UniBank Savings & Money Market Rates

How UniBank’s savings rates compare

Compared with banks and credit unions near Seattle, WA, where UniBank has the most branches. $10,000, best rate first.

This bank’s best
UniBank
0.05%APY
Requires
None
Minimum
$1,000
Earns on $10,000 a year
$5
Money Market Account
Top rate
Peak Credit Union
5.00%APY
Requires
Another account
Minimum
—
Earns on $10,000 a year
$500
Peak Credit Union rates
2nd-highest rate
Nuvision Credit Union
4.50%APY
Requires
Monthly account activity
Minimum
—
Earns on $10,000 a year
$450
Nuvision Credit Union rates

Compare savings rates near you →

62

Savings score

Higher than 6% of U.S. banks and credit unions

By balance

$1,000 balance$1,0000.05%
$10,000 balance$10,0000.05%
$100,000 balance$100,0000.15%
QualifiedQualified0.05%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where UniBank ranks

By savings score, in each area where it has branches

Every rate

Current savings rates

Rates from the bank’s website. Earnings assume the rate doesn’t change.

Money Market Account

0.05%APY$1,000 to open

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
$2,500 – $49,999Tier 1	0.05%	$5	Tier 1
$50,000 – $99,999Tier 2	0.05%	—	Tier 2
$100,000 – $999,999Tier 3	0.15%	—	Tier 3
$1,000,000 and upTier 4	0.15%	—	Tier 4

Sources (1)

unibankusa.com/deposit/resources/deposit-rates · captured Oct 4, 2026

Personal Regular Savings

0.05%APY$100 to open

Eligible to open Plus Installment Savings Account.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
$500 and upMonthly maintenance fee waived with a minimum daily balance of $500.$500 and up	0.05%	$5	Monthly maintenance fee waived with a minimum daily balance of $500.

Sources (2)

All captured Sep 16, 2026

Special-purpose accounts

IRA Savings

0.05%APYIRA$100 to open

Applies to Traditional and Roth IRAs. Subject to an interest penalty for early withdrawal of principal.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns
$500 and up	0.05%	$5

Sources (1)

unibankusa.com/deposit/resources/deposit-rates · captured Sep 16, 2026

Junior Savings

0.05%APYKids and teens$50 to open

Available to individuals up to 18 years old. Eligible to open Plus Installment Savings Account.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns
Any balance	0.05%	$5