Bank · FDIC insured
Park Bank Savings Rates
Park Bank’s best savings rate is 0.20% APY on $10,000, with its Money Market. Rates checked October 16, 2026.
How Park Bank’s savings rates compare
Compared with banks and credit unions near Madison, WI, where Park Bank has the most branches. $10,000, best rate first.
This bank’s best
Park Bank
0.20%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $20
Money Market
Top rate
UMB Bank
3.71%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $371
2nd-highest rate
Associated Bank
3.20%APY
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000 a year
- $320
Park Bank savings score
69
Savings score
Higher than 25% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.20%
- $100,000 balance$100,0000.60%
- QualifiedQualified0.20%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Park Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market
0.20%APY
Avoid monthly maintenance fee of $10.00 by maintaining a daily ledger balance of $1,000 or more throughout the month. Up to 6 withdrawals per statement cycle ($5 per withdrawal above 6). Variable rate account.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,000Below $1,000 balance tier. Compounded monthly. No minimum to open or obtain APY. Monthly fee of $10.00 applies if daily ledger balance is below $1,000. | 0.05% | — | Below $1,000 balance tier. Compounded monthly. No minimum to open or obtain APY. Monthly fee of $10.00 applies if daily ledger balance is below $1,000. |
| $1,000 – $10,000Compounded monthly. No minimum to open or obtain APY. Monthly fee of $10.00 waived by maintaining a daily ledger balance of $1,000 or more. | 0.10% | — | Compounded monthly. No minimum to open or obtain APY. Monthly fee of $10.00 waived by maintaining a daily ledger balance of $1,000 or more. |
| $10,000 – $25,000Compounded monthly. No minimum to open or obtain APY. Monthly fee of $10.00 waived by maintaining a daily ledger balance of $1,000 or more. | 0.20% | $20 | Compounded monthly. No minimum to open or obtain APY. Monthly fee of $10.00 waived by maintaining a daily ledger balance of $1,000 or more. |
| $25,000 – $100,000Compounded monthly. No minimum to open or obtain APY. Monthly fee of $10.00 waived by maintaining a daily ledger balance of $1,000 or more. | 0.40% | — | Compounded monthly. No minimum to open or obtain APY. Monthly fee of $10.00 waived by maintaining a daily ledger balance of $1,000 or more. |
| $100,000 and upCompounded monthly. No minimum to open or obtain APY. Monthly fee of $10.00 waived by maintaining a daily ledger balance of $1,000 or more. | 0.60% | — | Compounded monthly. No minimum to open or obtain APY. Monthly fee of $10.00 waived by maintaining a daily ledger balance of $1,000 or more. |
Sources (2)
- park.bank/personal/accounts/pe…gs-accounts/money-market
- park.bank/resources/financial-resources/account-rates
All captured Sep 18, 2026
Investor Savings
0.03%APY
Variable-rate account. Avoid $5.00 monthly maintenance fee by maintaining a daily ledger balance of $2,500 or more throughout the month.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,000Avoid monthly maintenance fee by maintaining a daily ledger balance of $2,500 or more throughout the month ($5.00 fee applies otherwise). | 0.01% | — | Avoid monthly maintenance fee by maintaining a daily ledger balance of $2,500 or more throughout the month ($5.00 fee applies otherwise). |
| $1,000 – $10,000Avoid monthly maintenance fee by maintaining a daily ledger balance of $2,500 or more throughout the month ($5.00 fee applies otherwise). | 0.03% | — | Avoid monthly maintenance fee by maintaining a daily ledger balance of $2,500 or more throughout the month ($5.00 fee applies otherwise). |
| $10,000 – $25,000Avoid monthly maintenance fee by maintaining a daily ledger balance of $2,500 or more throughout the month ($5.00 fee applies otherwise). | 0.03% | $3 | Avoid monthly maintenance fee by maintaining a daily ledger balance of $2,500 or more throughout the month ($5.00 fee applies otherwise). |
| $25,000 – $100,000Avoid monthly maintenance fee by maintaining a daily ledger balance of $2,500 or more throughout the month ($5.00 fee applies otherwise). | 0.05% | — | Avoid monthly maintenance fee by maintaining a daily ledger balance of $2,500 or more throughout the month ($5.00 fee applies otherwise). |
| $100,000 – $250,000Avoid monthly maintenance fee by maintaining a daily ledger balance of $2,500 or more throughout the month ($5.00 fee applies otherwise). | 0.10% | — | Avoid monthly maintenance fee by maintaining a daily ledger balance of $2,500 or more throughout the month ($5.00 fee applies otherwise). |
| $250,000 and upAvoid monthly maintenance fee by maintaining a daily ledger balance of $2,500 or more throughout the month ($5.00 fee applies otherwise). | 0.15% | — | Avoid monthly maintenance fee by maintaining a daily ledger balance of $2,500 or more throughout the month ($5.00 fee applies otherwise). |
Classic Savings
0.03%APY
Variable-rate account. Avoid $5.00 monthly maintenance fee by maintaining a daily ledger balance of $200 or more throughout the month.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,000Avoid monthly maintenance fee by maintaining a daily ledger balance of $200 or more throughout the month ($5.00 fee applies otherwise). | 0.01% | — | Avoid monthly maintenance fee by maintaining a daily ledger balance of $200 or more throughout the month ($5.00 fee applies otherwise). |
| $1,000 – $2,500Avoid monthly maintenance fee by maintaining a daily ledger balance of $200 or more throughout the month ($5.00 fee applies otherwise). | 0.01% | — | Avoid monthly maintenance fee by maintaining a daily ledger balance of $200 or more throughout the month ($5.00 fee applies otherwise). |
| $2,500 – $10,000Avoid monthly maintenance fee by maintaining a daily ledger balance of $200 or more throughout the month ($5.00 fee applies otherwise). | 0.03% | — | Avoid monthly maintenance fee by maintaining a daily ledger balance of $200 or more throughout the month ($5.00 fee applies otherwise). |
| $10,000 – $25,000Avoid monthly maintenance fee by maintaining a daily ledger balance of $200 or more throughout the month ($5.00 fee applies otherwise). | 0.03% | $3 | Avoid monthly maintenance fee by maintaining a daily ledger balance of $200 or more throughout the month ($5.00 fee applies otherwise). |
| $25,000 and upAvoid monthly maintenance fee by maintaining a daily ledger balance of $200 or more throughout the month ($5.00 fee applies otherwise). | 0.05% | — | Avoid monthly maintenance fee by maintaining a daily ledger balance of $200 or more throughout the month ($5.00 fee applies otherwise). |
Special-purpose accounts
Early Saver
0.03%APY
Variable-rate account available for young savers age 21 and under.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceFor savers age 21 and under.Any balance | 0.03% | $3 | For savers age 21 and under. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.