Compare Bank & Credit Union Rates
Best savings rates in Lynnwood, WA
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Lynnwood, WA
- Gesa Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.20%–0.45% by balance
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Dividends calculated using daily balance method. Minimum daily balance of $2,500.00 required each day to obtain disclosed APY. Minimum average daily balance of $2,500.00 required to avoid a service fee for the calendar month as stated in the Consumer Fee Schedule. New rates set on first of each month; rates may change after account is opened.
Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $10,000 0.20% $10,000 – $25,000Your amount 0.25% $25,000 – $50,000 0.30% $50,000 – $100,000 0.35% $100,000 – $250,000 0.40% $250,000 and up 0.45% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: To open a Money Market Account, you must establish and maintain membership by opening a Member Advantage Savings Account or Member Share Savings Account. No minimum balance required to open or maintain the account; no monthly maintenance fees.
Offer: Rate applies to entire balance.
No monthly fee · Effective Oct 7, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Open to Sound members 18 and older living in Washington State. Limit one Save to Win Savings account per member. Membership with Prime Savings required.
Offer: $0 minimum balance. Earns quarterly dividends and entries into prize drawings for every $25 month-over-month balance increase (max 100 entries/month, 300/quarter, 1,200/year).
0.25% interest rate · No monthly fee
Rate checked
More details - Verity Credit UnionMoney MarketMoney Market · $1,000 min · 0.10%–0.75% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Available to Verity Credit Union members. Minimum check withdrawal amount is $500.
Offer: Once a balance range is met, the APY for that range will apply to the entire balance.
0.10% interest rate
Rate by balance
Rate by balance for Money Market Balance APY Up to $9,999 0.10% $10,000 – $49,999Your amount 0.20% $50,000 – $99,999 0.55% $100,000 – $249,999 0.60% $250,000 and up 0.75% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Standard core membership savings account that establishes credit union membership. No maintenance fees, no minimum balance requirements, and no qualifying conditions required.
Offer: $0 opening deposit in person, $10 minimum deposit if opened online. No monthly maintenance fees or minimum balance requirements.
No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Interest is compounded daily and credited on the last day of the statement cycle for Money Market accounts. Variable-rate account.
Offer: $1,000 minimum balance to earn interest and avoid $10 monthly service charge.
0.15% interest rate · Compounded daily · $10 monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for Money Market Balance APY $1,000 – $14,999Your amount 0.15% $15,000 and up$1,000 minimum balance to avoid $10 monthly service charge. 0.20% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Interest compounded and credited quarterly.
Offer: Interest compounded and credited quarterly.
0.10% interest rate · Effective Oct 22, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Must establish membership to open. $5 opening deposit represents one share. Transfer and withdrawal limitations apply (up to 6 free withdrawals per month). No monthly service fee.
Offer: Interest compounded and credited quarterly. No balance required to avoid service fee or earn stated APY.
0.10% interest rate · No monthly fee · Effective Oct 22, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Variable-rate savings account. Monthly fee is $3 (waived with $100 minimum balance; free for minors up to age 18).
Offer: Minimum balance to earn interest is $100. Monthly fee of $3 is waived on balances of $100 or more.
0.10% interest rate · $3 monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Requires an active WaFd checking account to open. Maximum of three Start Savings accounts per Taxpayer Identification Number (TIN). Variable blended rate.
Offer: Tier 1 blended rate for balances $0 to $500. Requires an active checking account to open.
Qualified rate · 4.88% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Start Savings Balance APY Up to $500 5.00% $500 – $1,000 2.50% $1,000 and upYour amount 0.10% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Standard rate for any balance without relationship rate qualification.
Qualified rate · 0.05% interest rate · Balance cap $99,999,999,999 · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Standard interest rate and APY across all balance levels without qualifying relationship product.
Qualified rate · 0.05% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Premier Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate by balance
Rate by balance for Wells Fargo Platinum Savings Balance APY Any balanceYour amount 0.05% $25,000 and upPromotional rate accurate as of 2026-10-07 for new Platinum Savings accounts for customers who do not have an existing Wells Fargo consumer savings account (or ownership in past 30 days). $12 monthly fee avoided with $3,500 minimum daily balance. 3.25% Rate checked
More details - 0.05%APY$5 a year on $10,000
0.05% interest rate · No monthly fee · Effective Sep 21, 2026
Rate checked
More details - UniBankMoney Market AccountMoney Market Account · $2,500 min · 0.05%–0.15% by balance
Bank · 1 branch
0.05%APY$5 a year on $10,000Requirements
Offer: Tier 1
0.05% interest rate
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $49,999Your amount 0.05% $50,000 – $99,999Tier 2 0.05% $100,000 – $999,999Tier 3 0.15% $1,000,000 and upTier 4 0.15% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Lynnwood, WA
56 accounts at 18 banks and credit unions · checked Oct 6–22
- Typical
- 0.05%
- Top 10% from
- 2.00%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.20%
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Seattle, WA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
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