Bank · FDIC insured
BankNewport Savings Rates
BankNewport’s best savings rate is 0.05% APY on $10,000, with its Money Market Savings. Rates checked October 22, 2026.
How BankNewport’s savings rates compare
Compared with banks and credit unions near Providence, RI-MA, where BankNewport has the most branches. $10,000, best rate first.
This bank’s best
BankNewport
0.05%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $5
Money Market Savings
Top rate
St. Anne's Credit Union
4.95%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $495
2nd-highest rate
Alltrust Credit Union
4.00%APY
- Requires
- Monthly account activity
- Minimum
- $25
- Earns on $10,000 a year
- $400
BankNewport savings score
62
Savings score
Higher than 6% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.05%
- $100,000 balance$100,0000.20%
- QualifiedQualified0.05%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where BankNewport ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market Savings
0.05%APY
Monthly maintenance service charge of $10.00 if daily balance falls below $2,500.00 any day of the month in a statement cycle.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 – $10,000Tier 1 daily balance $2,500.00 - $9,999.99. Monthly maintenance service charge of $10.00 if minimum balance falls below $2,500.00 any day of the month in a statement cycle. | 0.02% | — | Tier 1 daily balance $2,500.00 - $9,999.99. Monthly maintenance service charge of $10.00 if minimum balance falls below $2,500.00 any day of the month in a statement cycle. |
| $10,000 – $25,000Tier 2 daily balance $10,000.00 - $24,999.99. Monthly maintenance service charge of $10.00 if minimum balance falls below $2,500.00 any day of the month in a statement cycle. | 0.05% | $5 | Tier 2 daily balance $10,000.00 - $24,999.99. Monthly maintenance service charge of $10.00 if minimum balance falls below $2,500.00 any day of the month in a statement cycle. |
| $25,000 – $50,000Tier 3 daily balance $25,000.00 - $49,999.99. Monthly maintenance service charge of $10.00 if minimum balance falls below $2,500.00 any day of the month in a statement cycle. | 0.10% | — | Tier 3 daily balance $25,000.00 - $49,999.99. Monthly maintenance service charge of $10.00 if minimum balance falls below $2,500.00 any day of the month in a statement cycle. |
| $50,000 – $75,000Tier 4 daily balance $50,000.00 - $74,999.99. Monthly maintenance service charge of $10.00 if minimum balance falls below $2,500.00 any day of the month in a statement cycle. | 0.15% | — | Tier 4 daily balance $50,000.00 - $74,999.99. Monthly maintenance service charge of $10.00 if minimum balance falls below $2,500.00 any day of the month in a statement cycle. |
| $75,000 and upTier 5 daily balance $75,000.00+. Monthly maintenance service charge of $10.00 if minimum balance falls below $2,500.00 any day of the month in a statement cycle. | 0.20% | — | Tier 5 daily balance $75,000.00+. Monthly maintenance service charge of $10.00 if minimum balance falls below $2,500.00 any day of the month in a statement cycle. |
Sources (2)
All captured Oct 22, 2026
Statement Savings
0.05%APY
If the daily balance falls below $100.00 a monthly maintenance service charge of $3.00 will be charged. Customers under age 18 or age 62 and over may have one Statement Savings account with no maintenance service charge.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 – $2,500Tier 1 rate. Monthly maintenance fee of $3.00 charged if daily balance falls below $100.00; fee waived for customers under age 18 or age 62 and over (limit one account). | 0.05% | — | Tier 1 rate. Monthly maintenance fee of $3.00 charged if daily balance falls below $100.00; fee waived for customers under age 18 or age 62 and over (limit one account). |
| $2,500 and upTier 2 rate. Monthly maintenance fee of $3.00 charged if daily balance falls below $100.00; fee waived for customers under age 18 or age 62 and over (limit one account). | 0.05% | $5 | Tier 2 rate. Monthly maintenance fee of $3.00 charged if daily balance falls below $100.00; fee waived for customers under age 18 or age 62 and over (limit one account). |
Sources (2)
All captured Oct 22, 2026
Special-purpose accounts
IRA Statement Savings
0.05%APY
A penalty will be imposed for early withdrawal during the term of the IRA.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upA penalty will be imposed for early withdrawal during the term of the IRA.$100 and up | 0.05% | $5 | A penalty will be imposed for early withdrawal during the term of the IRA. |
Sources (1)
- banknewport.com/rates · captured Oct 22, 2026
Closed to new customers
Premium Money Market
0.05%APY
Available to BN Premium Checking customers (tax reported owner must have a BN Premium Checking account). Monthly maintenance service charge of $10.00 if minimum balance falls below $2,500 any day of the month in a statement cycle.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 – $25,000Tier 1 daily balance $2,500.00 - $24,999.99. Tax reported owner must have a BN Premium Checking account. Monthly maintenance service charge of $10.00 if minimum balance falls below $2,500 any day of the month in a statement cycle. | 0.05% | $5 | Tier 1 daily balance $2,500.00 - $24,999.99. Tax reported owner must have a BN Premium Checking account. Monthly maintenance service charge of $10.00 if minimum balance falls below $2,500 any day of the month in a statement cycle. |
| $25,000 – $75,000Tier 2 daily balance $25,000.00 - $74,999.99. Tax reported owner must have a BN Premium Checking account. Monthly maintenance service charge of $10.00 if minimum balance falls below $2,500 any day of the month in a statement cycle. | 0.15% | — | Tier 2 daily balance $25,000.00 - $74,999.99. Tax reported owner must have a BN Premium Checking account. Monthly maintenance service charge of $10.00 if minimum balance falls below $2,500 any day of the month in a statement cycle. |
| $75,000 – $250,000Tier 3 daily balance $75,000.00 - $249,999.99. Tax reported owner must have a BN Premium Checking account. Monthly maintenance service charge of $10.00 if minimum balance falls below $2,500 any day of the month in a statement cycle. | 0.50% | — | Tier 3 daily balance $75,000.00 - $249,999.99. Tax reported owner must have a BN Premium Checking account. Monthly maintenance service charge of $10.00 if minimum balance falls below $2,500 any day of the month in a statement cycle. |
| $250,000 and upTier 4 daily balance $250,000.00+. Tax reported owner must have a BN Premium Checking account. Monthly maintenance service charge of $10.00 if minimum balance falls below $2,500 any day of the month in a statement cycle. | 1.75% | — | Tier 4 daily balance $250,000.00+. Tax reported owner must have a BN Premium Checking account. Monthly maintenance service charge of $10.00 if minimum balance falls below $2,500 any day of the month in a statement cycle. |
Sources (2)
All captured Oct 22, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.