Credit union · NCUA insured
Richmond Heritage Federal Credit Union Savings Rates
Richmond Heritage Federal Credit Union’s best savings rate is 0.05% APY on $10,000, with its Regular Share Savings. Rates checked October 22, 2026.
How Richmond Heritage Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Richmond, VA, where Richmond Heritage Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Richmond Heritage Federal Credit Union
0.05%APY
- Minimum
- $10
- Earns on $10,000 a year
- $5
Regular Share Savings
Top rate
Primis Bank
3.85%APY
- Minimum
- $1
- Earns on $10,000 a year
- $385
2nd-highest rate
Langley Credit Union
3.75%APY
- Minimum
- $0
- Earns on $10,000 a year
- $375
Richmond Heritage Federal Credit Union savings score
61
Savings score
Higher than 3% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.05%
- $100,000 balance$100,0000.05%
- QualifiedQualified0.05%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Richmond Heritage Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Regular Share Savings
0.05%APY
Membership is open to employees of select groups, persons who live, work, or worship in Blackwell, Manchester, or Swansboro, and immediate family members. $10 deposit ($5 par value plus $5 membership fee) establishes membership.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and up$10.00 opening deposit consists of $5.00 par value plus $5.00 membership fee. Minimum to earn dividends is $50.00.$50 and up | 0.05% | $5 | $10.00 opening deposit consists of $5.00 par value plus $5.00 membership fee. Minimum to earn dividends is $50.00. |
Sources (4)
All captured Sep 19, 2026
Special-purpose accounts
Christmas Club
0.05%APY
Membership eligibility required. Club accounts allow saving gradually for annual expenses.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.05% | $5 |
Vacation Club
0.05%APY
Membership eligibility required. Club accounts allow saving gradually for annual expenses.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.05% | $5 |
Who can join Richmond Heritage Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.