Compare Bank & Credit Union Rates
Best savings rates in Dallas, TX
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 31–45 results in Dallas, TX
- 2.10%APY$210 a year on $10,000
Requirements
Product: Variable rate subject to change at any time. No monthly maintenance fee and no monthly balance requirements.
Offer: Variable rate. No monthly maintenance fee. No ongoing monthly balance requirements.
No monthly fee · Effective Oct 27, 2025
Rate checked
More details - First National Bank TexasMoney Market AccountMoney Market Account · $0 min · 0.02%–3.25% by balance
Bank · 14 branches
2.00%APY$200 a year on $10,000Requirements
Offer: The interest rate and APY on this account are subject to change at any time, without notice, after the account is opened. Interest compounded/credited daily/monthly.
0.02% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.02% $2,500 – $10,000 0.25% $10,000 – $25,000Your amount 2.00% $25,000 – $50,000 2.50% $50,000 – $100,000 3.00% $100,000 – $250,000 3.25% $250,000 and up 3.25% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Must be linked to a Max Cash Checking or Max Cash Back Checking account. Variable rate account; rates may change without notice. Limit one Max checking account per household.
Offer: Applies to daily balances up to $99,999.99 when qualifications are met in the linked Max checking account during the Monthly Qualification Cycle (at least 12 debit card purchases, at least 1 ACH credit or ACH payment, and enrolled in eStatements).
Qualified rate · 1.98% interest rate · No monthly fee
Rate by balance
Rate by balance for Max Saver Balance APY Up to $100,000Your amount 2.00% $100,000 and up 0.50%* Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Relationship rate for Combined Qualifying Balance (CQB) under $5,000. Requires an eligible open and in-good-standing account (U.S. Bank Smartly Checking, Safe Debit, or U.S. Bank Smartly Visa Signature Card).
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for U.S. Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amount 2.00% $25,000 – $50,000 3.50% $50,000 – $100,000 3.50% $100,000 – $99,999,999,999 3.50% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Relationship rate for CQB Under $5,000. Requires qualifying relationship product.
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amountRelationship rate for CQB $5,000 to $24,999.99. 2.00% $25,000 – $50,000Relationship rate for CQB $25,000 to $49,999.99. 3.50% $50,000 – $100,000Relationship rate for CQB $50,000 to $99,999.99. 3.50% $100,000 and upRelationship rate for CQB $100,000 and above. 3.50% Rate checked
More details - First United BankHigh Yield Money MarketHigh Yield Money Market · $100 min · 1.82%–3.44% by balance
Bank · 2 branches
1.82%APY$182 a year on $10,000intro rateRequirements
Product: Requires funding with $5,000 new money within 7 days of account opening or the account may be converted into a standard Money Market account. Minimum balance fees waived when maintaining a minimum balance of $5,000. 90-day introductory interest rate applies to accounts opened on and after September 22, 2026.
Offer: 90-day introductory interest rate of 4.25% followed by base interest rate of 1.00%, resulting in a blended APY of 1.82%.
Promotional rate · Effective Sep 22, 2026
Rate by balance
Rate by balance for High Yield Money Market Balance APY Up to $25,000Your amount 1.82% $25,000 – $500,00090-day introductory interest rate of 4.25% followed by base interest rate of 3.00%, resulting in a blended APY of 3.36%. Minimum $25,000 to earn promotional rate. 3.36% $500,000 and up90-day introductory interest rate of 4.25% followed by base interest rate of 3.10%, resulting in a blended APY of 3.44%. 3.44% Rate checked
More details - 1.75%APY$175 a year on $10,000
Requirements
Offer: Dividends compounded and credited monthly. Average daily balance computation method. Three over-the-counter and three draft (check) withdrawals allowed per month ($10.00 fee per excess withdrawal); minimum withdrawal is $250.
1.74% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - PlainsCapital BankPersonal Money MarketPersonal Money Market · $2,500 min · 1.66%–3.18% by balance
Bank · 5 branches
1.71%APY$171 a year on $10,000Requirements
Product: Rate may change after account is opened. $2,500 daily minimum balance required to earn APY and avoid $10 monthly service fee.
Offer: $2,500 daily minimum balance required to earn APY and avoid $10 monthly service fee.
1.65% interest rate · $10 monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Personal Money Market Balance APY $2,500 – $4,999 1.66% $5,000 – $24,999Your amount 1.71% $25,000 – $99,999 1.81% $100,000 – $499,999 1.92% $500,000 – $999,999 2.22% $1,000,000 – $1,999,999 2.38% $2,000,000 – $4,999,999 2.43% $5,000,000 – $7,499,999 2.78% $7,500,000 and up 3.18% Rate checked
More details - 1.60%APY$160 a year on $10,000with conditions
Requirements
Product: Account holder must have a new checking account with Broadway Bank (existing checking account holders will be reviewed for eligibility). Monthly maintenance fee is $4, waived for the first 61 days, if daily balance of $200 is maintained, or for account owners under 18.
Offer: For daily collected balances of $0-$9,999.99. Requires opening a checking account.
Qualified rate · $4 monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Relationship Savings Account Balance APY Up to $10,000 0.25% $10,000 and upYour amount 1.60% Rate checked
More details - Texans Credit UnionPerformance Money Market AccountPerformance Money Market Account · $500 min · 1.25%–3.50% by balance
Credit union · 2 branches
1.50%APY$150 a year on $10,000Requirements
Product: Requires a minimum opening deposit of $500. Membership required. Variable rate account. Dividends compounded and credited monthly. Monthly service fee of $10 applies if balance falls below $2,500 (fee is avoided if balance is $2,500 or higher).
Offer: Monthly service fee of $10 waived with minimum balance of $2,500.
1.24% interest rate · $10 monthly fee · Effective Dec 1, 2025
Rate by balance
Rate by balance for Performance Money Market Account Balance APY Up to $10,000 1.25% $10,000 – $25,000Your amount 1.50% $25,000 – $50,000 1.75% $50,000 – $100,000 2.00% $100,000 – $250,000 2.25% $250,000 – $500,000 2.50% $500,000 – $750,000 3.00% $750,000 – $1,000,000 3.25% $1,000,000 and up 3.50% Rate checked
More details - 1.50%APY$150 a year on $10,000
Requirements
Product: Service charge of $15 per statement cycle waived with $2,500 daily balance. Interest compounds daily and is credited monthly. Interest in each tier paid on the entire balance in the account. Minimum daily balance to earn APY is $1.00.
Offer: Minimum daily balance to earn APY is $1.00.
0.75% interest rate · $15 monthly fee · Effective Jul 2, 2026
Rate by balance
Rate by balance for Select Savings Balance APY Up to $2,499 0.75% $2,500 – $99,999Your amount 1.50% $100,000 – $249,999 1.85% $250,000 – $999,999 2.10% $1,000,000 and up 2.70% Rate checked
More details - City Credit UnionMoney MarketMoney Market · $2,500 min · 1.45%–1.75% by balance
Credit union · 1 branch
1.45%APY$145 a year on $10,000Requirements
Product: Tiered rate account; once a particular balance range is met, the dividend rate and APY for that balance range apply to the full balance of the account. Minimum daily balance of $2,500 required to avoid a service fee. Must purchase and maintain 1 share ($0.00 par value) as a condition of membership.
1.44% interest rate · Effective Sep 30, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $25,000Your amount 1.45% $25,000 – $50,000 1.55% $50,000 – $100,000 1.65% $100,000 and up 1.75% Rate checked
More details - First Liberty BankPlatinum Money MarketPlatinum Money Market · $1,000 min · 1.30%–2.80% by balance
Bank · 1 branch
1.30%APY$130 a year on $10,000Requirements
Product: $1,000 minimum balance required to access tiered rates. A $12.00 service charge is assessed if average balance falls below $1,000.00.
Offer: If the average balance falls below $1,000.00, a $12.00 service charge will be assessed.
1.29% interest rate · $12 monthly fee · Effective Sep 1, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY $1,000 – $25,000Your amount 1.30% $25,000 – $50,000 1.40% $50,000 – $100,000 1.75% $100,000 – $250,000 2.10% $250,000 – $500,000 2.20% $500,000 – $1,000,000 2.60% $1,000,000 and up 2.80% Rate checked
More details - WaFd BankHigh Yield Money MarketHigh Yield Money Market · $25 min · 1.25%–2.00% by balance
Bank · 2 branches
1.25%APY$125 a year on $10,000Requirements
Product: Promotion may be discontinued at any time. Not available for IRAs or business clients.
Offer: $1,000 minimum balance to avoid $10 monthly service charge.
1.24% interest rate · $10 monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for High Yield Money Market Balance APY Up to $89,999Your amount 1.25% $90,000 – $249,999 1.50% $250,000 – $499,999 1.60% $500,000 and up 2.00% Rate checked
More details - Lone Star Credit UnionMoney Market CheckingMoney Market Checking · $2,500 min · 1.16%–1.26% by balance
Credit union · 1 branch
1.16%APY$116 a year on $10,000Requirements
Product: Minimum daily balance of $2,500 required to avoid service charges. Dividends compound and credit monthly.
Offer: Dividends compound and credit monthly. No service charge when maintaining a daily account balance of $2,500.
Effective Oct 6, 2026
Rate by balance
Rate by balance for Money Market Checking Balance APY $2,500 – $14,999Your amount 1.16% $15,000 and up 1.26% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Dallas, TX
161 accounts at 58 banks and credit unions · checked Oct 15–22
- Typical
- 0.25%
- Top 10% from
- 3.02%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.23%
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Dallas, TX metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Prestige Community CUCredit union · 2 branches
- Nizari Credit UnionCredit union · 1 branch
- PenFed Credit UnionCredit union · 2 branches