Compare Bank & Credit Union Rates
Best savings rates in Sevierville, TN
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Sevierville, TN
- 4.28%APY$428 a year on $10,000
Requirements
Product: No minimum opening deposit. Must be open for a minimum of 3 years and pays out on child's college entrance date or 18th birthday. Paper statements cost $2.00/month.
Offer: Applicable for terms of 121 months or more.
4.20% interest rate · $2 monthly fee · Effective Oct 15, 2026
Rate checked
More details - 4.02%APY$402 a year on $10,000
Requirements
Product: No minimum opening deposit. Must be open for a minimum of 3 years and pays out on child's college entrance date or 18th birthday. Paper statements cost $2.00/month.
Offer: Applicable for terms of 61 through 120 months.
3.95% interest rate · $2 monthly fee · Effective Oct 15, 2026
Rate checked
More details - 4.00%APY$400 a year on $10,000intro rate
Requirements
Product: Offer is applicable to consumer Money Market accounts. Account must be funded with new money not currently on deposit with SmartBank and not previously on deposit within the last 180 days. In-person opening requires printing the offer or referencing 'Summer 2026 Money Market Special'.
Offer: Special promotional rate. Variable rate account; interest compounds daily. A $2,500 minimum opening deposit of new money is required to obtain APY; after opening, no minimum balance is required to continue earning the APY. $10 monthly service fee is waived if a minimum daily balance of $2,500 is maintained on every day of the statement cycle.
Promotional rate · 3.92% interest rate · $10 monthly fee · Effective Jun 30, 2026
Rate checked
More details - 3.50%APY$350 a year on $10,000
Requirements
Product: No minimum opening deposit. Must be open for a minimum of 3 years and pays out on child's college entrance date or 18th birthday. Paper statements cost $2.00/month.
Offer: Applicable for terms of 36 through 60 months.
3.45% interest rate · $2 monthly fee · Effective Oct 15, 2026
Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Relationship rate for Combined Qualifying Balance (CQB) under $5,000. Requires an eligible open and in-good-standing account (U.S. Bank Smartly Checking, Safe Debit, or U.S. Bank Smartly Visa Signature Card).
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for U.S. Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amount 2.00% $25,000 – $50,000 3.50% $50,000 – $100,000 3.50% $100,000 – $99,999,999,999 3.50% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Relationship rate for CQB Under $5,000. Requires qualifying relationship product.
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amountRelationship rate for CQB $5,000 to $24,999.99. 2.00% $25,000 – $50,000Relationship rate for CQB $25,000 to $49,999.99. 3.50% $50,000 – $100,000Relationship rate for CQB $50,000 to $99,999.99. 3.50% $100,000 and upRelationship rate for CQB $100,000 and above. 3.50% Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Product: Earns dividends with no minimum balance. Allows withdrawals. Available to qualifying Members.
Offer: Dividends compound quarterly. No minimum balance required.
1.00% interest rate · Effective Oct 5, 2026
Rate checked
More details - Knoxville TVA Employees Credit UnionMember-Managed Funds AccountSavings · $2,500 min · 0.55%–2.00% by balance
Credit union · 1 branch
0.55%APY$55 a year on $10,000Requirements
Product: No minimum balance required to open, but $2,500.00 required to earn dividends. Paper statements cost $2.00/month.
Offer: Dividends compound monthly.
0.55% interest rate · $2 monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Member-Managed Funds Account Balance APY $2,500 and upYour amount 0.55% $25,000 and up 0.60% $50,000 and up 0.70% $100,000 and up 1.75% $250,000 and up 1.85% $500,000 and up 2.00% $1,000,000 and up 2.00% Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: Monthly Minimum Balance Service Charge of $10 if Daily Balance drops below $2,500 any day of the statement cycle; Excess Debit Fee of $4 if withdrawal/transfer exceeds six per calendar month
Offer: Daily balance below $2,500
0.35% interest rate · $10 monthly fee · Effective Sep 29, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.35% $2,500 – $15,000Your amount 0.40% $15,000 – $25,000 0.80% $25,000 – $50,000 1.20% $50,000 – $100,000 1.50% $100,000 and up 1.81% Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: Interest compounded daily and paid monthly on collected balances. $2.00 monthly maintenance fee if balance falls below $100.00. $2.00 monthly mailed statement fee waived by enrolling in e-statements.
Offer: $2.00 monthly maintenance fee if balance falls below $100.00; $2.00 monthly mailed statement fee waived by enrolling in e-statements.
0.40% interest rate · Compounded daily · $2 monthly fee · Effective Sep 22, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Quarterly service charge is refunded within 3 business days when linked to Essential Checking account or Advantage Checking account or if the daily balance is at least $250; otherwise a $5 quarterly service charge is applied.
Effective Sep 28, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Quarterly Minimum Balance Service Charge of $3 if Daily Balance drops below $100 any day of the quarter. No minimum Daily Balance required to earn interest. $4 Excess Debit Fee for each withdrawal/transfer exceeding six per calendar month (applies to online/electronic transfers, check, draft, or debit card).
0.20% interest rate · Effective Sep 29, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Primary membership share account. Requires a $5.00 membership share deposit to gain access to credit union membership benefits.
Offer: Dividends compound quarterly. Minimum balance of $5.00 required.
0.15% interest rate · Effective Oct 5, 2026
Rate checked
More details - Knoxville TVA Employees Credit UnionU-Name-It / Member SpecialSavings · $0 min
Credit union · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: Available to qualifying Members. Limits on the number of non-signature transactions may be imposed as required by regulation or Credit Union policy. No minimum fee required.
Offer: Dividends compound quarterly.
0.15% interest rate · Effective Oct 5, 2026
Rate checked
More details - Y-12 Federal Credit UnionMoney MarketMoney Market · $2,500 min · 0.15%–0.30% by balance
Credit union · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: Minimum balance of $2,500 required to earn dividends.
0.15% interest rate · Effective Oct 15, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $24,999Your amount 0.15% $25,000 – $74,999 0.20% $75,000 – $99,999 0.25% $100,000 and up 0.30% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Sevierville, TN
33 accounts at 10 banks and credit unions · checked Oct 6–22
- Typical
- 0.10%
- Top 10% from
- 3.20%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.15%
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Sevierville, TN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Knoxville TVA Employees Credit UnionCredit union · 1 branch