Compare Bank & Credit Union Rates
Best savings rates in Woonsocket, RI
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Woonsocket, RI
- 3.20%APY$320 a year on $10,000with conditions
Requirements
Product: Requires having a Beacon Bank checking account with an ownership relationship. Variable premium interest rate. Fees may reduce earnings.
Offer: Variable premium interest rate subject to change without notice. Requires an ownership relationship on a Beacon Bank checking account.
Qualified rate · Effective Sep 18, 2026
Rate checked
More details - Navigant Credit UnionCompass Money MarketCompass Money Market · $2,500 min · 0.15%–2.60% by balance
Credit union · 1 branch
2.45%APY$245 a year on $10,000Requirements
Product: Minimum balance to open is $2,500. Daily balance must be maintained at $2,500 to avoid a $10 low-balance fee. Rates may change after account opening.
Offer: Tier 1
Rate by balance
Rate by balance for Compass Money Market Balance APY Up to $5,000 0.15% $5,000 – $10,000Tier 2 0.15% $10,000 – $50,000Your amountTier 3 2.45% $50,000 and upTier 4 2.60% Rate checked
More details - Wave Federal Credit UnionMoney Market Savings AccountMoney Market Savings Account · $2,000 min · 0.75%–1.50% by balance
Credit union · 1 branch
0.85%APY$85 a year on $10,0000.75% interest rate · Effective Oct 2, 2026
Rate by balance
Rate by balance for Money Market Savings Account Balance APY $2,000 – $9,999 0.75% $10,000 – $24,999Your amount 0.85% $25,000 – $49,999 1.00% $50,000 and up 1.50% Rate checked
More details - 0.75%APY$75 a year on $10,000with conditions
Requirements
Product: Must have an active EZ Interest Checking Account.
Offer: Must have an active EZ Interest Checking Account. $2,500 minimum balance to waive $10 monthly fee.
Qualified rate · 0.75% interest rate · $10 monthly fee · Effective Sep 30, 2026
Rate by balance
Rate by balance for EZ Choice Savings Balance APY Up to $25,000Your amount 0.75% $25,000 and up 1.50% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Requires receiving electronic statements (E-Statements) instead of paper statements. No monthly fees. Low $5 minimum balance.
Offer: Requires electronic statements instead of paper statements.
0.25% interest rate · No monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Requires a $5.00 minimum deposit to open and join Wave. No monthly fees. Monthly/quarterly statements.
0.15% interest rate · No monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Dividends posted quarterly, calculated on average daily balance. Statements mailed quarterly. ATM accessible account, direct deposit, can be used for overdraft protection. Dividends paid on $5.00 or more.
Offer: Minimum balance of $5.00 required. Dividends paid on $5.00 or more.
0.10% interest rate · No monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Statements mailed quarterly, dividends posted quarterly, calculated on average daily balance. Not an ATM accessible account. Direct deposit, can be used for overdraft protection.
Offer: No minimum balance required.
0.10% interest rate
Rate checked
More details - Blackstone River FCUMoney Market Savings AccountMoney Market Savings Account
Credit union · 2 branches
0.10%APY$10 a year on $10,000Requirements
Product: No service charge fees. Statements mailed out on quarterly basis. Dividends calculated on average daily balance; dividend posted monthly. Not an ATM accessible account. Direct deposit available. Can be used for overdraft protection.
0.10% interest rate · No monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Required minimum deposit balance of $10.00 is required to earn APY. Interest paid and compounded monthly. Rate and APY may change after account is opened at any time without notice.
Offer: Required minimum deposit balance of $10.00 is required to earn APY.
0.09% interest rate · Compounded monthly
Rate checked
More details - Milford FederalMoney Market Checking AccountsMoney Market Checking Accounts · $50 min · 0.05%–0.10% by balance
Bank · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: With earnings rates at higher money market levels, this account is ideal for individuals with higher balances desiring to maintain a high level of liquidity. Minimum to open $10.
Offer: Minimum to avoid monthly service charge $2,500.00.
0.05% interest rate · $10 monthly fee · Effective Sep 30, 2026
Rate by balance
Rate by balance for Money Market Checking Accounts Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.10% $25,000 – $50,000 0.10% $50,000 – $75,000 0.10% $75,000 and up 0.10% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Offer: Minimum balance to open is $1.00; minimum balance to obtain disclosed APY is $10.00.
0.05% interest rate · No monthly fee · Effective Sep 30, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Must have passbook to make a withdrawal at the branch.
Offer: Must have passbook to make a withdrawal at the branch.
0.05% interest rate · No monthly fee · Effective Sep 30, 2026
Rate checked
More details - 0.04%APY$4 a year on $10,000
Requirements
Product: Variable rate savings account. $8.00 monthly maintenance fee waived for the first 6 months for new accounts; thereafter waived by maintaining a minimum daily balance of $500 or more, owning a Bank of America Advantage Relationship Banking account, having an account owner under age 25, or being enrolled in BofA Rewards at Preferred Plus, Preferred Honors, or Premier tier. No Overdraft Item Fees. Paper check writing is not permitted. Online new account opening limit is $250,000.
Offer: Standard rate for balances less than $5,000. Variable rate. Applicable to Western North Carolina. $8.00 monthly fee with waiver options ($500 minimum daily balance, owner under 25, Advantage Relationship Banking, or qualifying BofA Rewards tier; fee waived first 6 months for new accounts).
0.04% interest rate · $8 monthly fee · Effective Oct 5, 2026
Rate checked
More details - Citizens BankCitizens Private Client® Money MarketCitizens Private Client® Money Market · $0 min · 0.03%–3.50% by balance
Bank · 1 branch
0.03%APY$3 a year on $10,000Requirements
Product: Rates apply to new accounts and may not apply to existing accounts. Variable APY subject to change daily. Rates accurate for Rhode Island (ZIP 02903).
Offer: Preferred Rate; Preferred Rates require $25,000 not currently on deposit with Citizens.
Effective Sep 25, 2026
Rate by balance
Rate by balance for Citizens Private Client® Money Market Balance APY Up to $9,999 0.03% $10,000 – $24,999Your amount 0.03% $25,000 – $49,999 3.50% $50,000 – $99,999 3.50% $100,000 – $249,999 3.50% $250,000 – $499,999 3.50% $500,000 – $999,999 3.50% $1,000,000 – $2,999,999 3.50% $3,000,000 and up 3.50% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Woonsocket, RI
16 accounts at 7 banks and credit unions · checked Oct 3–22
- Typical
- 0.10%
- Top 10% from
- 1.65%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.13%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Providence, RI-MA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Shoreham BankBank · 3 branches
- Coastal1 Credit UnionCredit union · 19 branches
- Ocean State Credit UnionCredit union · 6 branches