Compare Bank & Credit Union Rates
Best savings rates in Richmond, VA
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 31–45 results in Richmond, VA
- 0.10%APY$10 a year on $10,000
Requirements
Product: Avoid the $3.00 monthly service fee by maintaining a $300.00 minimum daily balance. $100 minimum deposit to open.
Offer: Avoid the $3.00 monthly service fee by maintaining a $300.00 minimum daily balance.
0.10% interest rate · $3 monthly fee · Effective Mar 1, 2025
Rate checked
More details - Hopewell Chemical FCUShare SavingsSavings · $500 min · 0.05%–0.10% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: A Share Savings account has a $5.00 minimum balance and establishes your membership with Hopewell Chemical FCU. Dividends are paid on average daily balance. Minimum balance of $500.00 required.
Offer: Minimum Balance $500.00. Share dividends paid on average daily balance.
Rate by balance
Rate by balance for Share Savings Balance APY $500 – $5,000 0.05% $5,000 and upYour amount 0.10% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Dividends compounded quarterly. $100 average daily balance required to earn dividends. Rate may change after the account is open.
Offer: Dividends compounded quarterly. $100 average daily balance required to earn dividends.
0.05% interest rate · Compounded quarterly · Effective Jul 28, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Dividends compounded quarterly. $100 average daily balance required to earn dividends. Rate may change after the account is open.
Offer: Dividends compounded quarterly. $100 average daily balance required to earn dividends.
0.05% interest rate · Compounded quarterly · Effective Jul 28, 2026
Rate checked
More details - RVA FinancialMoney Market & Super Money MarketMoney Market & Super Money Market · $10,000 min · 0.00%–0.05% by balance
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Tiered rate structure. Maintenance fee of $10.00 per month applies if daily balance falls below the minimum requirement of $10,000.
Offer: Balances from $0.00-$9,999.99 earn 0.00% APY. $10 monthly maintenance fee applies if daily balance falls below $10,000.
0.00% interest rate · $10 monthly fee · Effective Apr 17, 2026
Rate by balance
Rate by balance for Money Market & Super Money Market Balance APY Up to $10,000 0.00% $10,000 and upYour amount 0.05% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Premier Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate by balance
Rate by balance for Wells Fargo Platinum Savings Balance APY Any balanceYour amount 0.05% $25,000 and upPromotional rate accurate as of 2026-10-07 for new Platinum Savings accounts for customers who do not have an existing Wells Fargo consumer savings account (or ownership in past 30 days). $12 monthly fee avoided with $3,500 minimum daily balance. 3.25% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Membership is open to employees of select groups, persons who live, work, or worship in Blackwell, Manchester, or Swansboro, and immediate family members. $10 deposit ($5 par value plus $5 membership fee) establishes membership.
Offer: $10.00 opening deposit consists of $5.00 par value plus $5.00 membership fee. Minimum to earn dividends is $50.00.
0.05% interest rate
Rate checked
More details - Chesapeake BankConsumer Money MarketConsumer Money Market · $5,000 min · 0.05%–0.85% by balance
Bank · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Must apply in branch only. Tiered rates, rate paid on entire balance.
Offer: Tier 1. Rate paid on entire balance. Must apply in branch only.
0.05% interest rate · Effective Sep 1, 2026
Rate by balance
Rate by balance for Consumer Money Market Balance APY $5,000 – $24,999Your amount 0.05% $25,000 – $99,999Tier 2. 0.60% $100,000 – $499,999Tier 3. 0.70% $500,000 – $999,999Tier 4. 0.80% $1,000,000 and upTier 5. 0.85% Rate checked
More details - 0.04%APY$4 a year on $10,000
Requirements
Product: Variable rate savings account. $8.00 monthly maintenance fee waived for the first 6 months for new accounts; thereafter waived by maintaining a minimum daily balance of $500 or more, owning a Bank of America Advantage Relationship Banking account, having an account owner under age 25, or being enrolled in BofA Rewards at Preferred Plus, Preferred Honors, or Premier tier. No Overdraft Item Fees. Paper check writing is not permitted. Online new account opening limit is $250,000.
Offer: Standard rate for balances less than $5,000. Variable rate. Applicable to Western North Carolina. $8.00 monthly fee with waiver options ($500 minimum daily balance, owner under 25, Advantage Relationship Banking, or qualifying BofA Rewards tier; fee waived first 6 months for new accounts).
0.04% interest rate · $8 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Prime Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.02% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Earn Premier relationship rates when you link the account to a qualifying checking account (Chase Premier Plus Checking, Chase Sapphire Checking, Chase Private Client Checking, J.P. Morgan Private Client Checking Plus, or J.P. Morgan Classic Checking) and make at least 5 customer-initiated transactions in a monthly statement period using your linked checking account. $25 monthly service fee waived with $15,000+ beginning day balance or linked qualifying checking account.
Offer: Relationship rate: requires linked qualifying checking account and at least 5 customer-initiated transactions in a monthly statement period. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account.
Qualified rate · 0.02% interest rate · $25 monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: $0 minimum deposit to open in a financial center ($25 to open online). Rate is variable and may change after the account is opened. Fees could reduce earnings.
Offer: No minimum balance required to earn the APY. $0 minimum deposit to open in a financial center ($25 to open online). Rate is variable and may change after the account is opened. Fees could reduce earnings.
0.02% interest rate
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Standard savings account. $5 monthly service fee can be avoided with $300 minimum daily balance, 1 automatic transfer of $25+ each fee period from linked Wells Fargo checking, 1 automatic transfer of $1+ each business day from linked checking, 1+ Save As You Go transfers from linked checking, or if the primary account owner is 24 years old or under.
Offer: Standard rate. Fee waived with $300 minimum daily balance, 1 automatic transfer of $25+ per fee period, 1 daily automatic transfer of $1+ each business day, 1+ Save As You Go transfer, or primary owner age 24 or under.
0.01% interest rate · $5 monthly fee · Effective Oct 10, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Standard rate. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.01% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: $5 monthly service fee waived with ONE of: $300+ beginning day balance, $25+ repeating automatic transfers/Autosave from personal Chase checking, link to qualifying checking, link to Chase College Checking enrolled in Overdraft Protection, or account owner under age 25. Fee waived for first two statement periods on new/converted accounts.
Offer: $5 monthly service fee waived with $300+ daily balance, $25+ Autosave transfers, qualifying linked checking, linked Chase College Checking with Overdraft Protection, or owner under age 25.
0.01% interest rate · $5 monthly fee · Effective Oct 2, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Richmond, VA
55 accounts at 19 banks and credit unions · checked Oct 6–22
- Typical
- 0.10%
- Top 10% from
- 1.25%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.18%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Richmond, VA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Langley Credit UnionCredit union · 1 branch
- Primis BankBank · 9 branches
- Peoples Advantage FCUCredit union · 4 branches