Credit union · NCUA insured
Central Vermont Medical Center Credit Union
A $12.6M credit union headquartered in Berlin, VT, with 1,732 members and 1 branch in Vermont. Best rates: CDs 5.00% and savings 0.25% APY.
Central Vermont Medical Center Credit Union Carrot Score
61
Carrot Score
Higher than 5% of U.S. banks and credit unions
#10 of 12 in Barre, VT metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Central Vermont Medical Center Credit Union
Founded in 1970 as the Central Vermont Hospital Employees Credit Union, Central Vermont Medical Center, Inc. Credit Union is a member-owned financial institution.
Renamed to Central Vermont Medical Center, Inc. Credit Union in 1973, it operates from its office in Berlin, Vermont.
- Headquarters
- 130 Fisher Rd, Berlin, VT 05602
- NCUA charter
- 65090
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of Central Vermont Medical Center, Inc. Credit Union are eligible for membership.
- Employees of Central Vermont Medical Center, Inc. are eligible for membership.
- Members of the Medical Staff are eligible for membership.
- Members of the Board of Trustees, Board of Directors, and Auxiliaries are eligible for membership.
Family and household
- Immediate family members of eligible members are eligible for membership.
- Household members as defined by Regulation B-96-2 are eligible for membership.
1 more way to join
Other ways
- Any organizations comprised of the most part of the same eligible people are eligible for membership.
Cost to join
- Members must maintain an ownership interest consisting of one regular share account with a minimum balance of $25.00.
Branches
1 branch in Vermont
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Vermont
1 branch
- Central Vermont Medical Center Inc., Credit UnionMain office130 Fisher Rd, Berlin, VT 05602Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 25.89% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 4.52% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | -0.45% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $42 | $59 | — |
- CapitalNet worth ratio25.89%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late4.52%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets-0.45%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$42Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Central Vermont Medical Center Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.