Neches Federal Credit Union Savings & Money Market Rates

How Neches Federal Credit Union’s savings rates compare

Compared with banks and credit unions near Beaumont, TX, where Neches Federal Credit Union has the most branches. $10,000, best rate first.

This credit union’s best
Neches Federal Credit Union
0.60%APY
Requires
None
Minimum
—
Earns on $10,000 a year
$60
Money Market Account
Top rate
Chevron Federal Credit Union
3.15%APY
Requires
None
Minimum
$0
Earns on $10,000 a year
$315
Chevron Federal Credit Union rates
2nd-highest rate
5Point Credit Union
3.00%APY
Requires
Monthly account activity
Minimum
$0
Earns on $10,000 a year
$300
5Point Credit Union rates

Compare savings rates near you →

80

Savings score

Higher than 53% of U.S. banks and credit unions

By balance

$1,000 balance$1,0000.20%
$10,000 balance$10,0000.60%
$100,000 balance$100,0000.80%
QualifiedQualified0.60%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Neches Federal Credit Union ranks

By savings score, in each area where it has branches

Every rate

Current savings rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Money Market Account

0.60%APY

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns
Up to $2,000	0.10%	—
$2,000 – $25,000	0.60%	$60
$25,000 – $50,000	0.70%	—
$50,000 and up	0.80%	—

Sources (2)

All captured Sep 17, 2026

Savings Accounts

0.20%APY$5 to open

Establish membership. No monthly account fees.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns
$25 and up	0.20%	$20

Sources (2)

All captured Sep 17, 2026

Special-purpose accounts

IRA Shares

0.20%APYIRA

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns
Any balance	0.20%	$20

Sources (1)

nechesfcu.org/rates · captured Sep 17, 2026

Who can join Neches Federal Credit Union

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Visit institution website ↗Branches and institution details