Credit union · NCUA insured
Pee Dee FCU
A $41.1M credit union headquartered in Florence, SC, with 4,714 members and 1 branch in South Carolina. Best rates: CDs 0.75% and savings 0.20% APY.
Pee Dee FCU Carrot Score
60
Carrot Score
Higher than 2% of U.S. banks and credit unions
#14 of 15 in Florence, SC metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Pee Dee FCU
Based in Florence, South Carolina, Pee Dee Federal Credit Union was originally established to serve the financial needs of Florence Public Schools, District 1.
After operating from Poynor Junior High School and the Investors Bank Building, the credit union moved to its West Pine Street location in 1987 and was granted a community charter in 2002.
- Headquarters
- 305 W Pine St, Florence, SC 29501
- NCUA charter
- 22530
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, or attends school in Florence County.
Family and household
- Immediate family members of credit union members are eligible to join.
Cost to join
- Opening membership requires depositing $5 into a savings account.
Branches
1 branch in South Carolina
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South Carolina
1 branch
- Main@305 W Pine StMain office305 W Pine St, Florence, SC 29501Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 24.85% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.39% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.80% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $63 | $59 | — |
- CapitalNet worth ratio24.85%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.39%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.80%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$63Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Pee Dee FCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.