Bank · FDIC insured
Peoples Trust Company Savings Rates
Peoples Trust Company’s best savings rate is 0.10% APY on $10,000, with its Personal Money Market Account. Rates checked October 22, 2026.
How Peoples Trust Company’s savings rates compare
Compared with banks and credit unions near Burlington, VT, where Peoples Trust Company has the most branches. $10,000, best rate first.
This bank’s best
Peoples Trust Company
0.10%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $10
Personal Savings
Top rate
The Business Bank
3.00%APY
- Requires
- Another account
- Minimum
- $0
- Earns on $10,000 a year
- $300
2nd-highest rate
NorthCountry Federal Credit Union
1.50%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $150
Peoples Trust Company savings score
65
Savings score
Higher than 15% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0000.25%
- QualifiedQualified0.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Peoples Trust Company ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Personal Money Market Account
0.10%APY
Rates and Money Market tiers are subject to change at any time. APY assumes interest remains on deposit until maturity. Fees could reduce earnings on checking and savings accounts. For additional information please see our Understanding Your Personal Deposit Account Disclosure Interest is compounded monthly on all accounts.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,500 – $25,000Interest Payment Frequency: Monthly | 0.10% | $10 | Interest Payment Frequency: Monthly |
| $25,000 – $75,000Interest Payment Frequency: Monthly | 0.15% | — | Interest Payment Frequency: Monthly |
| $75,000 and upInterest Payment Frequency: Monthly | 0.25% | — | Interest Payment Frequency: Monthly |
Sources (1)
- ptcvt.com/rates/savings-rates · captured Oct 3, 2026
Access Savings
0.10%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceInterest is compounded monthly on all accounts.Any balance | 0.10% | $10 | Interest is compounded monthly on all accounts. |
Sources (1)
- ptcvt.com/rates/savings-rates · captured Oct 14, 2026
Personal Savings
0.10%APY
Monthly maintenance charge is $2, waived with $100 minimum balance, direct deposit, or $100,000 or more in another Peoples Trust Company deposit account with the same primary account holder name. Interest is compounded monthly and calculated using the daily balance method.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceInterest is compounded monthly and calculated using the daily balance method. $2 monthly fee waived with a $100 minimum balance, direct deposit, or $100,000+ in another PTC deposit account.Any balance | 0.10% | $10 | Interest is compounded monthly and calculated using the daily balance method. $2 monthly fee waived with a $100 minimum balance, direct deposit, or $100,000+ in another PTC deposit account. |
Special-purpose accounts
Club Choice
0.10%APY
Features automatic deposit payout to any Peoples Trust account in either April or October. Early withdrawal penalty may apply.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceAutomatic deposit payout to any Peoples Trust account in April or October. Early withdrawal penalty may apply. Interest compounded monthly.Any balance | 0.10% | $10 | Automatic deposit payout to any Peoples Trust account in April or October. Early withdrawal penalty may apply. Interest compounded monthly. |
Coach Club Savings
0.10%APY
For kids ages 0-16. Automatically converts to a Personal Savings Account once the account holder reaches age 17.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceFor kids ages 0-16. Converts to Personal Savings at age 17. Special incentives offered to keep kids motivated. Interest is compounded monthly.Any balance | 0.10% | $10 | For kids ages 0-16. Converts to Personal Savings at age 17. Special incentives offered to keep kids motivated. Interest is compounded monthly. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.