Credit union · NCUA insured
Select Seven CU Savings Rates
Select Seven CU’s best savings rate is 0.25% APY on $10,000, with its Money Market Account. Rates checked October 15, 2026.
How Select Seven CU’s savings rates compare
Compared with banks and credit unions near Johnson City, TN, where Select Seven CU has the most branches. $10,000, best rate first.
This credit union’s best
Select Seven CU
0.25%APY
- Minimum
- $250
- Earns on $10,000 a year
- $25
Money Market Account
Top rate
Knoxville TVA Employees Credit Union
4.28%APY
- Minimum
- $0
- Earns on $10,000 a year
- $428
2nd-highest rate
TEN Credit Union
1.50%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $150
Select Seven CU savings score
71
Savings score
Higher than 29% of U.S. banks and credit unions
- $1,000 balance$1,0000.15%
- $10,000 balance$10,0000.25%
- $100,000 balance$100,0000.45%
- QualifiedQualified0.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Select Seven CU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Account
0.25%APY
Minimum investment of $250.00. Minimum balance of $1,000.00 to earn dividends. Dividends paid quarterly. Limit of six withdrawals per month. Checks available upon request.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 – $9,999Compounded quarterly. | 0.15% | — | Compounded quarterly. |
| $10,000 – $24,999Compounded quarterly. | 0.25% | $25 | Compounded quarterly. |
| $25,000 – $49,999Compounded quarterly. | 0.35% | — | Compounded quarterly. |
| $50,000 and upCompounded quarterly. | 0.45% | — | Compounded quarterly. |
Share Account
0.20%APY
Minimum initial deposit of $5.00 required to join the credit union. Minimum balance required to earn dividends. Compounded and credited quarterly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 – $9,999Compounded quarterly | 0.10% | — | Compounded quarterly |
| $10,000 – $24,999Compounded quarterly | 0.20% | $20 | Compounded quarterly |
| $25,000 – $49,999Compounded quarterly | 0.30% | — | Compounded quarterly |
| $50,000 and upCompounded quarterly | 0.40% | — | Compounded quarterly |
Sharedraft Account
0.15%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.15% | $15 |
Sources (1)
- selectsevencu.org/savings-rates · captured Sep 18, 2026
Special-purpose accounts
IRA Accumulation Account
0.20%APY
Traditional (72), Roth (74), and Education (76). SSCU charges no maintenance fees or commissions. Rates follow Regular Share Rates.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 – $9,999Compounded quarterly; applies to Traditional (72), Roth (74), Education (76) | 0.10% | — | Compounded quarterly; applies to Traditional (72), Roth (74), Education (76) |
| $10,000 – $24,999Compounded quarterly; applies to Traditional (72), Roth (74), Education (76) | 0.20% | $20 | Compounded quarterly; applies to Traditional (72), Roth (74), Education (76) |
| $25,000 – $49,999Compounded quarterly; applies to Traditional (72), Roth (74), Education (76) | 0.30% | — | Compounded quarterly; applies to Traditional (72), Roth (74), Education (76) |
| $50,000 and upCompounded quarterly; applies to Traditional (72), Roth (74), Education (76) | 0.40% | — | Compounded quarterly; applies to Traditional (72), Roth (74), Education (76) |
Who can join Select Seven CU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, or attend school in Washington, Carter, Unicoi, Hawkins, or Sullivan Counties in Tennessee, or Scott and Washington Counties in Virginia are eligible for membership.
Family and household
- Individuals who have a family member who is already a member of SSCU are eligible for membership.
Other ways
- Businesses and other legal entities located in Washington, Carter, Unicoi, Hawkins, or Sullivan Counties in Tennessee, or Scott and Washington Counties in Virginia are eligible for membership.
Membership information collected October 5, 2026.