Compare Bank & Credit Union Rates
Best savings rates in Houston, TX
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 46–60 results in Houston, TX
- 1.25%APY$125 a year on $10,000with conditions
Requirements
Product: Must be a Texas resident and at least 18 years of age (or have a co-owner). Must have a linked Kasasa Cash or Kasasa Cash Back account which must remain open. Requires eStatements and monthly Direct Deposit/ACH credit on the linked checking account. No monthly service fee.
Offer: When linked Kasasa Cash or Kasasa Cash Back qualifications are met (at least 1 ACH payment transaction or direct deposit post and settle, at least 15 debit card purchases post and settle, and receive eStatements).
Qualified rate · 1.24% interest rate · No monthly fee · Effective Aug 1, 2024
Rate by balance
Rate by balance for Kasasa Saver Balance APY Up to $20,000Your amount 1.25% Over $20,000 0.83% Rate checked
More details - Together Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 1.16%–1.66% by balance
Credit union · 1 branch
1.21%APY$121 a year on $10,000Requirements
Product: Interest compounds daily on balances of $1,000 or more and pays monthly. No monthly fee.
Offer: Interest is calculated using daily balance method, compounded daily, credited monthly. Rate applies to minimum $1,000 to $9,999.
1.15% interest rate · Compounded daily · No monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $9,999 1.16% $10,000 – $24,999Your amount 1.21% $25,000 – $49,999 1.36% $50,000 – $99,999 1.51% $100,000 – $249,999 1.56% $250,000 and up 1.66% Rate checked
More details - BP Federal Credit UnionMoney MarketMoney Market · $2,500 min · 1.21%–3.04% by balance
Credit union · 4 branches
1.21%APY$121 a year on $10,000Requirements
Product: Tiered rate account; once a particular range is met, the dividend rate and APY for that balance range apply to the full balance. Daily balance method used to calculate dividends. Compounded and credited monthly. Minimum daily balance of $1,000 required to avoid service fee and earn dividends. Up to 6 transfers/withdrawals per month.
Offer: Minimum balance to open is $2,500.00; minimum balance to earn stated APY and avoid service fee is $1,000.00.
1.20% interest rate · Effective Apr 17, 2026
Rate by balance
Rate by balance for Money Market Balance APY $1,000 – $25,000Your amount 1.21% $25,000 – $50,000 1.61% $50,000 – $100,000 1.76% $100,000 and up 3.04% Rate checked
More details - Shell FCUMoney Market AccountMoney Market Account · $2,500 min · 1.10%–2.00% by balance
Credit union · 8 branches
1.20%APY$120 a year on $10,000Requirements
Product: Minimum opening deposit is $2,500. Account includes unlimited deposits, up to three withdrawals per month, and up to six electronic transfers per month to a third party. Can be set up for Overdraft Protection use.
Offer: Rate type is Variable. APY rates and terms are subject to change.
Effective Oct 6, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $9,999 1.10% $10,000 – $24,999Your amount 1.20% $25,000 – $49,999 1.30% $50,000 – $99,999 1.60% $100,000 and up 2.00% Rate checked
More details - BRAZOS VALLEY SCHOOLS CREDIT UNIONMoney Market AccountMoney Market Account · $2,500 min · 0.00%–1.35% by balance
Credit union · 1 branch
1.20%APY$120 a year on $10,000Requirements
Product: Three free withdrawals allowed per month ($2.00 fee per withdrawal thereafter). A $5.00 monthly service charge applies if balance falls below $2,500.00. Rates are variable and subject to change monthly. Courtesy Pay limit is $1,000.
Offer: Minimum balance to avoid a $5.00 service fee is $2,500.00. Minimum balance to earn stated APY is $2,500.00.
0.00% interest rate · $5 monthly fee · Effective Sep 26, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.00% $2,500 – $50,000Your amount 1.20% $50,000 – $100,000 1.25% $100,000 – $250,000 1.30% $250,000 and up 1.35% Rate checked
More details - 1.06%APY$106 a year on $10,000
Requirements
Product: $15 monthly service charge if average daily balance falls below $2,500. Interest is compounded and credited monthly. Rates and APY may change at any time without notice.
Offer: $15 monthly service charge if average daily balance falls below $2,500. Interest compounded and credited monthly.
1.05% interest rate · $15 monthly fee
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $100,000Your amount 1.06% $100,000 – $250,000 1.16% $250,000 – $500,000 1.26% $500,000 and up 3.04% Rate checked
More details - Houston Highway Credit UnionMoney MarketMoney Market · $500 min · 0.01%–2.32% by balance
Credit union · 1 branch
1.05%APY$105 a year on $10,000Requirements
Product: Minimum opening deposit of $500.00. No account service fee. Interest is paid monthly, dividends are variable. Three balance tiers for higher dividend rate.
No monthly fee · Effective Nov 1, 2025
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.01% $2,500 – $25,000Your amount 1.05% $25,000 – $75,000 1.76% $75,000 and up 2.32% Rate checked
More details - 1.00%APY$100 a year on $10,000with conditions
Requirements
Product: Your Share Savings gets upgraded to a High-Yield Savings when you open a High-Yield Checking account.
Offer: Requires opening a High-Yield Checking account and meeting eligibility requirements (enrollment in eDocuments, recurring direct deposit totaling $500+ per month to HYC, and 10+ POS debit card withdrawals of $1+ per month).
Qualified rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for High-Yield Savings Balance APY Up to $50,000Your amount 1.00% Over $50,000Requires opening a High-Yield Checking account and meeting eligibility requirements. 0.25% Rate checked
More details - Resource One Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.00%–1.21% by balance
Credit union · 3 branches
1.00%APY$100 a year on $10,000Requirements
Product: Limit one money market account per membership. Minimum opening deposit of $2,500. Minimum balance to earn dividends is $2,500 (paid monthly based on daily balance). $10 monthly maintenance fee waived if minimum daily balance is met.
Offer: Earns 0.00% dividends on balances below $2,500. Monthly maintenance fee of $10 applies unless minimum daily balance is met.
0.00% interest rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.00% $2,500 – $25,000Your amountMonthly maintenance fee of $10 waived if minimum daily balance is met. Dividends paid monthly based on daily balance. 1.00% $25,000 – $100,000Monthly maintenance fee of $10 waived if minimum daily balance is met. Dividends paid monthly based on daily balance. 1.11% $100,000 and upMonthly maintenance fee of $10 waived if minimum daily balance is met. Dividends paid monthly based on daily balance. 1.21% Rate checked
More details - Resource One Credit UnionExecutive Suite Money MarketExecutive Suite Money Market · $2,500 min · 0.00%–1.21% by balance
Credit union · 3 branches
1.00%APY$100 a year on $10,000Requirements
Product: Minimum balance to open is $2,500.00. The minimum balance to earn is $2,500.00. Fees could reduce earnings on the account.
Offer: Minimum balance to earn is $2,500.00.
0.00% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Executive Suite Money Market Balance APY Up to $2,500 0.00% $2,500 – $25,000Your amount 1.00% $25,000 – $100,000 1.11% $100,000 and up 1.21% Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Product: Interest compounds daily and is credited monthly. Variable Rate Accounts - rate on accounts may change after the account has opened. Fees may reduce earnings.
Offer: No monthly maintenance fee if balance stays at $100 and over. Account is limited to 6 debits per month ($1/each thereafter). Interest compounds daily and credits monthly.
1.00% interest rate · Effective Sep 23, 2026
Rate checked
More details - First Service Credit UnionMoney Market AccountMoney Market Account · $1 min · 0.10%–1.25% by balance
Credit union · 10 branches
1.00%APY$100 a year on $10,000Requirements
Product: No monthly service charge. Start account with $1.
Offer: Dividends are compounded and credited monthly.
0.10% interest rate · No monthly fee · Effective May 26, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.10% $2,500 – $25,000Your amount 1.00% $25,000 – $50,000 1.05% $50,000 – $100,000 1.10% $100,000 – $250,000 1.15% $250,000 – $500,000 1.20% $500,000 and up 1.25% Rate checked
More details - Community Resource Credit UnionFreedom Money MarketFreedom Money Market · $500 min · 0.50%–2.25% by balance
Credit union · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: CRCU membership required. $10 monthly service fee applies if average daily balance falls below $500.
Offer: $10 monthly service fee waived with $500 average daily balance.
0.50% interest rate · $10 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Freedom Money Market Balance APY Up to $1,000 0.50% $1,000 – $5,000 1.00% $5,000 – $15,000Your amount 1.00% $15,000 – $25,000 1.00% $25,000 – $50,000 1.30% $50,000 – $100,000 1.60% $100,000 – $250,000 2.00% $250,000 and up 2.25% Rate checked
More details - First Eagle Federal Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 1.00%–1.31% by balance
Credit union · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Write up to 3 checks per month directly from account; up to 6 withdrawals monthly. Earn rates on balances of $2,500+.
1.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $20,000Your amount 1.00% $20,000 – $50,000Split Rate 1.16% $50,000 and upSplit Rate 1.31% Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Product: Interest on all savings accounts will be compounded and credited monthly. The interest rate and annual percentage yield may change at any time without notice at bank discretion. $15 monthly service charge waived if average daily balance is $2,500 or more.
Offer: $15 monthly service charge if average daily balance falls below $2,500.
1.00% interest rate · $15 monthly fee
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Houston, TX
241 accounts at 93 banks and credit unions · checked Oct 15–22
- Typical
- 0.20%
- Top 10% from
- 2.35%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.20%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Houston, TX metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Harris County Federal Credit UnionCredit union · 1 branch
- Nizari Credit UnionCredit union · 2 branches
- Cornerstone Capital BankBank · 1 branch