Compare Bank & Credit Union Rates
Best savings rates in Warwick, RI
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Warwick, RI
- 0.15%APY$15 a year on $10,000
Requirements
Product: Requires a $5.00 minimum deposit to open and join Wave. No monthly fees. Monthly/quarterly statements.
0.15% interest rate · No monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: No minimum daily balance required. If the account is closed before the interest is posted, you will not receive the accrued interest. Account type is only available in-branch.
Offer: Tier 1. No minimum daily balance required. If the account is closed before the interest is posted, you will not receive accrued interest. Available in-branch.
0.15% interest rate · Effective Aug 31, 2026
Rate by balance
Rate by balance for Statement Savings Balance APY $25 and upYour amount 0.15% $25,000 and upTier 2. 0.20% $75,000 and upTier 3. 0.25% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: A balance of $5.00 is required to maintain the account and earn the APY. Interest compounded monthly and credited monthly. ATM cards available.
Offer: Minimum deposit/balance of $5.00 required to maintain the account and earn APY. Interest compounded and credited monthly.
0.15% interest rate · Compounded monthly · Effective Jan 1, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: To become a member and use credit union services, must open a Share Account with a maintained $5.00 balance. Minimum opening deposit of $5.00 required. Dividends compounded and paid quarterly.
Offer: Minimum deposit of $10.00 is required to earn APY. Dividends paid quarterly.
0.15% interest rate · Effective Jan 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Monthly fee of $15 waived by maintaining a minimum daily balance of $10,000 or linking an eligible TD Beyond or TD Complete checking account. Standard and Rate Bump APY tiers available (Rate bump requires linking an eligible TD account).
Offer: Standard APY
Qualified rate · $15 monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for TD Signature Savings Balance APY Up to $10,000 0.01% $10,000 – $25,000Your amountRate Bump APY with linked eligible TD account 0.10% $25,000 – $50,000Rate Bump APY with linked eligible TD account 0.25% $50,000 – $100,000Rate Bump APY with linked eligible TD account 0.50% $100,000 – $250,000Rate Bump APY with linked eligible TD account 2.00% $250,000 – $500,000Rate Bump APY with linked eligible TD account 2.50% $500,000 – $1,000,000Rate Bump APY with linked eligible TD account 2.50% $1,000,000 and upRate Bump APY with linked eligible TD account 2.50% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Minimum opening deposit and average daily balance of $1,000 required. Withdrawals allowed at any time. No monthly service charge.
Offer: Minimum average daily balance of $1,000.00 to earn stated APY.
0.10% interest rate · No monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Required minimum deposit balance of $10.00 is required to earn APY. Interest paid and compounded monthly. Rate and APY may change after account is opened at any time without notice.
Offer: Required minimum deposit balance of $10.00 is required to earn APY.
0.09% interest rate · Compounded monthly
Rate checked
More details - BankFiveHigh Option Money MarketHigh Option Money Market · $100 min · 0.10%–0.15% by balance
Bank · 1 branch
0.10%APY$10 a year on $10,000Requirements
Offer: Tier 4: Applies to daily balance of $100.00 to $4,999.99. Rate is paid on the entire balance in the account.
0.10% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for High Option Money Market Balance APY $100 – $5,000 0.10% $5,000 – $25,000Your amount 0.10% $25,000 – $50,000 0.10% $50,000 and up 0.15% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Accessible via ATM; interest credited monthly.
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Interest compounded and paid quarterly.
Offer: Minimum deposit of $5.00 to earn APY. Interest paid quarterly.
0.10% interest rate · Effective Jan 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Monthly fee of $15 waived by maintaining a minimum daily balance of $10,000 or linking an eligible TD Beyond or TD Complete checking account. Standard and Rate Bump APY tiers available (Rate bump requires linking an eligible TD account).
Offer: Standard APY
Qualified rate · $15 monthly fee · Effective Oct 3, 2026
Rate checked
More details - BankNewportMoney Market SavingsMoney Market Savings · $2,500 min · 0.02%–0.20% by balance
Bank · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Monthly maintenance service charge of $10.00 if daily balance falls below $2,500.00 any day of the month in a statement cycle.
Offer: Tier 1 daily balance $2,500.00 - $9,999.99. Monthly maintenance service charge of $10.00 if minimum balance falls below $2,500.00 any day of the month in a statement cycle.
$10 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY $2,500 – $10,000 0.02% $10,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.10% $50,000 – $75,000 0.15% $75,000 and up 0.20% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: If the daily balance falls below $100.00 a monthly maintenance service charge of $3.00 will be charged. Customers under age 18 or age 62 and over may have one Statement Savings account with no maintenance service charge.
Offer: Tier 1 rate. Monthly maintenance fee of $3.00 charged if daily balance falls below $100.00; fee waived for customers under age 18 or age 62 and over (limit one account).
$3 monthly fee · Effective Oct 21, 2026
Rate checked
More details - Washington TrustFreedom Statement SavingsSavings · $25 min · 0.00%–0.05% by balance
Bank · 2 branches
0.05%APY$5 a year on $10,000Requirements
Product: Minimum balance of $300.00 average collected daily balance required to avoid monthly service charge of $3.00. No fee assessed if Tax Reported Owner is under age 21 or age 62 and older.
Offer: Monthly fee of $3.00 waived with $300 average collected daily balance or if owner is under 21 or 62+.
0.00% interest rate · $3 monthly fee · Effective Jul 13, 2026
Rate by balance
Rate by balance for Freedom Statement Savings Balance APY Up to $2,500 0.00% $2,500 – $25,000Your amount 0.05% $25,000 – $50,000 0.05% $50,000 – $250,000 0.05% $250,000 – $1,000,000 0.05% $1,000,000 and up 0.05% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Must be 18 years of age or older and a legal resident of Massachusetts. One penalty-free withdrawal per month; $5.00 withdrawal service charge for second and third withdrawals; fourth withdrawal forfeits monthly drawing eligibility.
0.05% interest rate · Effective Oct 15, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Warwick, RI
46 accounts at 17 banks and credit unions · checked Oct 5–22
- Typical
- 0.10%
- Top 10% from
- 1.93%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.25%
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Providence, RI-MA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Shoreham BankBank · 3 branches
- Coastal1 Credit UnionCredit union · 19 branches
- Ocean State Credit UnionCredit union · 6 branches