Compare Bank & Credit Union Rates
Best savings rates in Tacoma, WA
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 31–45 results in Tacoma, WA
- Washington Trust BankSignature Money MarketSignature Money Market · $10,000 min · 0.15%–2.02% by balance
Bank · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Tiered rates. Monthly service charge of $15 waived if the $20,000 average ledger balance requirement is met. Rate may change after account is opened. Eligible to receive single wallet style WTB Custom checks when ordered with bulk shipping at no cost.
Offer: Monthly service charge of $15 waived if $20,000 average ledger balance is maintained.
0.15% interest rate · $15 monthly fee · Effective Oct 4, 2026
Rate by balance
Rate by balance for Signature Money Market Balance APY $1 and up 0.15% $10,000 and upYour amount 0.20% $20,000 and up 0.25% $50,000 and up 0.35% $100,000 and up 0.75% $500,000 and up 2.02% $1,000,000 and up 2.02% $3,000,000 and up 2.02% $5,000,000 and up 2.02% Rate checked
More details - Cascade Federal Credit UnionShare SavingsSavings · $5 min · 0.00%–0.15% by balance
Credit union · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: Establish membership with Cascade FCU. $5 minimum balance requirement for membership; $50 minimum to earn dividends. No monthly maintenance fee.
Offer: Dividends on share accounts are paid quarterly.
0.00% interest rate · No monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for Share Savings Balance APY Up to $50 0.00% $50 and upYour amount 0.15% Rate checked
More details - Cascade Federal Credit UnionSub SavingsSavings · $10 min · 0.00%–0.15% by balance
Credit union · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: Open additional sub-savings accounts to save for specific goals (vacation, appliances, Christmas, etc.). No monthly maintenance fee. Sub-savings earn the same competitive dividends as our savings account does (paid quarterly). $10 minimum deposit to open.
Offer: Dividends paid quarterly. $5 to open on rate schedule; $10 minimum deposit to open on product detail page.
0.00% interest rate · No monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for Sub Savings Balance APY Up to $50 0.00% $50 and upYour amount 0.15% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: NCUA insured up to $250,000. Fees could reduce earnings.
0.01% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Market Saver Balance APY Up to $2,500 0.01% $2,500 and upYour amount 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Interest compounded and credited quarterly.
Offer: Interest compounded and credited quarterly.
0.10% interest rate · Effective Oct 22, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Must establish membership to open. $5 opening deposit represents one share. Transfer and withdrawal limitations apply (up to 6 free withdrawals per month). No monthly service fee.
Offer: Interest compounded and credited quarterly. No balance required to avoid service fee or earn stated APY.
0.10% interest rate · No monthly fee · Effective Oct 22, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Minimum $1 deposit to open and $1 balance requirement. Direct deposit and payroll deduction available. Receive direct deposit funds up to two days early. Dividends compounded and credited monthly.
0.10% interest rate · Effective Jul 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Subject to IRS limitations. Dividends compounded and credited monthly. Accounts owned by Non-Resident Aliens are excluded from earning dividends.
Offer: Subject to IRS limitations.
0.10% interest rate · Effective Jul 1, 2026
Rate checked
More details - America's Credit UnionMoney MarketMoney Market · $0 min · 0.01%–0.50% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: ACU membership required. Account can be opened with as little as $1.
0.01% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $5,000 0.01% $5,000 – $15,000Your amount 0.10% $15,000 – $25,000 0.12% $25,000 – $50,000 0.15% $50,000 – $100,000 0.20% $100,000 – $150,000 0.25% $150,000 – $250,000 0.30% $250,000 – $500,000 0.35% $500,000 – $1,000,000 0.45% $1,000,000 and up 0.50% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Exclusively available online. No monthly service charge. Interest compounded daily and credited monthly.
Offer: Minimum opening balance of $50 in new funds to First Citizens, maximum of $1,000,000, required to receive advertised APY. Variable rate subject to change. First two withdrawals or transfers per month are free, then $3 each.
Compounded daily · Balance cap $1,000,000 · No monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Monthly service charge of $10 is waived with a $5,000 minimum daily balance during that monthly statement cycle.
Offer: Monthly fee waived with $5,000 minimum daily balance.
0.05% interest rate · $10 monthly fee · Effective Aug 20, 2026
Rate by balance
Rate by balance for Banner's Best Savings Balance APY Up to $4,999 0.05% $5,000 – $24,999Your amount 0.10% $25,000 – $99,999 0.15% $100,000 – $249,000 0.35% $250,000 – $999,999 0.35% $1,000,000 and up 0.50% Rate checked
More details - Banner BankMoney Market SavingsMoney Market Savings · $100 min · 0.05%–0.50% by balance
Bank · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Minors (ages 12-17) are eligible if a parent or guardian (age 18+) is also an account owner. $10 monthly service charge waived with a $1,000 minimum daily balance during the monthly statement cycle.
Offer: Monthly service charge waived with a $1,000 minimum daily balance during that monthly statement cycle.
0.05% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $2,499 0.05% $2,500 – $9,999 0.10% $10,000 – $24,999Your amount 0.10% $25,000 – $99,999 0.15% $100,000 – $999,999 0.35% $1,000,000 and up 0.50% Rate checked
More details - 0.08%APY$8 a year on $10,000
Requirements
Product: Membership is open to anyone who lives, works, worships, or attends school in the areas served. No monthly maintenance fee. Minimum balance of $50 required to earn dividends. Dividends calculated daily and credited quarterly.
0.08% interest rate · No monthly fee · Effective Oct 14, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Standard rate for any balance without relationship rate qualification.
Qualified rate · 0.05% interest rate · Balance cap $99,999,999,999 · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Standard interest rate and APY across all balance levels without qualifying relationship product.
Qualified rate · 0.05% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Tacoma, WA
79 accounts at 25 banks and credit unions · checked Oct 15–22
- Typical
- 0.10%
- Top 10% from
- 1.88%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.25%
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Seattle, WA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Ironworkers USA Credit UnionCredit union · 1 branch
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