest rate · $3 monthly fee · Effective Sep 17, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: No monthly maintenance fee. Earn an extra $5 savings reward every month the balance grows by $200 or more for the first year (up to 12 rewards for new accounts). Variable rate account; minimum opening deposit is $25.
Offer: Applies to ZIP code 60603 (Illinois and Northwest Indiana locations, excluding locations in South Beloit, Roscoe and St. Clair County in Illinois). Interest compounded daily and credited monthly.
0.01% interest rate · Compounded daily · No monthly fee · Effective Oct 16, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Madison, WI
68 accounts at 25 banks and credit unions · checked Oct 6–22
- Typical
- 0.10%
- Top 10% from
- 2.00%
- Banks, typical
- 0.08%
- Credit unions, typical
- 0.15%
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Madison, WI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- UW Credit UnionCredit union · 17 branches
- Marine Credit UnionCredit union · 2 branches
- Blackhawk Community Credit UnionCredit union · 1 branch