Compare Bank & Credit Union Rates
Best savings rates in Middletown, RI
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Middletown, RI
- 3.20%APY$320 a year on $10,000with conditions
Requirements
Product: Requires having a Beacon Bank checking account with an ownership relationship. Variable premium interest rate. Fees may reduce earnings.
Offer: Variable premium interest rate subject to change without notice. Requires an ownership relationship on a Beacon Bank checking account.
Qualified rate · Effective Sep 18, 2026
Rate checked
More details - People's Credit UnionSelect Reserve Money Market AccountSelect Reserve Money Market Account · $2,500 min
Credit union · 1 branch
3.00%APY$300 a year on $10,000with conditionsRequirements
Product: For members with an excess of $250,000 on deposit at People’s Credit Union. Must maintain a minimum daily balance of $2,500.00 to obtain the disclosed Annual Percentage Yield (APY).
Offer: For members with an excess of $250,000 on deposit at People’s Credit Union. Must maintain a minimum daily balance of $2,500.00 to obtain the disclosed Annual Percentage Yield (APY).
Qualified rate
Rate checked
More details - People's Credit UnionMax Yield Money MarketMax Yield Money Market · $2,500 min · 2.00%–2.50% by balance
Credit union · 1 branch
2.00%APY$200 a year on $10,000with conditionsRequirements
Product: To open a new Max Yield Money Market account, you must currently have an active Max Yield Checking account. Must maintain a minimum daily balance of $2,500.00 to avoid the $10.00 service charge and to obtain the disclosed APY. If the checking account is closed at any time of the month, the account will pay the current Personal Money Market rate of interest.
Offer: Must maintain a minimum daily balance of $2,500.00 to avoid the $10.00 service charge and to obtain the disclosed APY. Must have an active Max Yield Checking Account to obtain the higher rate of interest.
Qualified rate · $10 monthly fee · Effective Oct 22, 2026
Rate by balance
Rate by balance for Max Yield Money Market Balance APY $2,500 and upYour amount 2.00% $50,000 and up 2.25% $500,000 and up 2.50% Rate checked
More details - Centreville BankHigh Yield Savings AccountSavings · $10,000 min · 2.00%–2.50% by balance
Bank · 1 branch
2.00%APY$200 a year on $10,000intro rateRequirements
Product: Requires a minimum of $10,000 in New Money (funds not on deposit with Centreville Bank within the last 30 days) to open. Limited time offer. Avoid $5 monthly maintenance fee by maintaining a minimum daily balance of $1,000.
Offer: Requires minimum $10,000 New Money to open. Avoid $5.00 monthly maintenance fee by maintaining a minimum daily balance of $1,000.
Promotional rate · $5 monthly fee
Rate by balance
Rate by balance for High Yield Savings Account Balance APY $2,500 – $50,000Your amount 2.00% $50,000 – $100,000 2.25% $100,000 and up 2.50% Rate checked
More details - Centreville BankPersonal Premium Money MarketPersonal Premium Money Market · $10,000 min · 1.20%–2.30% by balance
Bank · 1 branch
1.20%APY$120 a year on $10,000Requirements
Product: High-yield savings benefits combined with check-writing capabilities. Opening deposit of $10,000 required. Monthly maintenance fee of $10 imposed if balance falls below $10,000 any day of the statement cycle. Rate may change after account is opened.
Offer: Tier 1. Rate may change after the account is opened. Monthly maintenance fee of $10.00 will be imposed if the balance falls below $10,000 any day of the statement cycle.
$10 monthly fee
Rate by balance
Rate by balance for Personal Premium Money Market Balance APY $10,000 – $25,000Your amount 1.20% $25,000 – $50,000Tier 2. 1.40% $50,000 – $100,000Tier 3. 1.60% $100,000 – $250,000Tier 4. 1.80% $250,000 – $500,000Tier 5. 2.05% $500,000 and upTier 6. 2.30% Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Monthly fee of $15 waived by maintaining a minimum daily balance of $10,000 or linking an eligible TD Beyond or TD Complete checking account. Standard and Rate Bump APY tiers available (Rate bump requires linking an eligible TD account).
Offer: Standard APY
Qualified rate · $15 monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for TD Signature Savings Balance APY Up to $10,000 0.01% $10,000 – $25,000Your amountRate Bump APY with linked eligible TD account 0.10% $25,000 – $50,000Rate Bump APY with linked eligible TD account 0.25% $50,000 – $100,000Rate Bump APY with linked eligible TD account 0.50% $100,000 – $250,000Rate Bump APY with linked eligible TD account 2.00% $250,000 – $500,000Rate Bump APY with linked eligible TD account 2.50% $500,000 – $1,000,000Rate Bump APY with linked eligible TD account 2.50% $1,000,000 and upRate Bump APY with linked eligible TD account 2.50% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Monthly fee of $15 waived by maintaining a minimum daily balance of $10,000 or linking an eligible TD Beyond or TD Complete checking account. Standard and Rate Bump APY tiers available (Rate bump requires linking an eligible TD account).
Offer: Standard APY
Qualified rate · $15 monthly fee · Effective Oct 3, 2026
Rate checked
More details - BankNewportMoney Market SavingsMoney Market Savings · $2,500 min · 0.02%–0.20% by balance
Bank · 2 branches
0.05%APY$5 a year on $10,000Requirements
Product: Monthly maintenance service charge of $10.00 if daily balance falls below $2,500.00 any day of the month in a statement cycle.
Offer: Tier 1 daily balance $2,500.00 - $9,999.99. Monthly maintenance service charge of $10.00 if minimum balance falls below $2,500.00 any day of the month in a statement cycle.
$10 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY $2,500 – $10,000 0.02% $10,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.10% $50,000 – $75,000 0.15% $75,000 and up 0.20% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: If the daily balance falls below $100.00 a monthly maintenance service charge of $3.00 will be charged. Customers under age 18 or age 62 and over may have one Statement Savings account with no maintenance service charge.
Offer: Tier 1 rate. Monthly maintenance fee of $3.00 charged if daily balance falls below $100.00; fee waived for customers under age 18 or age 62 and over (limit one account).
$3 monthly fee · Effective Oct 21, 2026
Rate checked
More details - People's Credit UnionPersonal Money MarketPersonal Money Market · $2,500 min · 0.05%–0.25% by balance
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Must maintain a minimum daily balance of $2,500.00 to avoid the $10.00 service charge and to obtain the disclosed APY.
Offer: Must maintain a minimum daily balance of $2,500.00 to avoid the $10.00 service charge and to obtain the disclosed APY.
$10 monthly fee · Effective Oct 22, 2026
Rate by balance
Rate by balance for Personal Money Market Balance APY $2,500 and upYour amount 0.05% $25,000 and up 0.10% $50,000 and up 0.15% $75,000 and up 0.25% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Establish a membership at and ownership in People's Credit Union by opening a Basic Savings Account. Requires $5 to open. Earn interest and pay no monthly service charge.
No monthly fee · Effective Oct 14, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: $5.00 monthly maintenance fee waived if daily balance of $100.00 or more is maintained, or if tax reporting owner is age 18 and under or 65 and over.
Offer: Must maintain minimum daily balance of $100.00 to earn APY. Monthly maintenance fee of $5.00 waived if minimum daily balance of $100.00 is maintained or if tax reporting owner is age 18 and under or 65 and over.
$5 monthly fee
Rate checked
More details - Centreville BankPersonal Plus Savings AccountSavings · $2,500 min · 0.05%–0.10% by balance
Bank · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: A monthly maintenance fee of $5.00 is imposed if the balance falls below $1,000 any day of the statement cycle.
Offer: Must maintain a minimum daily balance of $2,500 to earn interest. $5.00 monthly maintenance fee if daily balance falls below $1,000 on any day of the statement cycle.
$5 monthly fee
Rate by balance
Rate by balance for Personal Plus Savings Account Balance APY $2,500 – $50,000Your amount 0.05% $50,000 – $100,000 0.05% $100,000 and up 0.10% Rate checked
More details - 0.04%APY$4 a year on $10,000
Requirements
Product: Variable rate savings account. $8.00 monthly maintenance fee waived for the first 6 months for new accounts; thereafter waived by maintaining a minimum daily balance of $500 or more, owning a Bank of America Advantage Relationship Banking account, having an account owner under age 25, or being enrolled in BofA Rewards at Preferred Plus, Preferred Honors, or Premier tier. No Overdraft Item Fees. Paper check writing is not permitted. Online new account opening limit is $250,000.
Offer: Standard rate for balances less than $5,000. Variable rate. Applicable to Western North Carolina. $8.00 monthly fee with waiver options ($500 minimum daily balance, owner under 25, Advantage Relationship Banking, or qualifying BofA Rewards tier; fee waived first 6 months for new accounts).
0.04% interest rate · $8 monthly fee · Effective Oct 5, 2026
Rate checked
More details - Citizens BankCitizens Private Client® Money MarketCitizens Private Client® Money Market · $0 min · 0.03%–3.50% by balance
Bank · 1 branch
0.03%APY$3 a year on $10,000Requirements
Product: Rates apply to new accounts and may not apply to existing accounts. Variable APY subject to change daily. Rates accurate for Rhode Island (ZIP 02903).
Offer: Preferred Rate; Preferred Rates require $25,000 not currently on deposit with Citizens.
Effective Sep 25, 2026
Rate by balance
Rate by balance for Citizens Private Client® Money Market Balance APY Up to $9,999 0.03% $10,000 – $24,999Your amount 0.03% $25,000 – $49,999 3.50% $50,000 – $99,999 3.50% $100,000 – $249,999 3.50% $250,000 – $499,999 3.50% $500,000 – $999,999 3.50% $1,000,000 – $2,999,999 3.50% $3,000,000 and up 3.50% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Middletown, RI
22 accounts at 8 banks and credit unions · checked Oct 6–22
- Typical
- 0.05%
- Top 10% from
- 2.00%
- Banks, typical
- 0.05%
- Credit unions, typical
- 1.03%
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Providence, RI-MA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
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