Compare Bank & Credit Union Rates
Best savings rates in Johnson City, TN
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Johnson City, TN
- 0.50%APY$50 a year on $10,000
Requirements
Product: Tiered-rate savings account. $6.50 fee per quarterly cycle if daily balance falls below $100 on any day of cycle (waived with balance above $100 or Direct Deposit relationship). Unlimited withdrawals if daily balance stays at or above $500; if daily balance falls below $500, 3 free withdrawals per cycle, then $1.50 per additional withdrawal. $2 paper statement fee (waived with e-statements). $15 inactivity fee after 3 months inactivity. Minimum to open through mail is $200.
Offer: Tier One: Balances less than $5,000.00. Minimum balance to earn interest and obtain APY is $25. $5 minimum balance to open ($200 by mail).
0.30% interest rate
Rate by balance
Rate by balance for Savings Account Balance APY Up to $5,000 0.30% $5,000 – $50,000Your amount 0.50% $50,000 and up 0.70% Rate checked
More details - Greater Experience Credit UnionMoney MarketMoney Market · $2,500 min · 0.20%–0.65% by balance
Credit union · 2 branches
0.45%APY$45 a year on $10,000Requirements
Product: Dividends compounded and credited monthly.
Offer: Dividends compounded and credited monthly.
0.20% interest rate · Effective Feb 28, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 and up 0.20% $10,000 and upYour amount 0.45% $50,000 and up 0.65% Rate checked
More details - Appalachian Community Federal Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.40%–1.00% by balance
Credit union · 1 branch
0.40%APY$40 a year on $10,000Requirements
Product: Minimum to open is $1,000.00. No dividend is paid if balance falls below $1,000.00. Variable rate subject to change monthly. Members may not make more than 3 withdrawals/transfers per calendar month; each withdrawal/transfer must be at least $250.00.
0.40% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $15,000Your amount 0.40% $15,000 – $50,000 0.40% $50,000 – $75,000 0.70% $75,000 – $100,000 0.70% Over $100,000 1.00% Rate checked
More details - United Southeast Federal Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.25%–0.80% by balance
Credit union · 1 branch
0.40%APY$40 a year on $10,000Requirements
Product: Minimum balance requirement of $1,000. Limit of six withdrawals/transfers per month. Dividends compounded and paid monthly. Membership is established by maintaining $5 in a share/savings account with USFCU.
0.25% interest rate · Effective Sep 29, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $5,000 0.25% $5,000 – $25,000Your amount 0.40% $25,000 – $50,000 0.50% $50,000 – $100,000 0.70% $100,000 and up 0.80% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Establishes your ECU membership and qualifies you as a shareholder in ECU.
Offer: Applies to any amount greater than $5.00. Dividends are paid monthly.
0.30% interest rate · Effective Oct 15, 2026
Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Allows selecting the date account balance automatically transfers to Regular Savings Account. Early withdrawals permitted.
Offer: Applies to any amount greater than $5.00. Dividends are compounded monthly.
0.30% interest rate · Compounded monthly · Effective Oct 15, 2026
Rate checked
More details - Consumer Credit UnionMoney Market AccountsMoney Market Accounts · $0 min · 0.00%–1.25% by balance
Credit union · 1 branch
0.30%APY$30 a year on $10,000Effective Sep 23, 2026
Rate by balance
Rate by balance for Money Market Accounts Balance APY Up to $2,500 0.00% $2,500 – $10,000 0.25% $10,000 – $25,000Your amount 0.30% $25,000 – $50,000 0.35% $50,000 – $100,000 0.60% $100,000 – $200,000 1.00% $200,000 and up 1.25% Rate checked
More details - Appalachian Community Federal Credit UnionShare (Savings)*Savings · $5 min · 0.00%–0.80% by balance
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Rates effective as of 10/15/2026. Subject to change. Minimum $5.00 to open or obtain dividend.
0.00% interest rate · Effective Oct 15, 2026
Rate by balance
Rate by balance for Share (Savings)* Balance APY Up to $500 0.00% $500 – $7,500 0.10% $7,500 – $50,000Your amount 0.25% $50,000 – $100,000 0.55% Over $100,000 0.80% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Rates are variable and subject to change. Fees may reduce earnings. APYs are not available to brokers, institutional investors or public funds.
Offer: Rates are variable and subject to change. Fees may reduce earnings. APYs are not available to brokers, institutional investors or public funds.
Effective Oct 1, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Quarterly service charge is refunded within 3 business days when linked to Essential Checking account or Advantage Checking account or if the daily balance is at least $250; otherwise a $5 quarterly service charge is applied.
Effective Sep 28, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Free with eStatements. Interest compounded quarterly.
Offer: All balances.
0.25% interest rate · Compounded quarterly · Effective May 1, 2026
Rate checked
More details - First Bank & Trust CompanyRelationship Money Market AccountRelationship Money Market Account · 0.25%–1.62% by balance
Bank · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Available to new and existing First Bank and Trust customers.
Offer: Average daily balance below $25,000.00.
0.25% interest rate · Effective May 1, 2026
Rate by balance
Rate by balance for Relationship Money Market Account Balance APY Up to $25,000Your amount 0.25% $25,000 and up 1.62% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Flat interest rate. Standard $12 quarterly maintenance fee waived when maintaining a $100 minimum daily balance.
0.25% interest rate
Rate checked
More details - Select Seven CUMoney Market AccountMoney Market Account · $1,000 min · 0.15%–0.45% by balance
Credit union · 2 branches
0.25%APY$25 a year on $10,000Requirements
Product: Minimum investment of $250.00. Minimum balance of $1,000.00 to earn dividends. Dividends paid quarterly. Limit of six withdrawals per month. Checks available upon request.
Offer: Compounded quarterly.
0.15% interest rate · Compounded quarterly
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $9,999 0.15% $10,000 – $24,999Your amount 0.25% $25,000 – $49,999 0.35% $50,000 and up 0.45% Rate checked
More details - Beacon Financial Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.20%–0.60% by balance
Credit union · 2 branches
0.20%APY$20 a year on $10,000Requirements
Product: Minimum balance of $25.00 is required. 6 withdrawals per month allowed.
Effective Aug 13, 2024
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $15,000Your amount 0.20% $15,000 – $50,000 0.30% $50,000 – $75,000 0.40% $75,000 – $100,000 0.50% Over $100,000 0.60% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Johnson City, TN
52 accounts at 19 banks and credit unions · checked Oct 15–22
- Typical
- 0.25%
- Top 10% from
- 0.99%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.28%
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Johnson City, TN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Knoxville TVA Employees Credit UnionCredit union · 1 branch
- United Southeast Federal Credit UnionCredit union · 1 branch
- Appalachian Community Federal Credit UnionCredit union · 1 branch