Compare Bank & Credit Union Rates
Best savings rates in Vermont
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 31–45 results in Vermont
- 0.25%APY$25 a year on $10,000
Requirements
Product: Dividends paid quarterly on the average daily balance. No minimum balance requirement.
Offer: Dividends paid quarterly.
0.25% interest rate · Effective Aug 19, 2024
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Dividends paid quarterly on the average daily balance. Requires a $25 minimum balance.
Offer: Dividends paid quarterly.
0.25% interest rate · Effective Aug 19, 2024
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: No monthly service fee or minimum balance required after the initial opening deposit. Rates may change after account opening.
No monthly fee
Rate checked
More details - Mascoma BankMoney Market PlusMoney Market Plus · $1,000 min · 0.10%–0.30% by balance
Bank · 13 branches
0.15%APY$15 a year on $10,000Requirements
Product: An interest-bearing account that blends the advantages of both a savings and checking account. Tiered interest rates and the flexibility of writing checks. Unlimited withdrawals allowed per cycle.
0.10% interest rate · Effective Sep 18, 2026
Rate by balance
Rate by balance for Money Market Plus Balance APY $1,000 and up 0.10% $10,000 and upYour amount 0.15% $100,000 and up 0.20% $1,000,000 and up 0.30% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Minimum deposit to open is $25 in-branch and $100 online. Monthly service fee of $5 is waived with a $1,000 minimum daily balance. Advantage Checking and Advantage Checking Plus customers receive an additional 0.10% premium on Money Market rates. Limit of 6 electronic, telephone, or check withdrawals per monthly statement cycle.
Offer: Standard rate for balance tier $0–$999. $5.00 monthly service fee waived with $1,000 minimum daily balance. Opening minimum is $25 in-branch ($100 online).
0.00% interest rate · $5 monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $999 0.00% $1,000 – $9,999 0.10% $10,000 – $49,999Your amount 0.15% $50,000 – $99,999 0.25% $100,000 – $249,999 0.35% $250,000 – $499,999 0.45% $500,000 and up 0.55% Rate checked
More details - Passumpsic BankMoney Market AccountMoney Market Account · $1,000 min · 0.05%–0.40% by balance
Bank · 7 branches
0.15%APY$15 a year on $10,000Requirements
Product: Tiered rate account. Variable rate deposit product; rate may change after account is opened. $10 monthly maintenance fee if balance falls below $1,000.00 daily balance. Limited check writing privileges. Free eStatements.
Offer: Variable rate tier for balance band.
0.05% interest rate · $10 monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $10,000 0.05% $10,000 – $50,000Your amount 0.15% $50,000 – $100,000 0.25% $100,000 – $500,000 0.35% $500,000 and up 0.40% Rate checked
More details - 0.15%APY$15 a year on $10,000
0.15% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Special savings account for dedicated goals (such as vacation, Christmas, taxes, tuition) with no monthly fees.
No monthly fee
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Membership requires maintaining a minimum balance of $5.00 in a regular share (savings) account.
Offer: Minimum balance of $5 required to open, avoid service fees, and earn the stated APY.
Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Monthly fee of $15 waived by maintaining a minimum daily balance of $10,000 or linking an eligible TD Beyond or TD Complete checking account. Standard and Rate Bump APY tiers available (Rate bump requires linking an eligible TD account).
Offer: Standard APY
Qualified rate · $15 monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for TD Signature Savings Balance APY Up to $10,000 0.01% $10,000 – $25,000Your amountRate Bump APY with linked eligible TD account 0.10% $25,000 – $50,000Rate Bump APY with linked eligible TD account 0.25% $50,000 – $100,000Rate Bump APY with linked eligible TD account 0.50% $100,000 – $250,000Rate Bump APY with linked eligible TD account 2.00% $250,000 – $500,000Rate Bump APY with linked eligible TD account 2.50% $500,000 – $1,000,000Rate Bump APY with linked eligible TD account 2.50% $1,000,000 and upRate Bump APY with linked eligible TD account 2.50% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Opening deposit of $50 is required. Monthly service fee of $3.00 if the average ledger balance is less than $250. Fee and minimum balance requirement waived for minors under age 18, seniors 70 or older, or with one direct deposit ACH credit each month. Paper statements subject to a $2.95 fee (waived if received electronically or combined with another account). Interest is calculated on the Average Monthly Ledger Balance, paid and compounded monthly.
Offer: Monthly service fee of $3.00 if average ledger balance is less than $250; fee waived for minors under 18, seniors 70+, or with one direct deposit ACH credit per month.
0.10% interest rate · Compounded monthly · $3 monthly fee · Effective Sep 18, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Monthly maintenance charge is $2, waived with $100 minimum balance, direct deposit, or $100,000 or more in another Peoples Trust Company deposit account with the same primary account holder name. Interest is compounded monthly and calculated using the daily balance method.
Offer: Interest is compounded monthly and calculated using the daily balance method. $2 monthly fee waived with a $100 minimum balance, direct deposit, or $100,000+ in another PTC deposit account.
0.10% interest rate · Compounded monthly · $2 monthly fee · Effective Oct 14, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Offer: Interest is compounded monthly on all accounts.
0.10% interest rate · Compounded monthly · Effective Oct 14, 2026
Rate checked
More details - Peoples Trust CompanyPersonal Money Market AccountPersonal Money Market Account · $1,500 min · 0.10%–0.25% by balance
Bank · 5 branches
0.10%APY$10 a year on $10,000Requirements
Product: Rates and Money Market tiers are subject to change at any time. APY assumes interest remains on deposit until maturity. Fees could reduce earnings on checking and savings accounts. For additional information please see our Understanding Your Personal Deposit Account Disclosure Interest is compounded monthly on all accounts.
Offer: Interest Payment Frequency: Monthly
0.10% interest rate · Compounded monthly · Effective Oct 3, 2026
Rate by balance
Rate by balance for Personal Money Market Account Balance APY $1,500 – $25,000Your amount 0.10% $25,000 – $75,000 0.15% $75,000 and up 0.25% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Must be a member of the credit union to open an account. Must live, work, worship, or attend school in Vermont, or be related to a VFCU member. $5 share deposit required in Primary Share account for membership, though no additional minimum balances required. Dividends compounded monthly using daily balance method.
0.10% interest rate · Compounded monthly · Effective Sep 17, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Vermont
76 accounts at 30 banks and credit unions · checked Oct 6–22
- Typical
- 0.15%
- Top 10% from
- 1.50%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.25%
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Vermont
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- NorthCountry Federal Credit UnionCredit union · 12 branches
- EastRise Credit UnionCredit union · 16 branches
- Bank of BenningtonBank · 5 branches