Compare Bank & Credit Union Rates
Best savings rates in Florence, SC
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Florence, SC
- Sharonview Federal Credit UnionHigh-Yield Savings AccountSavings · $100 min · 0.05%–3.20% by balance
Credit union · 1 branch
3.20%APY$320 a year on $10,000with conditionsRequirements
Product: $100 minimum deposit required to open account. To earn the promoted APY on average daily balances up to $100,000, must maintain an average daily balance of $100.00 and receive at least $100.00 in aggregate ACH deposits each calendar month. No debit card access. Withdrawals in excess of 6 per month incur a $25 fee per withdrawal.
Offer: Applies to average daily balance below $100, or if monthly requirements are not met.
Qualified rate · 0.05% interest rate · Effective Aug 1, 2026
Rate by balance
Rate by balance for High-Yield Savings Account Balance APY Any balance 0.05% $100 – $100,000Your amount 3.20% $100,000 and upSubject to maintaining $100 average daily balance and $100 aggregate ACH deposits. 0.05%* Rate checked
More details - Woodforest National BankEmerald Elite AccountEmerald Elite Account · $25 min · 1.00%–3.00% by balance
Bank · 2 branches
1.00%APY$100 a year on $10,000Requirements
Product: Tiered money market account. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($25.00 fee per excessive withdrawal over 6). Includes custom wallet checks, cashier's checks, money orders, and notary services.
Offer: Emerald Elite 1st Tier. Variable interest rate calculated using daily balance method. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period.
$25 monthly fee · Effective Sep 14, 2026
Rate by balance
Rate by balance for Emerald Elite Account Balance APY Over $0Your amount 1.00% $100,000 and upEmerald Elite 2nd Tier. 1.50% $250,000 and upEmerald Elite 3rd Tier. 2.00% $500,000 and upEmerald Elite 4th Tier. 3.00% Rate checked
More details - SAFE Federal Credit UnionMoney Market CheckingMoney Market Checking · $0 min · 0.95%–2.70% by balance
Credit union · 1 branch
0.95%APY$95 a year on $10,000Requirements
Product: Membership savings account required ($5 par value). Variable-rate account; rate may change after opening. Dividends compounded and credited monthly using the Average Daily Balance method. Limit of six withdrawals per month in person or by mail request.
Offer: Minimum average daily balance to earn APY is $0.01. Rate is variable. No monthly service charges.
0.95% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Checking Balance APY Up to $25,000Your amount 0.95% $25,000 – $50,000 1.25% $50,000 – $100,000 1.65% $100,000 – $250,000 2.30% $250,000 – $500,000 2.45% Over $500,000 2.70% Rate checked
More details - Sharonview Federal Credit UnionInvestor Money MarketInvestor Money Market · 0.05%–0.75% by balance
Credit union · 1 branch
0.75%APY$75 a year on $10,000Requirements
Offer: Below $5,000 average daily balance.
0.05% interest rate
Rate by balance
Rate by balance for Investor Money Market Balance APY Any balance 0.05% $5,000 and upYour amount 0.75% Rate checked
More details - Palmetto First Federal Credit UnionMoney Market CheckingMoney Market Checking · $2,500 min · 0.50%–0.70% by balance
Credit union · 2 branches
0.60%APY$60 a year on $10,000Requirements
Product: Excess withdrawal fees could reduce earnings on account.
0.50% interest rate · Effective Jun 30, 2026
Rate by balance
Rate by balance for Money Market Checking Balance APY $2,500 – $10,000 0.50% $10,000 – $25,000Your amount 0.60% $25,000 and up 0.70% Rate checked
More details - Sharonview Federal Credit UnionMoney Market AccountMoney Market Account · $25 min · 0.05%–0.65% by balance
Credit union · 1 branch
0.40%APY$40 a year on $10,000with conditionsRequirements
Product: Membership eligibility required. $25 minimum initial deposit to open. After 6 withdrawals per month, $5.00 fee per withdrawal. Rates subject to change.
Offer: Below $500 average daily balance; earns regular share rate.
Qualified rate · 0.05% interest rate
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $500 0.05% $500 – $49,999Your amountRequires High-Yield Checking receiving at least $1,000 in monthly direct deposits, at least 10 debit card purchases per month, and active online/mobile banking login at least once each month. 0.40% $50,000 and upRequires High-Yield Checking receiving at least $1,000 in monthly direct deposits, at least 10 debit card purchases per month, and active online/mobile banking login at least once each month. 0.65% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Monthly minimum balance fee of $3.00 is waived if a balance of $200.00 or above is maintained each day in the statement period.
Offer: Tier Under $10,000. Monthly minimum balance fee of $3.00 if balance falls below $200.00 any day in the statement period.
$3 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Over $0 0.05% $10,000 and upYour amount 0.30% Rate checked
More details - Palmetto First Federal Credit UnionPrime SharesSavings · $0 min · 0.15%–0.30% by balance
Credit union · 2 branches
0.30%APY$30 a year on $10,000Requirements
Offer: Minimum balance to earn dividend: $25.00
0.15% interest rate · Effective Jun 30, 2026
Rate by balance
Rate by balance for Prime Shares Balance APY Up to $500 0.15% $500 – $5,000 0.25% $5,000 and upYour amount 0.30% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: A service charge of $6 applies if the minimum balance drops below $100 any day in the quarterly statement cycle. Four free withdrawals per quarterly statement (a $2 charge applies per debit item exceeding four per quarterly statement cycle). Unlimited deposits. Statement mailed quarterly or delivered by eStatements. Savings linked to Checking Visa Debit/ATM card for withdrawal/transfer at any ATM. Regulation D limits certain transactions to 6 per month.
Offer: Interest Rate = 0.25% Annual Percentage Yield (APY). Rates are accurate and effective as of 9/17/2026. Interest accrues daily and is paid quarterly. Minimum balance to earn interest is $100. A service charge of $6 applies if minimum balance drops below $100 any day in the quarterly statement cycle.
0.25% interest rate · Effective Sep 17, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Money market savings account with check writing flexibility. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($10.00 fee per excessive withdrawal over 6). $3.00 monthly paper statement fee avoided with eStatements.
Offer: Variable interest rate calculated using daily balance method. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period.
$10 monthly fee · Effective Sep 14, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Primary share account required for membership. Dividends/interest compounded quarterly and posted first day of following quarter. Minimum balance to earn dividends is $500. Five free withdrawals per quarter. Can be used as overdraft protection on checking at no charge.
Offer: Minimum balance to earn interest is $500. Compounded quarterly.
0.20% interest rate · Compounded quarterly · Effective Jul 1, 2022
Rate checked
More details - Sharonview Federal Credit UnionMoney Market AccountMoney Market Account · $500 min
Credit union · 1 branch
0.15%APY$15 a year on $10,000with conditionsRequirements
Product: Membership eligibility required. $25 minimum initial deposit to open. After 6 withdrawals per month, $5.00 fee per withdrawal. Rates subject to change.
Offer: With $500 minimum average daily balance; High-Yield Checking not required. Regular share APY paid on balances less than $500.
Qualified rate · 0.15% interest rate · Effective Jan 1, 2025
Rate checked
More details - Sharonview Federal Credit UnionJumbo Money Market AccountJumbo Money Market Account · $500 min · 0.05%–3.25% by balance
Credit union · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: Membership eligibility required. $500 minimum deposit to open account. Fees could reduce earnings. APY may change after account opening.
Offer: Below $500 average daily balance.
0.05% interest rate
Rate by balance
Rate by balance for Jumbo Money Market Account Balance APY Any balance 0.05% $500 and upYour amount 0.15% $100,000 and up 2.75% $250,000 and up 3.25% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Secondary savings account option. Variable rate account. Dividends compounded daily and credited monthly using the daily balance computation method. Only one withdrawal permitted per month; a $1.00 fee applies to each withdrawal exceeding the monthly limit. Six Regulation D transfers permitted per month. Insured up to $250,000 by NCUA.
Offer: Dividends compounded daily and credited monthly using the daily balance computation method. Only one withdrawal permitted per month ($1 fee per additional withdrawal). Minimum balance to earn dividends is $0.01.
0.15% interest rate · Compounded daily · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Considered starting point for savings; establishes membership and voting rights in credit union. Start with minimum deposit of $5.00 and earn dividends (calculated daily, paid monthly) with minimum balance of $5.00. May be used as collateral for Share Loan or Overdraft Protection for checking. Dividends calculated by the daily balance method.
Offer: Minimum balance of $5.00 to obtain APY. Dividends calculated daily, paid monthly.
0.10% interest rate · Effective Aug 17, 2022
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Florence, SC
35 accounts at 13 banks and credit unions · checked Oct 22
- Typical
- 0.10%
- Top 10% from
- 0.69%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.15%
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Florence, SC metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Nucor Employee's Credit UnionCredit union · 2 branches
- South Carolina State Credit UnionCredit union · 1 branch