Compare Bank & Credit Union Rates
Best savings rates in Texas
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 496–510 results in Texas
- 0.25%APY$25 a year on $10,000
Requirements
Offer: Minimum balance to earn APY is $100.
Effective Oct 6, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Prize-linked savings account for Lone Star Credit Union members. Every $25 increase in monthly balance earns entries into monthly and quarterly cash prize drawings. Interest compounds quarterly.
Offer: Rates as high as 0.25% APY. Dividends earned on balances over $100.
Effective Apr 19, 2023
Rate checked
More details - Energy Capital Credit UnionHigh-Yield Money MarketHigh-Yield Money Market · $1,000 min · 0.25%–0.75% by balance
Credit union · 4 branches
0.25%APY$25 a year on $10,000Requirements
Product: Tiered rate account. 6 withdrawals per month. $2,500 minimum balance to earn interest. Dividends accrue daily and compound monthly.
Offer: $2,500 minimum balance to earn APY; $10 fee if balance falls below $2,500.
$10 monthly fee · Effective Sep 1, 2026
Rate by balance
Rate by balance for High-Yield Money Market Balance APY Up to $100,000Your amount 0.25% $100,000 – $250,000$2,500 minimum balance to avoid a fee. 0.50% $250,000 and up$2,500 minimum balance to avoid a fee. 0.75% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Dividend compounding and crediting frequency: Quarterly. Computed on Average Daily Balance. Share accounts closed within six months of opening assessed a $15.00 fee. Limited to 3 preauthorized/automatic/telephonic withdrawals/transfers per month ($3.00 fee per excess transaction).
Offer: Dividend compounding and crediting frequency: Quarterly. Computed on Average Daily Balance. Minimum required balance to obtain disclosed APY is $25.00.
0.25% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Each member must maintain a Savings Account with a minimum balance of $50 to establish and keep membership with SUMA FCU. Unlimited deposits and withdrawals.
Offer: No penalty for early withdrawal.
0.25% interest rate · Effective Sep 25, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Aggregate daily balance of $200 across combined accounts or a credit union loan waives the monthly account maintenance fee.
Offer: Minimum average daily balance of $200 required to earn stated APY. Monthly fee of $6 waived if aggregate daily balance in combined savings, checking, and certificate accounts is at least $200 or with a qualifying credit union loan.
0.25% interest rate · $6 monthly fee · Effective Sep 29, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Establishes membership with the credit union. Aggregate daily balance of $200 across combined accounts or a credit union loan waives the monthly account maintenance fee.
Offer: Minimum average daily balance of $200 required to earn stated APY. Monthly fee of $6 waived if aggregate daily balance in combined savings, checking, and certificate accounts is at least $200 or with a qualifying credit union loan.
0.25% interest rate · $6 monthly fee · Effective Sep 29, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Open with $5 deposit. Dividends paid monthly. Membership in Delta Community Credit Union required.
Offer: Rates may vary after account is opened. $5.00 minimum deposit / minimum balance required.
0.25% interest rate · No monthly fee
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Secondary savings account to keep funds separate from primary savings. No minimum deposit required. Earns the same dividend rate as Primary Savings.
Offer: Earns the same dividend rate as Primary Savings.
0.25% interest rate · No monthly fee
Rate checked
More details - Justice Federal Credit UnionMoney MarketMoney Market · $2,500 min · 0.25%–0.45% by balance
Credit union · 2 branches
0.25%APY$25 a year on $10,0000.25% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $10,000 0.25% $10,000 – $25,000Your amount 0.25% $25,000 – $50,000 0.30% $50,000 – $100,000 0.35% $100,000 and up 0.45% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Service charge of $12 per quarter if minimum daily balance is below $300. Maintain $100 minimum daily balance to earn interest.
Offer: Minimum opening deposit $100 and minimum daily balance of $100 to earn stated interest. $12 per quarter service fee if minimum daily balance is below $300.
0.25% interest rate · Effective Dec 15, 2025
Rate checked
More details - 0.25%APY$25 a year on $10,000
0.00% interest rate · Effective Apr 29, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.00% $2,500 – $10,000 0.10% $10,000 – $25,000Your amount 0.25% $25,000 – $100,000 0.50% $100,000 – $500,000 0.75% $500,000 and up 1.01% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Dividends computed on the average daily balance with quarterly posting and compounding. Establishes and maintains credit union membership.
Offer: Minimum balance to maintain membership is $25.00; minimum average daily balance to earn dividends is $500.00.
0.25% interest rate
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Enroll and receive eStatements to obtain higher interest rates.
Offer: Paid on the entire balance if not enrolled in eStatements / when requirements are not met.
No monthly fee · Effective Jan 3, 2025
Rate by balance
Rate by balance for Diamond Super Savings Balance APY Any balance 0.10% Up to $100,000Your amountRequires enrollment in and receipt of eStatements. 0.25% Over $100,000 0.15% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: All accounts required to be opened in person at a retail location. Variable rate may change after account is opened. $10 service charge avoided with $25 average balance per statement cycle.
Offer: Variable rate. Avoid $10 service charge with $25 avg. balance per statement cycle.
$10 monthly fee · Effective Jun 1, 2024
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Texas
965 accounts at 411 banks and credit unions · checked Oct 22–24
- Typical
- 0.25%
- Top 10% from
- 2.02%
- Banks, typical
- 0.35%
- Credit unions, typical
- 0.25%
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Texas
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Harris County Federal Credit UnionCredit union · 1 branch
- NAFT Federal Credit UnionCredit union · 3 branches
- Barksdale Federal Credit UnionCredit union · 2 branches