Compare Bank & Credit Union Rates
Best savings rates in Cumberland, RI
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Providence County, RI · Showing Providence County, RI: too few institutions in Cumberland, RI
- 3.20%APY$320 a year on $10,000with conditions
Requirements
Product: Requires having a Beacon Bank checking account with an ownership relationship. Variable premium interest rate. Fees may reduce earnings.
Offer: Variable premium interest rate subject to change without notice. Requires an ownership relationship on a Beacon Bank checking account.
Qualified rate · Effective Sep 18, 2026
Rate checked
More details - Coastal1 Credit UnionPremier Money Market SpecialPremier Money Market Special · $2,500 min · 1.00%–2.50% by balance
Credit union · 12 branches
2.50%APY$250 a year on $10,000Rate by balance
Rate by balance for Premier Money Market Special Balance APY Up to $10,000 1.00% $10,000 – $50,000Your amount 2.50% $50,000 – $100,000 2.50% $100,000 – $150,000 2.50% $150,000 – $250,000 2.50% $250,000 – $500,000 2.50% $500,000 and up 2.50% Rate checked
More details - Navigant Credit UnionCompass Money MarketCompass Money Market · $2,500 min · 0.15%–2.60% by balance
Credit union · 17 branches
2.45%APY$245 a year on $10,000Requirements
Product: Minimum balance to open is $2,500. Daily balance must be maintained at $2,500 to avoid a $10 low-balance fee. Rates may change after account opening.
Offer: Tier 1
Rate by balance
Rate by balance for Compass Money Market Balance APY Up to $5,000 0.15% $5,000 – $10,000Tier 2 0.15% $10,000 – $50,000Your amountTier 3 2.45% $50,000 and upTier 4 2.60% Rate checked
More details - Washington TrustHigh-Rate Savings AccountSavings · $25 min · 2.20%–3.60% by balance
Bank · 12 branches
2.35%APY$235 a year on $10,000with conditionsRequirements
Product: Checking account required. Minimum to open is $10,000.00 of non-Washington Trust funds, or $25.00 (may be existing funds) if a Freedom Ultra Checking account holder. Freedom Ultra personal checking customers earn an additional 0.50% APY bonus (tax reported owner on checking must match tax reported owner on savings). $2,500.00 average collected daily balance required to avoid $10.00 monthly service charge; fee waived if Tax Reported Owner is under age 21 or age 62 and older. No municipal or government funds. One account per tax reported owner only.
Offer: Requires Freedom Ultra Checking account. Opening minimum is $25. Monthly fee of $10 waived with $2,500 average collected daily balance or if Tax Reported Owner is under 21 or 62+.
Qualified rate · $10 monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for High-Rate Savings Account Balance APY Up to $2,500 2.20% $2,500 – $25,000Your amount 2.35% $25,000 – $50,000 2.45% $50,000 – $249,999 3.50% $250,000 and up 3.60% Rate checked
More details - Centreville BankHigh Yield Savings AccountSavings · $10,000 min · 2.00%–2.50% by balance
Bank · 6 branches
2.00%APY$200 a year on $10,000intro rateRequirements
Product: Requires a minimum of $10,000 in New Money (funds not on deposit with Centreville Bank within the last 30 days) to open. Limited time offer. Avoid $5 monthly maintenance fee by maintaining a minimum daily balance of $1,000.
Offer: Requires minimum $10,000 New Money to open. Avoid $5.00 monthly maintenance fee by maintaining a minimum daily balance of $1,000.
Promotional rate · $5 monthly fee
Rate by balance
Rate by balance for High Yield Savings Account Balance APY $2,500 – $50,000Your amount 2.00% $50,000 – $100,000 2.25% $100,000 and up 2.50% Rate checked
More details - Washington TrustHigh-Rate Savings AccountSavings · $10,000 min · 1.70%–3.10% by balance
Bank · 12 branches
1.85%APY$185 a year on $10,000with conditionsRequirements
Product: Checking account required. Minimum to open is $10,000.00 of non-Washington Trust funds, or $25.00 (may be existing funds) if a Freedom Ultra Checking account holder. Freedom Ultra personal checking customers earn an additional 0.50% APY bonus (tax reported owner on checking must match tax reported owner on savings). $2,500.00 average collected daily balance required to avoid $10.00 monthly service charge; fee waived if Tax Reported Owner is under age 21 or age 62 and older. No municipal or government funds. One account per tax reported owner only.
Offer: Standard High-Rate Savings rate. Monthly fee of $10 waived with $2,500 average collected daily balance or if Tax Reported Owner is under 21 or 62+.
Qualified rate · 1.68% interest rate · $10 monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for High-Rate Savings Account Balance APY Up to $2,500 1.70% $2,500 – $25,000Your amount 1.85% $25,000 – $50,000 1.95% $50,000 – $249,999 3.00% $250,000 and up 3.10% Rate checked
More details - Ocean State Credit UnionPersonal Money Market AccountPersonal Money Market Account · $2,500 min · 1.50%–2.00% by balance
Credit union · 1 branch
1.50%APY$150 a year on $10,000Requirements
Product: A balance of $2,500.00 is required to maintain a Money Market Account and earn APY. Interest is compounded and credited monthly. Touch-tone teller access available.
Offer: Tier 1
1.49% interest rate · No monthly fee
Rate by balance
Rate by balance for Personal Money Market Account Balance APY $2,500 – $25,000Your amount 1.50% $25,000 – $50,000Tier 2 1.70% $50,000 – $75,000Tier 3 1.90% $75,000 and upTier 4 2.00% Rate checked
More details - CME Credit UnionMyLife Tiered SavingsSavings · $0 min · 1.50%–3.50% by balance
Credit union · 2 branches
1.50%APY$150 a year on $10,000Requirements
Product: Rates are subject to change without notice and may change monthly. No monthly maintenance fees. Fees may reduce earnings on the account. Other conditions may apply.
Offer: Tier 1 for balances from $0.00 to $29,999.99.
1.49% interest rate · No monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for MyLife Tiered Savings Balance APY Up to $30,000Your amount 1.50% $30,000 and up 3.50% Rate checked
More details - Centreville BankPersonal Premium Money MarketPersonal Premium Money Market · $10,000 min · 1.20%–2.30% by balance
Bank · 6 branches
1.20%APY$120 a year on $10,000Requirements
Product: High-yield savings benefits combined with check-writing capabilities. Opening deposit of $10,000 required. Monthly maintenance fee of $10 imposed if balance falls below $10,000 any day of the statement cycle. Rate may change after account is opened.
Offer: Tier 1. Rate may change after the account is opened. Monthly maintenance fee of $10.00 will be imposed if the balance falls below $10,000 any day of the statement cycle.
$10 monthly fee
Rate by balance
Rate by balance for Personal Premium Money Market Balance APY $10,000 – $25,000Your amount 1.20% $25,000 – $50,000Tier 2. 1.40% $50,000 – $100,000Tier 3. 1.60% $100,000 – $250,000Tier 4. 1.80% $250,000 – $500,000Tier 5. 2.05% $500,000 and upTier 6. 2.30% Rate checked
More details - Wave Federal Credit UnionMoney Market Savings AccountMoney Market Savings Account · $2,000 min · 0.75%–1.50% by balance
Credit union · 1 branch
0.85%APY$85 a year on $10,0000.75% interest rate · Effective Oct 2, 2026
Rate by balance
Rate by balance for Money Market Savings Account Balance APY $2,000 – $9,999 0.75% $10,000 – $24,999Your amount 0.85% $25,000 – $49,999 1.00% $50,000 and up 1.50% Rate checked
More details - Rhode Island Credit UnionMoney Market Savings AccountMoney Market Savings Account · $2,500 min · 0.75%–1.26% by balance
Credit union · 4 branches
0.75%APY$75 a year on $10,000Requirements
Product: Interest Rate and Annual Percentage Yield may change daily as determined by the Credit Union's Board of Directors.
0.75% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Savings Account Balance APY $2,500 – $25,000Your amount 0.75% $25,000 – $75,000 1.00% $75,000 and up 1.26% Rate checked
More details - 0.75%APY$75 a year on $10,000with conditions
Requirements
Product: Must have an active EZ Interest Checking Account.
Offer: Must have an active EZ Interest Checking Account. $2,500 minimum balance to waive $10 monthly fee.
Qualified rate · 0.75% interest rate · $10 monthly fee · Effective Sep 30, 2026
Rate by balance
Rate by balance for EZ Choice Savings Balance APY Up to $25,000Your amount 0.75% $25,000 and up 1.50% Rate checked
More details - 0.30%APY$30 a year on $10,000with conditions
Requirements
Product: Customers must maintain a PRIME TIME Checking Account to be eligible for product. Fees could reduce earnings. The rate on these accounts may change after the account is opened.
Qualified rate · 0.30% interest rate · Effective Oct 9, 2026
Rate by balance
Rate by balance for Prime Time™ Balance APY Up to $25,000Your amount 0.30% $25,000 – $50,000 0.75% $50,000 – $100,000 1.06% $100,000 – $250,000 2.02% $250,000 – $500,000 2.53% $500,000 – $1,000,000 2.53% $1,000,000 – $1,500,000 2.53% $1,500,000 – $2,000,000 2.53% Over $2,000,000 2.53% Rate checked
More details - CME Credit UnionMyLife Money MarketMyLife Money Market · $25 min · 0.30%–1.00% by balance
Credit union · 2 branches
0.30%APY$30 a year on $10,000Requirements
Product: Rates are subject to change without notice and may change monthly. Fees may reduce earnings on the account. Membership open to everyone.
Offer: Minimum to earn APY is $25.
0.30% interest rate · No monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for MyLife Money Market Balance APY $25 and upYour amount 0.30% $25,000 and upMinimum to earn APY is $25,000. 0.55% $50,000 and upMinimum to earn APY is $50,000. 0.95% $75,000 and upMinimum to earn APY is $75,000. 1.00% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Requires receiving electronic statements (E-Statements) instead of paper statements. No monthly fees. Low $5 minimum balance.
Offer: Requires electronic statements instead of paper statements.
0.25% interest rate · No monthly fee · Effective Oct 2, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Providence County, RI
55 accounts at 20 banks and credit unions · checked Oct 6–22
- Typical
- 0.10%
- Top 10% from
- 1.71%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.15%
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Providence, RI-MA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Shoreham BankBank · 3 branches
- Coastal1 Credit UnionCredit union · 19 branches
- Ocean State Credit UnionCredit union · 6 branches