Bank · FDIC insured
Texas First Bank Savings Rates
Texas First Bank’s best savings rate is 1.25% APY, with its Kasasa Saver, with extra requirements. Rates checked October 16, 2026.
How Texas First Bank’s savings rates compare
Compared with banks and credit unions near Houston, TX, where Texas First Bank has the most branches. $10,000, best rate first.
This bank’s best
Texas First Bank
1.25%APY
- Requires
- Monthly account activity
- Minimum
- $50
- Earns on $10,000 a year
- $125
Kasasa Saver
Top rate
Heritage Hub Federal Credit Union
5.13%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $513
2nd-highest rate
Nizari Credit Union
4.00%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $400
Texas First Bank savings score
68
Savings score
Higher than 21% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.05%
- $100,000 balance$100,0000.05%
- QualifiedQualified1.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Texas First Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Kasasa Saver
Up to 1.25%APY
Must be a Texas resident and at least 18 years of age (or have a co-owner). Must have a linked Kasasa Cash or Kasasa Cash Back account which must remain open. Requires eStatements and monthly Direct Deposit/ACH credit on the linked checking account. No monthly service fee.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $20,000When linked Kasasa Cash or Kasasa Cash Back qualifications are met (at least 1 ACH payment transaction or direct deposit post and settle, at least 15 debit card purchases post and settle, and receive eStatements). | 1.25% | $125 | When linked Kasasa Cash or Kasasa Cash Back qualifications are met (at least 1 ACH payment transaction or direct deposit post and settle, at least 15 debit card purchases post and settle, and receive eStatements). |
| Any balanceBase rate applied to entire daily balance when qualifications in linked Kasasa checking account are not met. | 0.05% | $5 | Base rate applied to entire daily balance when qualifications in linked Kasasa checking account are not met. |
| Over $20,000Earns 0.747% interest rate on portion of daily balance over $20,000, resulting in an APY range from 1.25% to 0.83% depending on balance, when linked Kasasa checking qualifications are met. | 0.83% | — | Earns 0.747% interest rate on portion of daily balance over $20,000, resulting in an APY range from 1.25% to 0.83% depending on balance, when linked Kasasa checking qualifications are met. |
Sources (3)
- texasfirst.bank/personal
- texasfirst.bank/personal/savings-accounts
- texasfirst.bank/personal/savings-accounts/kasasa-saver
All captured Sep 17, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.