Credit union · NCUA insured
Consumer Credit Union
A $651.2M credit union headquartered in Greeneville, TN, with 30,308 members and 8 branches in Tennessee. Best rates: CDs 4.50% and savings 0.30% APY.
Consumer Credit Union Carrot Score
77
Carrot Score
Higher than 44% of U.S. banks and credit unions
#2 of 6 in Morristown, TN metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Consumer Credit Union
Consumer Credit Union is a not-for-profit, cooperative savings and lending organization originally chartered by the Tennessee Secretary of State in February 1953.
- Headquarters
- 3634 E Andrew Johnson Hwy, Greeneville, TN 37745
- NCUA charter
- 60056
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Eligible if you live, worship, volunteer, attend school in, or work for a business and/or other legal entity located in Anderson County, Blount County, Claiborne County, Cocke County, Greene County, Hancock County, Hamblen County, Jefferson County, Knox County, Loudon County, Sullivan County, Union County, and Johnson City, Tennessee.
Employers and groups
- Persons who participate in Rose Center and Council for the Arts, Inc., an association headquartered in Hamblen County, Tennessee may also be eligible for membership.
Family and household
- Family members of members may join and maintain a regular share account for lifetime membership.
Cost to join
- Deposit at least $5.00 to your regular share (savings) account upon completing a Membership Application.
Branches
8 branches in Tennessee
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Tennessee
8 branches
Greeneville area · 3
- Consumer Credit UnionMain office3634 E Andrew Johnson Hwy, Greeneville, TN 37745Directions
- Myers Street Service Center1115 Myers St, Greeneville, TN 37743Directions
- Mosheim Service Center9175 W Andrew Johnson Hwy, Mosheim, TN 37818Directions
Morristown area · 3
- Jefferson City Service Center1075 N Chucky Pike, Jefferson City, TN 37760Directions
- Morristown East Service Center4005 E Morris Blvd, Morristown, TN 37813Directions
- Morristown West Service Center4918 W Andrew Johnson Hwy, Morristown, TN 37814Directions
Johnson City area · 1
- Johnson City Service Center1919 N Roan St, Johnson City, TN 37601Directions
Knoxville area · 1
- Knoxville Service Center307 Lovell Rd, Knoxville, TN 37934Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.71% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.10% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 1.16% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $91 | $76 | — |
- CapitalNet worth ratio10.71%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.10%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets1.16%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$91Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Consumer Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.