Bank · FDIC insured
DMB Community Bank Savings Rates
DMB Community Bank’s best savings rate is 0.07% APY on $10,000, with its Money Market Premium. Rates checked October 16, 2026.
How DMB Community Bank’s savings rates compare
Compared with banks and credit unions near Madison, WI, where DMB Community Bank has the most branches. $10,000, best rate first.
This bank’s best
DMB Community Bank
0.09%APY
- Requires
- Another account
- Minimum
- $1
- Earns on $10,000 a year
- $9
Homeowners Savings
Top rate
UMB Bank
3.71%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $371
2nd-highest rate
Associated Bank
3.20%APY
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000 a year
- $320
DMB Community Bank savings score
63
Savings score
Higher than 8% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.07%
- $100,000 balance$100,0000.25%
- QualifiedQualified0.09%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where DMB Community Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
High Yield Savings
0.01%APY
Rate may change after account is opened. $10.00 service charge waived with $100.00 average balance.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $100,000Service charge of $10.00 waived with $100.00 average balance. | 0.01% | $1 | Service charge of $10.00 waived with $100.00 average balance. |
| $100,000 and upService charge of $10.00 waived with $100.00 average balance. | 0.25% | — | Service charge of $10.00 waived with $100.00 average balance. |
Sources (1)
- deforestbank.com/current-rates · captured Sep 24, 2026
Investor's Savings
0.01%APY
Rate may change after account is opened. $10.00 service charge waived with $25,000.00 average balance.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25,000Service charge of $10.00 waived with $25,000.00 average balance. | 0.01% | $1 | Service charge of $10.00 waived with $25,000.00 average balance. |
| $25,000 – $50,000Service charge of $10.00 waived with $25,000.00 average balance. | 0.05% | — | Service charge of $10.00 waived with $25,000.00 average balance. |
| $50,000 – $90,000Service charge of $10.00 waived with $25,000.00 average balance. | 0.15% | — | Service charge of $10.00 waived with $25,000.00 average balance. |
| $90,000 and upService charge of $10.00 waived with $25,000.00 average balance. | 0.20% | — | Service charge of $10.00 waived with $25,000.00 average balance. |
Sources (1)
- deforestbank.com/current-rates · captured Sep 24, 2026
Money Market Platinum Checking
0.01%APY
Rate may change after account is opened. $10.00 monthly service charge avoided with $25,000.00 average balance. Includes check writing capabilities.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25,000Average balance to avoid $10 service charge is $25,000.00. Rate may change after account is opened. | 0.01% | $1 | Average balance to avoid $10 service charge is $25,000.00. Rate may change after account is opened. |
| $25,000 – $50,000Average balance to avoid $10 service charge is $25,000.00. Rate may change after account is opened. | 0.08% | — | Average balance to avoid $10 service charge is $25,000.00. Rate may change after account is opened. |
| $50,000 – $90,000Average balance to avoid $10 service charge is $25,000.00. Rate may change after account is opened. | 0.12% | — | Average balance to avoid $10 service charge is $25,000.00. Rate may change after account is opened. |
| $90,000 and upAverage balance to avoid $10 service charge is $25,000.00. Rate may change after account is opened. | 0.15% | — | Average balance to avoid $10 service charge is $25,000.00. Rate may change after account is opened. |
Money Market Premium
0.07%APY
Rate may change after account is opened. $10.00 monthly service charge avoided with $10,000.00 average balance. Does not offer check writing capabilities.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Average balance to avoid $10 service charge is $10,000.00. Rate may change after account is opened. | 0.01% | — | Average balance to avoid $10 service charge is $10,000.00. Rate may change after account is opened. |
| $10,000 – $25,000Average balance to avoid $10 service charge is $10,000.00. Rate may change after account is opened. | 0.07% | $7 | Average balance to avoid $10 service charge is $10,000.00. Rate may change after account is opened. |
| $25,000 – $50,000Average balance to avoid $10 service charge is $10,000.00. Rate may change after account is opened. | 0.10% | — | Average balance to avoid $10 service charge is $10,000.00. Rate may change after account is opened. |
| $50,000 and upAverage balance to avoid $10 service charge is $10,000.00. Rate may change after account is opened. | 0.15% | — | Average balance to avoid $10 service charge is $10,000.00. Rate may change after account is opened. |
Homeowners Savings
0.09%APY
Available for DMB Mortgage customers. Up to 3 withdrawals per month with no ongoing balance requirement. Rate may change after account is opened.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceAvailable for DMB Mortgage customers. Up to 3 withdrawals per month.Any balance | 0.09% | $9 | Available for DMB Mortgage customers. Up to 3 withdrawals per month. |
Money Market Checking
0.05%APY
Rate may change after account is opened. $6.00 monthly service charge avoided with $1,000.00 average balance. Includes check writing capabilities.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25,000Average balance to avoid $6 service charge is $1,000.00. Rate may change after account is opened. | 0.05% | $5 | Average balance to avoid $6 service charge is $1,000.00. Rate may change after account is opened. |
| $25,000 and upAverage balance to avoid $6 service charge is $1,000.00. Rate may change after account is opened. | 0.08% | — | Average balance to avoid $6 service charge is $1,000.00. Rate may change after account is opened. |
Basic Savings
0.03%APY
Up to 4 withdrawals per month without a service charge. $2.00 monthly service charge is waived for primary account holders under age 18 or 50 years or better, or with an average balance of $200.00.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $40 and upMonthly service charge of $2.00 is waived if average balance is $200.00 or if account holder is under 18 or 50+ years old.$40 and up | 0.03% | $3 | Monthly service charge of $2.00 is waived if average balance is $200.00 or if account holder is under 18 or 50+ years old. |
Special-purpose accounts
4 Year IRA (Fixed)
0.30%APY · 1 term
Interest Rate Fixed for term. Withdrawals allowed only at Maturity. Penalty for early withdrawal applies.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 48 monthsFixed rate for term | 0.30% | $121 |
Sources (2)
All captured Sep 24, 2026
1 Year IRA Variable
0.25%APY · 1 term
Rate is variable and may change after account is opened. Deposits and withdrawals are allowed; withdrawals made before age 59 1/2 may be subject to IRS penalty. Penalty for early withdrawal applies.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsInterest is paid monthly. Rate is variable and may change monthly | 0.25% | $25 |
Sources (2)
All captured Sep 24, 2026
2 Year IRA (Fixed)
0.25%APY · 1 term
Interest Rate Fixed for term. Withdrawals allowed only at Maturity. Penalty for early withdrawal applies.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 24 monthsFixed rate for term | 0.25% | $50 |
Sources (2)
All captured Sep 24, 2026
Holiday Club Account
0.15%APY
Debits allowed only at maturity (check mailed or deposited the first business day in November). Penalty for early withdrawal applies ($5 fee and loss of interest).
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceWithdrawals allowed only at maturity in November. Early withdrawal subject to penalty and loss of interest.Any balance | 0.15% | $15 | Withdrawals allowed only at maturity in November. Early withdrawal subject to penalty and loss of interest. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.