Compare Bank & Credit Union Rates
Best savings rates in Washington
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 316–330 results in Washington
- 0.03%APY$3 a year on $10,000
Requirements
Product: $5 monthly maintenance fee is waived with $100 minimum daily balance (if balance at assessment is less than $5, fee charged is balance less $0.01). For minors, open with $1 and no monthly maintenance fee. $15 early closing fee if closed within 90 days of opening. Non-First Fed ATM withdrawal fee $2.50 (waived at MoneyPass ATMs).
Offer: Daily compounding; APY based on a balance of $100.00; no minimum balance to earn APY; monthly maintenance fee of $5 waived with $100 minimum daily balance.
0.03% interest rate · $5 monthly fee · Effective Sep 28, 2026
Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Product: Minimum opening deposit of $25. $100 minimum daily balance required to avoid $5 monthly service charge. Free eStatements or $5 paper statements. $25 early closure fee applies if closed within 90 days of opening.
Offer: $100 minimum daily balance required to avoid the $5 monthly service charge.
0.03% interest rate · $5 monthly fee
Rate checked
More details - 0.03%APY$3 a year on $10,000with conditions
Requirements
Product: Must be paired with a Verity Cash Back or Double Cash Back Checking account. Limit one Max My Savings account per primary account holder. Non-existing members must establish a Prime Share membership account ($5 membership fee required).
Offer: Base rate earned on all balances if monthly Cash Back Checking qualifications are not met.
Qualified rate · No monthly fee · Effective Feb 1, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Prime Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.02% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: Monthly maintenance fee of $3 (waived by maintaining a minimum daily balance of $200 or receiving at least $25 in automatic transfers from a linked checking account). Limited to 6 withdrawals/transfers per monthly statement cycle.
Offer: Rates effective as of 10/07/2026 for Idaho and Utah. Variable APY, interest compounded daily and paid monthly.
0.02% interest rate · Compounded daily · $3 monthly fee · Effective Oct 7, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Up to $1,000 0.02% $1,000 – $5,000 0.02% $5,000 – $25,000Your amount 0.02% $25,000 – $50,000 0.04% $50,000 – $100,000 0.05% $100,000 and up 0.07% Rate checked
More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Earn Premier relationship rates when you link the account to a qualifying checking account (Chase Premier Plus Checking, Chase Sapphire Checking, Chase Private Client Checking, J.P. Morgan Private Client Checking Plus, or J.P. Morgan Classic Checking) and make at least 5 customer-initiated transactions in a monthly statement period using your linked checking account. $25 monthly service fee waived with $15,000+ beginning day balance or linked qualifying checking account.
Offer: Relationship rate: requires linked qualifying checking account and at least 5 customer-initiated transactions in a monthly statement period. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account.
Qualified rate · 0.02% interest rate · $25 monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: Membership share account.
Offer: Minimum $500 balance to earn dividends. Compounded monthly.
0.02% interest rate · Compounded monthly
Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: Requires membership and $5 minimum deposit.
Offer: Minimum $500 balance to earn dividends. Compounded monthly.
0.02% interest rate · Compounded monthly
Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: Requires membership and sign-up for E-Statements. Limit one account per membership. One-time membership fee of $20 applies for first-time members.
Offer: Requires e-statements and $5 minimum deposit.
Effective Sep 1, 2026
Rate by balance
Rate by balance for Canopy 7Saver Balance APY Up to $700 7.00% $700 and upYour amount 0.02% Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: Monthly service charge of $3 is waived when meeting at least one criterion during the monthly statement cycle: $100 minimum daily balance; automatic funds transfer of at least $25 from Banner Bank personal checking account; or any account owner is aged 24 or younger.
Offer: No minimum balance to obtain APY. Monthly service charge waived with $100 minimum daily balance, automatic transfer of at least $25 from Banner Bank personal checking, or any account owner aged 24 or younger.
0.02% interest rate · $3 monthly fee · Effective Aug 20, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: Become a member-owner with just a $5 minimum balance. No monthly service fees. Build your savings automatically with direct deposit or scheduled transfers. Federally insured up to $250,000 by NCUA.
Offer: Dividends compounded and credited monthly. Minimum daily balance to earn dividends is $5.00.
0.02% interest rate · No monthly fee · Effective Mar 23, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000with conditions
Requirements
Product: 1-year term. Requires a minimum $10 monthly deposit (maximum monthly deposit $5,000); if the monthly deposit is not made, the dividend rate defaults to the Regular Share rate. No monthly maintenance fee. Early withdrawal penalty may apply.
Offer: Without $10 monthly deposit. Dividend rate defaults to Regular Share rate.
Qualified rate · 0.01% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Account establishes membership at America's Credit Union. NCUA insured up to $250,000. Dividends are compounded and credited monthly. No monthly maintenance fee.
0.01% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000with conditions
Requirements
Product: Dividends compounded and paid monthly based on average monthly balance tier; pays entire balance at qualified tier. Minimum opening deposit $1 (waived in branch). No monthly maintenance fee.
Offer: Tier 1 without Spend Plus Checking.
Qualified rate · 0.01% interest rate
Rate by balance
Rate by balance for High Yield Plus Savings Balance APY Up to $50,000Your amount 0.01% $50,000 – $100,000Tier 2 without Spend Plus Checking. 2.00% $100,000 – $500,000Tier 3 without Spend Plus Checking. 2.25% Over $500,000Tier 4 without Spend Plus Checking. 2.50% Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: One Stash Savings account per member. No monthly maintenance fees. Minimum opening deposit $1 (waived in branch). Dividends compounded and credited monthly.
Offer: Earns 6.00% APY on balances up to $2,500.
No monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Stash Savings Balance APY Up to $2,500 6.00% Over $2,500Your amount 0.01% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Washington
364 accounts at 120 banks and credit unions · checked Oct 16–23
- Typical
- 0.15%
- Top 10% from
- 2.27%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.20%
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Washington
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- ICCUCredit union · 8 branches
- Responders Emergency Services Credit UnionCredit union · 1 branch
- Ironworkers USA Credit UnionCredit union · 2 branches