Bank · FDIC insured
Texas First Bank
A $2.3B bank headquartered in Texas City, TX, with 27 branches in Texas.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: carrot has not captured enough rates to score this yet. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- Savings680.05%1.25% with extra requirementsSavings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Texas First Bank
Texas First Bank has served Southeast Texas since 1973, originating when an investor group organized by Charles T. Doyle purchased First State Bank of Hitchcock.
The bank operates as a subsidiary trademark of Texas Independent Bancshares and established a dedicated SBA lending department in 2002.
- Headquarters
- 3232 Palmer Hwy, Texas City, TX 77590
- FDIC certificate
- 23799 ↗
Branches
27 branches in Texas
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Texas
27 branches
Houston area · 24
- Texas First BankMain office3232 Palmer Hwy, Texas City, TX 77590Directions
- Rollingbrook Branch519 Rollingbrook Dr, Baytown, TX 77521Directions
- Conroe Office1965 South Loop 336 West, Conroe, TX 77304Directions
- Dickinson Branch4301 Highway 3, Dickinson, TX 77539Directions
- West Parkwood Branch111 W Parkwood Ave, Friendswood, TX 77546Directions
- Galveston Branch2401 Broadway St, Galveston, TX 77550Directions
- Pirates Beach Branch13701 Fm 3005 Rd, Galveston, TX 77554Directions
- Texas First Bank6501 Stewart Rd, Galveston, TX 77551Directions
- First Texas Bank - Hitchcock Branch8128 Highway 6, Hitchcock, TX 77563Directions
- Beechnut Branch4648 Beechnut St, Houston, TX 77096Directions
- Preferred Bank Branch11757 Katy Fwy, Houston, TX 77079Directions
- Kemah Branch1100 Highway 146, Kemah, TX 77565Directions
- Lamarque Branch3000 Fm 1764 Rd, La Marque, TX 77568Directions
- Lamarque Branch407 Oak St, La Marque, TX 77568Directions
- League City Branch111 Highway 3 S, League City, TX 77573Directions
- Liberty Branch1302 North Main Street, Liberty, TX 77575Directions
- Montgomery Office Branch19940 Eva St, Montgomery, TX 77356Directions
- Pasadena Branch6731 Spencer Hwy, Pasadena, TX 77505Directions
- Pearland Branch2343 N Main St, Pearland, TX 77581Directions
- Crystal Beach Branch2385 State Highway 87, Port Bolivar, TX 77650Directions
- Santa Fe Branch12402 Highway 6, Santa Fe, TX 77510Directions
- Spring Office16522 Stuebner Airline Rd, Spring, TX 77379Directions
- Woodlands Office3000 Research Blvd Ste 190, The Woodlands, TX 77381Directions
- Winnie Branch210 Highway 124, Winnie, TX 77665Directions
Beaumont area · 3
- Beaumont West Branch6363 Phelan Blvd, Beaumont, TX 77706Directions
- Fannett Branch16831 Highway 124, Fannett, TX 77705Directions
- Mid County Branch10607 Highway 69, Port Arthur, TX 77640Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.96% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.17% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 1.68% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $65 | $88 | — |
- CapitalLeverage ratio9.96%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.17%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets1.68%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$65Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Texas First Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.