Credit union · NCUA insured
Select Seven CU
A $62.8M credit union headquartered in Johnson City, TN, with 5,213 members and 3 branches in Tennessee. Best rates: CDs 1.00% and savings 0.25% APY.
Select Seven CU Carrot Score
68
Carrot Score
Higher than 21% of U.S. banks and credit unions
#15 of 20 in Johnson City, TN metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Select Seven CU
Originally chartered in 1949 as Pet Dairy Employees Federal Credit Union, the credit union adopted the name Select Seven Credit Union in 2015.
It was renamed Johnson City Federal Credit Union in 1992 before completing a major merger with Johnson City Employees Credit Union in 1993.
Today, its charter encompasses seven counties across Tennessee and Virginia, including Washington, Carter, Unicoi, Hawkins, Sullivan, and Scott counties.
- Headquarters
- 181 Marketplace Blvd, Johnson City, TN 37604
- NCUA charter
- 6079
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, or attend school in Washington, Carter, Unicoi, Hawkins, or Sullivan Counties in Tennessee, or Scott and Washington Counties in Virginia are eligible for membership.
Family and household
- Individuals who have a family member who is already a member of SSCU are eligible for membership.
Other ways
- Businesses and other legal entities located in Washington, Carter, Unicoi, Hawkins, or Sullivan Counties in Tennessee, or Scott and Washington Counties in Virginia are eligible for membership.
Branches
3 branches in Tennessee
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Tennessee
3 branches
Johnson City area · 2
- Marketplace BlvdMain office181 Marketplace Blvd, Johnson City, TN 37604Directions
- Market Street716 W Market St, Johnson City, TN 37604Directions
Kingsport area · 1
- Kingsport2559 E Stone Dr, Kingsport, TN 37660Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 13.67% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.18% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.82% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $89 | $59 | — |
- CapitalNet worth ratio13.67%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.18%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.82%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$89Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Select Seven CU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.