Bank · FDIC insured
Citizens Bank Savings Rates
Citizens Bank’s best savings rate is 0.25% APY on $10,000, with its EZ Savings. Rates checked October 15, 2026.
How Citizens Bank’s savings rates compare
Compared with banks and credit unions near Kingsport, TN-VA, where Citizens Bank has the most branches. $10,000, best rate first.
This bank’s best
Citizens Bank
0.25%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $25
EZ Savings
Top rate
Knoxville TVA Employees Credit Union
4.28%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $428
2nd-highest rate
U.S. Bank
2.00%APY
- Requires
- Another account
- Minimum
- $25
- Earns on $10,000 a year
- $200
Citizens Bank savings score
71
Savings score
Higher than 29% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0000.25%
- $100,000 balance$100,0000.25%
- QualifiedQualified0.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Citizens Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
EZ Savings
0.25%APY
Rates are variable and subject to change. Fees may reduce earnings. APYs are not available to brokers, institutional investors or public funds.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upRates are variable and subject to change. Fees may reduce earnings. APYs are not available to brokers, institutional investors or public funds.$100 and up | 0.25% | $25 | Rates are variable and subject to change. Fees may reduce earnings. APYs are not available to brokers, institutional investors or public funds. |
Sources (2)
All captured Oct 5, 2026
Special-purpose accounts
HSA - Family & Individual
0.65%APY
Minimum opening balance-$100.00. Rates are variable and subject to change. Fees may reduce earnings. APYs are not available to brokers, institutional investors or public funds.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,000Rates are variable and subject to change. Fees may reduce earnings. APYs are not available to brokers, institutional investors or public funds. | 0.10% | — | Rates are variable and subject to change. Fees may reduce earnings. APYs are not available to brokers, institutional investors or public funds. |
| $1,000 – $5,000Rates are variable and subject to change. Fees may reduce earnings. APYs are not available to brokers, institutional investors or public funds. | 0.20% | — | Rates are variable and subject to change. Fees may reduce earnings. APYs are not available to brokers, institutional investors or public funds. |
| $5,000 – $10,000Rates are variable and subject to change. Fees may reduce earnings. APYs are not available to brokers, institutional investors or public funds. | 0.25% | — | Rates are variable and subject to change. Fees may reduce earnings. APYs are not available to brokers, institutional investors or public funds. |
| $10,000 – $24,999Rates are variable and subject to change. Fees may reduce earnings. APYs are not available to brokers, institutional investors or public funds. | 0.65% | $65 | Rates are variable and subject to change. Fees may reduce earnings. APYs are not available to brokers, institutional investors or public funds. |
| $25,000 – $49,999Rates are variable and subject to change. Fees may reduce earnings. APYs are not available to brokers, institutional investors or public funds. | 1.10% | — | Rates are variable and subject to change. Fees may reduce earnings. APYs are not available to brokers, institutional investors or public funds. |
| $50,000 – $99,999Rates are variable and subject to change. Fees may reduce earnings. APYs are not available to brokers, institutional investors or public funds. | 1.60% | — | Rates are variable and subject to change. Fees may reduce earnings. APYs are not available to brokers, institutional investors or public funds. |
| $100,000 and upRates are variable and subject to change. Fees may reduce earnings. APYs are not available to brokers, institutional investors or public funds. | 2.40% | — | Rates are variable and subject to change. Fees may reduce earnings. APYs are not available to brokers, institutional investors or public funds. |
Sources (1)
- citizensbank24.com/personal/rates · captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.