Credit union · NCUA insured
WEA Credit Union Savings Rates
WEA Credit Union’s best savings rate is 0.55% APY on $10,000, with its Money Market. Rates checked October 16, 2026.
How WEA Credit Union’s savings rates compare
Compared with banks and credit unions near Madison, WI, where WEA Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
WEA Credit Union
0.55%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $55
Money Market
Top rate
UMB Bank
3.71%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $371
2nd-highest rate
Associated Bank
3.20%APY
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000 a year
- $320
WEA Credit Union savings score
80
Savings score
Higher than 51% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.55%
- $100,000 balance$100,0001.25%
- QualifiedQualified0.55%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where WEA Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
Up to 0.55%APY
Variable rate; tiered dividend rate paid based on daily balance; $2,000 minimum balance to earn dividends; limit of 6 withdrawals per month.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,000 – $10,000Tier 1; $2,000 minimum to earn dividends; limit of 6 withdrawals per month; variable rate; dividends compounded/credited monthly. | 0.47% | $47 | Tier 1; $2,000 minimum to earn dividends; limit of 6 withdrawals per month; variable rate; dividends compounded/credited monthly. |
| $10,000 – $25,000Tier 2; limit of 6 withdrawals per month; variable rate; dividends compounded/credited monthly. | 0.55% | $55 | Tier 2; limit of 6 withdrawals per month; variable rate; dividends compounded/credited monthly. |
| $25,000 – $100,000Tier 3; limit of 6 withdrawals per month; variable rate; dividends compounded/credited monthly. | 1.00% | — | Tier 3; limit of 6 withdrawals per month; variable rate; dividends compounded/credited monthly. |
| $100,000 and upTier 4; balance over $100,000; limit of 6 withdrawals per month; variable rate; dividends compounded/credited monthly. | 1.25% | — | Tier 4; balance over $100,000; limit of 6 withdrawals per month; variable rate; dividends compounded/credited monthly. |
Daily Share Savings
0.05%APY
Membership account. A minimum deposit of $25 is needed to open and maintain credit union membership. Up to 6 telephone/remote withdrawals or transfers per month; unlimited in-person withdrawals.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends calculated daily and paid monthly. Minimum deposit of $25 required to open and maintain membership.Any balance | 0.05% | $5 | Dividends calculated daily and paid monthly. Minimum deposit of $25 required to open and maintain membership. |
Second Savings
0.05%APY
Additional Savings account. Dividends calculated daily and paid monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends calculated daily and paid monthly.Any balance | 0.05% | $5 | Dividends calculated daily and paid monthly. |
Special-purpose accounts
IRA Savings
Up to 0.20%APY
IRA savings for Roth and Traditional IRAs and Coverdell Education Savings Accounts. $7,000 ($8,000 if 50 or older) annual contribution limit for Traditional and Roth IRAs; $2,000 per year per child for Coverdell Education Savings Accounts.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Applies to balances up to $10,000. Dividends paid monthly. | 0.15% | $15 | Applies to balances up to $10,000. Dividends paid monthly. |
| $10,000 and upApplies to balances over $10,000. Dividends paid monthly. | 0.20% | $20 | Applies to balances over $10,000. Dividends paid monthly. |
Club Accounts
0.05%APY
Club accounts can be used for Vacation Club or Christmas Club. Designed to accept unlimited deposits. Christmas Club accounts payout during the first week of November. Vacation Account payout date chosen by member. Dividends calculated daily and paid monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends calculated daily and paid monthly. Payout in November for Christmas Club or on member-chosen date for Vacation Account.Any balance | 0.05% | $5 | Dividends calculated daily and paid monthly. Payout in November for Christmas Club or on member-chosen date for Vacation Account. |
Who can join WEA Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Any person that lives or works within a 10-mile radius of any WEA Credit Union office is eligible for membership.
Employers and groups
- Members, employees, and retirees of the Wisconsin Education Association Council are eligible for membership.
- Members, employees, and retirees of WEA, Inc. are eligible for membership.
- Employees and retirees of the WEA Insurance Trust and any of its wholly-owned subsidiaries or affiliates are eligible for membership.
- Employees and retirees of the WEA Member Benefit Trust and any of its wholly-owned subsidiaries or affiliates are eligible for membership.
Military, government and schools
- All employees and retirees of any Wisconsin educational organization are eligible for membership.
1 more way to join
Family and household
- Immediate family members of any eligible person are eligible for membership.
Cost to join
- Opening a membership requires depositing at least $5 into a Daily Share Savings Account.
Membership information collected October 5, 2026.