Compare Bank & Credit Union Rates
Best savings rates in Newport, RI
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Newport, RI
- 3.20%APY$320 a year on $10,000with conditions
Requirements
Product: Requires having a Beacon Bank checking account with an ownership relationship. Variable premium interest rate. Fees may reduce earnings.
Offer: Variable premium interest rate subject to change without notice. Requires an ownership relationship on a Beacon Bank checking account.
Qualified rate · Effective Sep 18, 2026
Rate checked
More details - People's Credit UnionSelect Reserve Money Market AccountSelect Reserve Money Market Account · $2,500 min
Credit union · 1 branch
3.00%APY$300 a year on $10,000with conditionsRequirements
Product: For members with an excess of $250,000 on deposit at People’s Credit Union. Must maintain a minimum daily balance of $2,500.00 to obtain the disclosed Annual Percentage Yield (APY).
Offer: For members with an excess of $250,000 on deposit at People’s Credit Union. Must maintain a minimum daily balance of $2,500.00 to obtain the disclosed Annual Percentage Yield (APY).
Qualified rate
Rate checked
More details - People's Credit UnionMax Yield Money MarketMax Yield Money Market · $2,500 min · 2.00%–2.50% by balance
Credit union · 1 branch
2.00%APY$200 a year on $10,000with conditionsRequirements
Product: To open a new Max Yield Money Market account, you must currently have an active Max Yield Checking account. Must maintain a minimum daily balance of $2,500.00 to avoid the $10.00 service charge and to obtain the disclosed APY. If the checking account is closed at any time of the month, the account will pay the current Personal Money Market rate of interest.
Offer: Must maintain a minimum daily balance of $2,500.00 to avoid the $10.00 service charge and to obtain the disclosed APY. Must have an active Max Yield Checking Account to obtain the higher rate of interest.
Qualified rate · $10 monthly fee · Effective Oct 22, 2026
Rate by balance
Rate by balance for Max Yield Money Market Balance APY $2,500 and upYour amount 2.00% $50,000 and up 2.25% $500,000 and up 2.50% Rate checked
More details - Centreville BankHigh Yield Savings AccountSavings · $10,000 min · 2.00%–2.50% by balance
Bank · 1 branch
2.00%APY$200 a year on $10,000intro rateRequirements
Product: Requires a minimum of $10,000 in New Money (funds not on deposit with Centreville Bank within the last 30 days) to open. Limited time offer. Avoid $5 monthly maintenance fee by maintaining a minimum daily balance of $1,000.
Offer: Requires minimum $10,000 New Money to open. Avoid $5.00 monthly maintenance fee by maintaining a minimum daily balance of $1,000.
Promotional rate · $5 monthly fee
Rate by balance
Rate by balance for High Yield Savings Account Balance APY $2,500 – $50,000Your amount 2.00% $50,000 – $100,000 2.25% $100,000 and up 2.50% Rate checked
More details - Centreville BankPersonal Premium Money MarketPersonal Premium Money Market · $10,000 min · 1.20%–2.30% by balance
Bank · 1 branch
1.20%APY$120 a year on $10,000Requirements
Product: High-yield savings benefits combined with check-writing capabilities. Opening deposit of $10,000 required. Monthly maintenance fee of $10 imposed if balance falls below $10,000 any day of the statement cycle. Rate may change after account is opened.
Offer: Tier 1. Rate may change after the account is opened. Monthly maintenance fee of $10.00 will be imposed if the balance falls below $10,000 any day of the statement cycle.
$10 monthly fee
Rate by balance
Rate by balance for Personal Premium Money Market Balance APY $10,000 – $25,000Your amount 1.20% $25,000 – $50,000Tier 2. 1.40% $50,000 – $100,000Tier 3. 1.60% $100,000 – $250,000Tier 4. 1.80% $250,000 – $500,000Tier 5. 2.05% $500,000 and upTier 6. 2.30% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: A Membership Savings Account with a $5 minimum is required to establish and maintain membership. Additional Share Savings Accounts do not require the $5 minimum. Navy Federal does not charge monthly maintenance fees on savings accounts.
Offer: Compounded and credited monthly. A Membership Savings Account with a $5 minimum is required to establish and maintain membership. Additional Share Savings Accounts do not require the $5 minimum. Rates on variable-rate accounts could change after account opening. Fees may reduce earnings.
0.25% interest rate · No monthly fee · Effective Oct 22, 2026
Rate checked
More details - BayCoast BankConsumer Money MarketConsumer Money Market · $1,000 min · 0.10%–0.20% by balance
Bank · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Rate may change after the account is opened. Interest is compounded and credited monthly. Maintenance or activity fees may reduce earnings. Monthly maintenance service charge of $5 waived if an average daily balance of $1,000 is maintained.
Offer: Tier 1. Monthly maintenance service charge of $5 waived if maintain average daily balance of $1,000.
0.10% interest rate · $5 monthly fee · Effective Sep 29, 2026
Rate by balance
Rate by balance for Consumer Money Market Balance APY $1,000 and up 0.10% $10,000 and upYour amountTier 2. 0.10% $50,000 and upTier 3. 0.15% $100,000 and upTier 4. 0.20% $250,000 and upTier 5. 0.20% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: No monthly maintenance service charge if average daily balance of $10.00 is maintained. Free 24 hour banking with Telephone Banking and Online Banking.
Offer: Interest compounded and credited monthly on balances of $10.00 or more.
0.10% interest rate · No monthly fee · Effective Sep 29, 2026
Rate checked
More details - People's Credit UnionPersonal Money MarketPersonal Money Market · $2,500 min · 0.05%–0.25% by balance
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Must maintain a minimum daily balance of $2,500.00 to avoid the $10.00 service charge and to obtain the disclosed APY.
Offer: Must maintain a minimum daily balance of $2,500.00 to avoid the $10.00 service charge and to obtain the disclosed APY.
$10 monthly fee · Effective Oct 22, 2026
Rate by balance
Rate by balance for Personal Money Market Balance APY $2,500 and upYour amount 0.05% $25,000 and up 0.10% $50,000 and up 0.15% $75,000 and up 0.25% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Establish a membership at and ownership in People's Credit Union by opening a Basic Savings Account. Requires $5 to open. Earn interest and pay no monthly service charge.
No monthly fee · Effective Oct 14, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: $5.00 monthly maintenance fee waived if daily balance of $100.00 or more is maintained, or if tax reporting owner is age 18 and under or 65 and over.
Offer: Must maintain minimum daily balance of $100.00 to earn APY. Monthly maintenance fee of $5.00 waived if minimum daily balance of $100.00 is maintained or if tax reporting owner is age 18 and under or 65 and over.
$5 monthly fee
Rate checked
More details - Centreville BankPersonal Plus Savings AccountSavings · $2,500 min · 0.05%–0.10% by balance
Bank · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: A monthly maintenance fee of $5.00 is imposed if the balance falls below $1,000 any day of the statement cycle.
Offer: Must maintain a minimum daily balance of $2,500 to earn interest. $5.00 monthly maintenance fee if daily balance falls below $1,000 on any day of the statement cycle.
$5 monthly fee
Rate by balance
Rate by balance for Personal Plus Savings Account Balance APY $2,500 – $50,000Your amount 0.05% $50,000 – $100,000 0.05% $100,000 and up 0.10% Rate checked
More details - Citizens BankCitizens Private Client® Money MarketCitizens Private Client® Money Market · $0 min · 0.03%–3.50% by balance
Bank · 2 branches
0.03%APY$3 a year on $10,000Requirements
Product: Rates apply to new accounts and may not apply to existing accounts. Variable APY subject to change daily. Rates accurate for Rhode Island (ZIP 02903).
Offer: Preferred Rate; Preferred Rates require $25,000 not currently on deposit with Citizens.
Effective Sep 25, 2026
Rate by balance
Rate by balance for Citizens Private Client® Money Market Balance APY Up to $9,999 0.03% $10,000 – $24,999Your amount 0.03% $25,000 – $49,999 3.50% $50,000 – $99,999 3.50% $100,000 – $249,999 3.50% $250,000 – $499,999 3.50% $500,000 – $999,999 3.50% $1,000,000 – $2,999,999 3.50% $3,000,000 and up 3.50% Rate checked
More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Earn Premier relationship rates when you link the account to a qualifying checking account (Chase Premier Plus Checking, Chase Sapphire Checking, Chase Private Client Checking, J.P. Morgan Private Client Checking Plus, or J.P. Morgan Classic Checking) and make at least 5 customer-initiated transactions in a monthly statement period using your linked checking account. $25 monthly service fee waived with $15,000+ beginning day balance or linked qualifying checking account.
Offer: Relationship rate: requires linked qualifying checking account and at least 5 customer-initiated transactions in a monthly statement period. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account.
Qualified rate · 0.02% interest rate · $25 monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: $5 monthly service fee waived with ONE of: $300+ beginning day balance, $25+ repeating automatic transfers/Autosave from personal Chase checking, link to qualifying checking, link to Chase College Checking enrolled in Overdraft Protection, or account owner under age 25. Fee waived for first two statement periods on new/converted accounts.
Offer: $5 monthly service fee waived with $300+ daily balance, $25+ Autosave transfers, qualifying linked checking, linked Chase College Checking with Overdraft Protection, or owner under age 25.
0.01% interest rate · $5 monthly fee · Effective Oct 2, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Newport, RI
19 accounts at 7 banks and credit unions · checked Oct 3–22
- Typical
- 0.05%
- Top 10% from
- 2.20%
- Banks, typical
- 0.04%
- Credit unions, typical
- 0.25%
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Providence, RI-MA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Shoreham BankBank · 3 branches
- Coastal1 Credit UnionCredit union · 19 branches
- Ocean State Credit UnionCredit union · 6 branches