Compare Bank & Credit Union Rates
Best savings rates in Rock Hill, SC
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Rock Hill, SC
- Skyla Credit UnionPurpose Savings AccountSavings · $25 min · 0.10%–5.00% by balance
Credit union · 1 branch
4.01%APY$401 a year on $10,000Requirements
Product: Tiered rate savings account. To qualify for higher dividend rates/APYs, member must deposit at least $25.00 per month and enroll in e-statements (otherwise a $2/month paper statement fee applies). Non-qualifying accounts earn 0.10% dividend rate / 0.10% APY across the entire balance. Each qualifying dividend rate applies to the portion of the daily balance within each tier. Limit of one Purpose Savings account per primary member. Dividends compounded and credited monthly. No monthly maintenance fee; includes 6 fee-free foreign ATM withdrawals per month.
Offer: Tier 1 rate for qualifying accounts. Requires at least one monthly deposit of $25 or more and enrollment in eStatements. Dividends compounded and credited monthly.
4.89% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Purpose Savings Account Balance APY Up to $1,000 5.00% $1,000 – $10,000Your amountEarns 3.928% dividend rate / 4.10% - 5.00% blended APY (promotional copy cites 4.00% APY). 4.01%* Over $10,000Earns 0.10% dividend rate / 0.50% - 4.10% blended APY (promotional copy cites .10 APY). 0.10%* Rate checked
More details - Skyla Credit UnionExtended Insurance AccountExtended Insurance Account · $10,000 min
Credit union · 1 branch
2.15%APY$215 a year on $10,000Requirements
Product: For qualified members only. Funds are distributed across participating credit unions and banks.
Effective Oct 1, 2026
Rate checked
More details - Skyla Credit UnionSkyla Wealth Money MarketsSkyla Wealth Money Markets · $1,000 min · 1.25%–3.50% by balance
Credit union · 1 branch
1.25%APY$125 a year on $10,000with conditionsRequirements
Product: Only available for Skyla Wealth Members (must maintain a minimum balance of $500,000 across any Skyla deposit product, in assets under management with Skyla Investment and Retirement Services, or combined). If qualification ends, account converts to regular Skyla Money Market.
Qualified rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Skyla Wealth Money Markets Balance APY $1,000 – $50,000Your amount 1.25% $50,000 – $100,000 1.50% $100,000 – $250,000 1.50% $250,000 – $500,000 2.75% $500,000 and up 3.50% Rate checked
More details - Family Trust Federal Credit UnionPayBack Savings AccountSavings · $0 min · 1.00%–3.75% by balance
Credit union · 3 branches
1.00%APY$100 a year on $10,000with conditionsRequirements
Product: To earn the PayBack Savings dividend rate, meet at least four of six qualifications each month (personal checking account, digital banking login, direct deposits, eligible loan, mortgage, or credit card usage). If qualifications are not met, earns Prime Share rate.
Qualified rate · 1.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for PayBack Savings Account Balance APY Any balanceYour amount 1.00% $20,000 and up 2.25% $100,000 and up 2.50% $250,000 and up 3.25% $500,000 and up 3.75% Rate checked
More details - Skyla Credit UnionMoney MarketsMoney Markets · $1,000 min · 1.00%–2.00% by balance
Credit union · 1 branch
1.00%APY$100 a year on $10,000No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Markets Balance APY $1,000 – $50,000Your amount 1.00% $50,000 – $100,000 1.00% $100,000 – $250,000 1.50% $250,000 – $500,000 1.75% $500,000 and up 2.00% Rate checked
More details - Woodforest National BankEmerald Elite AccountEmerald Elite Account · $25 min · 1.00%–3.00% by balance
Bank · 2 branches
1.00%APY$100 a year on $10,000Requirements
Product: Tiered money market account. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($25.00 fee per excessive withdrawal over 6). Includes custom wallet checks, cashier's checks, money orders, and notary services.
Offer: Emerald Elite 1st Tier. Variable interest rate calculated using daily balance method. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period.
$25 monthly fee · Effective Sep 14, 2026
Rate by balance
Rate by balance for Emerald Elite Account Balance APY Over $0Your amount 1.00% $100,000 and upEmerald Elite 2nd Tier. 1.50% $250,000 and upEmerald Elite 3rd Tier. 2.00% $500,000 and upEmerald Elite 4th Tier. 3.00% Rate checked
More details - Family Trust Federal Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.75%–3.50% by balance
Credit union · 3 branches
0.75%APY$75 a year on $10,000Requirements
Product: The Annual Percentage Yield (APY) is variable and may change after the account is opened. Dividend period, compounding and crediting are monthly. $5 statement by mail fee applies to accounts without e-statements (waived with Loyalty Checking, or if under age 18 or over age 60).
0.75% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 and upYour amount 0.75% $20,000 and up 2.00% $100,000 and up 2.25% $250,000 and up 3.00% $500,000 and up 3.50% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Monthly minimum balance fee of $3.00 is waived if a balance of $200.00 or above is maintained each day in the statement period.
Offer: Tier Under $10,000. Monthly minimum balance fee of $3.00 if balance falls below $200.00 any day in the statement period.
$3 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Over $0 0.05% $10,000 and upYour amount 0.30% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Money market savings account with check writing flexibility. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($10.00 fee per excessive withdrawal over 6). $3.00 monthly paper statement fee avoided with eStatements.
Offer: Variable interest rate calculated using daily balance method. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period.
$10 monthly fee · Effective Sep 14, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Monthly fee of $15 waived by maintaining a minimum daily balance of $10,000 or linking an eligible TD Beyond or TD Complete checking account. Standard and Rate Bump APY tiers available (Rate bump requires linking an eligible TD account).
Offer: Standard APY
Qualified rate · $15 monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for TD Signature Savings Balance APY Up to $10,000 0.01% $10,000 – $25,000Your amountRate Bump APY with linked eligible TD account 0.10% $25,000 – $50,000Rate Bump APY with linked eligible TD account 0.25% $50,000 – $100,000Rate Bump APY with linked eligible TD account 0.50% $100,000 – $250,000Rate Bump APY with linked eligible TD account 2.00% $250,000 – $500,000Rate Bump APY with linked eligible TD account 2.50% $500,000 – $1,000,000Rate Bump APY with linked eligible TD account 2.50% $1,000,000 and upRate Bump APY with linked eligible TD account 2.50% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Dividends accrue daily and are paid quarterly. Requires par value of one share ($5.00) to open. Monthly service fee of $5.00 is waived with a minimum daily balance of $5.00. Requires $0.01 minimum daily balance to earn stated APY. Includes 6 fee-free foreign ATM withdrawals per month. Required to open additional credit union products.
Offer: Requires a minimum daily balance of $0.01 to earn the stated APY. $5.00 monthly service fee waived with a minimum daily balance of $5.00. Dividends compounded and credited quarterly.
0.10% interest rate · $5 monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Tiered rate savings account. To qualify for higher dividend rates/APYs, member must deposit at least $25.00 per month and enroll in e-statements (otherwise a $2/month paper statement fee applies). Non-qualifying accounts earn 0.10% dividend rate / 0.10% APY across the entire balance. Each qualifying dividend rate applies to the portion of the daily balance within each tier. Limit of one Purpose Savings account per primary member. Dividends compounded and credited monthly. No monthly maintenance fee; includes 6 fee-free foreign ATM withdrawals per month.
Offer: Rate applied to entire balance when monthly qualification requirements (at least one $25 monthly deposit and enrollment in eStatements) are not met. Dividends compounded and credited monthly.
0.10% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Exclusively available online. No monthly service charge. Interest compounded daily and credited monthly.
Offer: Minimum opening balance of $50 in new funds to First Citizens, maximum of $1,000,000, required to receive advertised APY. Variable rate subject to change. First two withdrawals or transfers per month are free, then $3 each.
Compounded daily · Balance cap $1,000,000 · No monthly fee
Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.07%–0.08% by balance
Bank · 1 branch
0.07%APY$7 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Platinum Tier Boost. Requires enrollment in Platinum Tier based on Average Eligible Balance of $500,000 or more.
Qualified rate · 0.07% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.07% $10,000 – $25,000Your amount 0.07% $25,000 – $50,000 0.07% $50,000 – $100,000 0.07% $100,000 – $250,000 0.08% $250,000 – $500,000 0.08% $500,000 – $1,000,000 0.08% $1,000,000 and up 0.08% Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.05%–0.07% by balance
Bank · 1 branch
0.06%APY$6 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Gold Tier Boost. Requires enrollment in Gold Tier based on Average Eligible Balance of $100,000 to $499,999.99.
Qualified rate · 0.06% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.06% $10,000 – $25,000Your amount 0.06% $25,000 – $50,000 0.06% $50,000 – $100,000 0.06% $100,000 – $250,000 0.07% $250,000 – $500,000 0.07% $500,000 – $1,000,000Standard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% $1,000,000 and upStandard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Rock Hill, SC
34 accounts at 10 banks and credit unions · checked Oct 6–22
- Typical
- 0.05%
- Top 10% from
- 1.00%
- Banks, typical
- 0.04%
- Credit unions, typical
- 1.00%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Charlotte, NC-SC metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Skyla Credit UnionCredit union · 13 branches
- Allegacy FinancialCredit union · 5 branches
- American Airlines Federal Credit UnionCredit union · 2 branches