Bank · FDIC insured
Shoreham Bank Savings Rates
Top CarrotShoreham Bank’s best savings rate is 0.15% APY on $10,000, with its Statement Savings. Rates checked October 22, 2026.
How Shoreham Bank’s savings rates compare
Compared with banks and credit unions near Providence, RI-MA, where Shoreham Bank has the most branches. $10,000, best rate first.
This bank’s best
Shoreham Bank
0.15%APY
- Requires
- None
- Minimum
- $25
- Earns on $10,000 a year
- $15
Statement Savings
Top rate
St. Anne's Credit Union
4.95%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $495
2nd-highest rate
Alltrust Credit Union
4.00%APY
- Requires
- Monthly account activity
- Minimum
- $25
- Earns on $10,000 a year
- $400
Shoreham Bank savings score
70
Savings score
Higher than 26% of U.S. banks and credit unions
- $1,000 balance$1,0000.15%
- $10,000 balance$10,0000.15%
- $100,000 balance$100,0003.60%
- QualifiedQualified0.15%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Shoreham Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Soaring Savings
3.60%APY
Minimum daily balance is required during each monthly cycle period to earn interest. Account type is only available in-branch.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25,000 and upMinimum daily balance is required during each monthly cycle period to earn interest. Minimum of $25,000 to earn APY. Available in-branch.$25,000 and up | 3.60% | — | Minimum daily balance is required during each monthly cycle period to earn interest. Minimum of $25,000 to earn APY. Available in-branch. |
Sources (3)
- shoreham.bank
- shoreham.bank/banking/accounts/savings-accounts
- shoreham.bank/banking/accounts/deposit-rates
All captured Sep 16, 2026
Statement Savings
0.15%APY
No minimum daily balance required. If the account is closed before the interest is posted, you will not receive the accrued interest. Account type is only available in-branch.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upTier 1. No minimum daily balance required. If the account is closed before the interest is posted, you will not receive accrued interest. Available in-branch. | 0.15% | $15 | Tier 1. No minimum daily balance required. If the account is closed before the interest is posted, you will not receive accrued interest. Available in-branch. |
| $25,000 and upTier 2. No minimum daily balance required. If the account is closed before the interest is posted, you will not receive accrued interest. Available in-branch. | 0.20% | — | Tier 2. No minimum daily balance required. If the account is closed before the interest is posted, you will not receive accrued interest. Available in-branch. |
| $75,000 and upTier 3. No minimum daily balance required. If the account is closed before the interest is posted, you will not receive accrued interest. Available in-branch. | 0.25% | — | Tier 3. No minimum daily balance required. If the account is closed before the interest is posted, you will not receive accrued interest. Available in-branch. |
Sources (2)
All captured Sep 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.